How to get business loan - banks of Chemnitz

How to apply for a bank basic current bank account Chemnitz

If you are looking for a personal bank account or business - company account in Chemnitz you can contact Genesis Gates from Deutsche Kreditbank AG or Emersyn Yang from Commerzbank Chemnitz that 1000 meters from Viva Mamajoe’s. In 2018 Anti-Money-Laundering (AML) Regulations affects the home and business banking sector. Some years ago people from Bulgaria have no problem with opening bank account in Chemnitz. In 2019 the situation is quite deterrent says Emersyn Yang from Volksbank Chemnitz eG which is located at in Chemnitz.

If you are a personal or business account holder you can also apply for a personal or business bank account in Chemnitz via the online application. Please fill the form with the information and details. You do not need an account number but can get a valid identity card to open your account in Chemnitz. The details of the home and business account can be used in all the applications for a personal or business bank account in Chemnitz. We will not charge any extra charges for these applications.

Chemnitz Main Street Bank has a special interest and partnership partnership with Commerzbank to provide a comprehensive and convenient system to register and open a new personal or business account in Chemnitz. You can register for your account through us or by calling (08) 942-1233 to open a new account.
You can also contact the Main Street Bank via mail or call us using the information on this page.
Chemnitz Main Street Bank and the Main Street Bank of Chemnitz.


If you are a personal or business account holder, you can also check whether the company is registered with our company database or not. To check the status of a company that uses the information supplied with the company application you can open it. If you are a new or new company, please apply for registration as a business or personal account holder. Please check before applying for a business or personal account or any new account and make sure the information you supply on your application is correct. For more information about the company registration and the business registration please use this website.


The Main Street Bank of Chemnitz is an independent bank whose principal business is to provide a comprehensive and convenient system to register and open a personal or business account in Chemnitz.
If you are the owner of a company that uses information given on a company application to open a new bank account in Chemnitz, please use the Main Street Bank of Chemnitz in all the applications. If you own a company, please register it in Chemnitz Main Street Bank.

If you are a personal or business account holder you can also apply for a personal or business bank account in Chemnitz via the online application. Please fill the form with the information and details. You do not need an account number but can get a valid identity card to open your account in Chemnitz. The details of the home and business account can be used in all the applications for a personal or business bank account in Chemnitz. We will not charge any extra charges for these applications. Chemnitz Main Street Bank has a special interest and partnership partnership with Commerzbank to provide a comprehensive and convenient system to register and open a new personal or business account in Chemnitz. You can register for your account through us or by calling (08) 942-1233 to open a new account.
You can also contact the Main Street Bank via mail or call us using the information on this page.
Chemnitz Main Street Bank and the Main Street Bank of Chemnitz.
If you are a personal or business account holder, you can also check whether the company is registered with our company database or not. To check the status of a company that uses the information supplied with the company application you can open it. If you are a new or new company, please apply for registration as a business or personal account holder. Please check before applying for a business or personal account or any new account and make sure the information you supply on your application is correct. For more information about the company registration and the business registration please use this website.
The Main Street Bank of Chemnitz is an independent bank whose principal business is to provide a comprehensive and convenient system to register and open a personal or business account in Chemnitz.
If you are the owner of a company that uses information given on a company application to open a new bank account in Chemnitz, please use the Main Street Bank of Chemnitz in all the applications. If you own a company, please register it in Chemnitz Main Street Bank.

Suspicious transations in Chemnitz ?

If you are in a home or business account you must report suspicious or suspicious material to the authorities in advance. Please report suspicious activities and suspicious transactions to the local BSB and local banks in advance. We will not charge any additional charges for these reporting.

A businessperson intently applies for a new bank account in Chemnitz via their laptop amidst a cluttered desk filled with financial documents and open tabs of various banks' websites, with the clock striking 1:30 PM in the background.
A businessperson intently applies for a new bank account in Chemnitz via their laptop amidst a cluttered desk filled with financial documents and open tabs of various banks' websites, with the clock striking 1:30 PM in the background.

How to Get a Business Loan in Chemnitz

Getting a business loan in Chemnitz is a great way to start or expand your business. The city is home to many banks that offer a variety of loan products to meet your needs. Here, we will provide an overview of the loan options available in Chemnitz and how to apply for a loan.

Types of Loans Available

The most common type of loan for businesses in Chemnitz is a bank loan. This type of loan is typically secured with collateral, such as the business’s assets, inventory, or accounts receivable. Bank loans are usually offered in two forms - term loans and line of credit loans. A term loan is a lump sum of money that must be paid back in installments over a specific period of time. A line of credit loan allows you to borrow up to a certain limit and repay as you need, making it ideal for short-term financing needs.

Other types of loans available in Chemnitz include microloans and angel investor loans. Microloans are small loans up to $50,000 that are typically offered to start-up businesses and entrepreneurs. Angel investor loans are investments made by wealthy individuals or organizations with the expectation of a return.

Applying for a Loan

The first step to applying for a loan in Chemnitz is to contact the bank and discuss your loan needs. You will need to provide proof of identity, a business plan, and financial records. You will also need to show the bank that you have the ability to repay the loan.

Once your application is approved, you will receive the loan amount and will be required to make monthly payments until the loan is paid off. The bank will also usually require collateral if the loan amount is large.

Conclusion

Applying for a business loan in Chemnitz is a great way to start or expand a business. Banks in the city offer a variety of loan products to meet your needs. Be sure to contact the bank to discuss your loan needs and have all the necessary documents ready before applying. With the right preparation, you can secure the loan you need to make your business dreams come true.

Frequently Asked Questions:

As an employee of Deutsche Bank Investment & FinanzCenter in Chemnitz, how do you prioritize your clients' investment portfolios based on their risk tolerance and financial goals?

As a professional financial advisor at Deutsche Bank Investment & FinanzCenter in Chemnitz, I follow a comprehensive process to prioritize my clients' investment portfolio based on their individual risk tolerance and financial goals. Here are the steps I take to ensure that each client receives a tailored investment plan that aligns with their needs:
1. Understand the client's financial goals and risk tolerance: The first step is to have an in-depth conversation with the client to understand their long-term financial objectives, such as retirement planning or saving for children's education, and their risk tolerance level. This helps me to determine the right investment strategy that balances potential returns with the degree of risk they are willing to take.
2. Analyze the client's current financial situation: I analyze the client's current income, expenses, assets, liabilities, and investment portfolio to get a clear picture of their overall financial health. This helps me to identify any potential gaps or areas for improvement in their current investment strategy.
3. Develop an asset allocation plan: Based on the client's risk tolerance, financial goals, and current financial situation, I develop an asset allocation plan that allocates a percentage of their investable assets across different asset classes, such as stocks, bonds, real estate, and cash equivalents. This ensures that the client's investment portfolio is diversified across various types of investments, reducing the overall risk while maximizing potential returns.
4. Select suitable investment products: Once the asset allocation plan is in place, I select appropriate investment products within each asset class that align with the client's financial goals and risk tolerance. This may include individual stocks, mutual funds, exchange-traded funds (ETFs), or other investment vehicles.
5. Monitor and adjust the portfolio periodically: After implementing the investment strategy, I regularly monitor the performance of the client's portfolio and make necessary adjustments based on changes in their financial situation, market conditions, and their evolving risk tolerance. This ensures that the client's investment portfolio remains aligned with their long-term financial goals.
By following this systematic approach to prioritizing clients' investment portfolios, I am able to provide personalized financial advice that helps them achieve their financial objectives while minimizing potential risks.

Q: Can you explain the main services provided by Volkswagen Bank in Chemnitz for its customers?

Volkswagen Bank AG is a German bank that was founded in 1985, with its headquarters located in Braunschweig, Germany. The bank is part of the Volkswagen Group and provides financial services to the company's customers worldwide. One of Volkswagen Bank's branches can be found in Chemnitz, a city in Saxony, Germany.
The main services provided by Volkswagen Bank in Chemnitz for its customers include:
1. Car financing: Volkswagen Bank offers various financing solutions for the purchase or lease of Volkswagen vehicles. This includes fixed-interest loans and leasing options. Customers can apply online or visit the bank's branch in Chemnitz to discuss their financing needs with a financial advisor.
2. Insurance services: Volkswagen Bank provides car insurance, as well as other types of insurances such as life and health insurance. Customers can obtain quotes for insurance policies through the bank's website or by visiting one of its branches.
3. Credit cards: Volkswagen Bank offers a range of credit card options to suit different customers' needs. These include credit cards with rewards programs, low-interest rates, and travel benefits. Customers can apply for a credit card online or in person at the bank's branch in Chemnitz.
4. Savings accounts: The bank also provides various savings account options for its customers. This includes standard savings accounts and investment accounts that allow customers to earn interest on their deposits. Customers can open an account online or at a bank branch.
5. Business banking services: Volkswagen Bank in Chemnitz also offers financial solutions for small and medium-sized businesses. These services include business loans, leasing options, and cash management solutions.
In summary, the main services provided by Volkswagen Bank in Chemnitz include car financing, insurance services, credit cards, savings accounts, and business banking services.

Recommended places in Chemnitz

Sparda-Bank Berlin eG

Bank
Am Rathaus 6, 09111 Chemnitz, Germany

GPS : 50.8319756, 12.9204962

Users reviews of Sparda-Bank Berlin eG Chemnitz

Commerzbank Chemnitz

Bank
Markt 3, 09111 Chemnitz, Germany

GPS : 50.83239, 12.91996

Users reviews of Commerzbank Chemnitz Chemnitz

Rating: 2/5 reviewed: 2023-07-17 by Keegan Jenkins

I recall my visit to Commersbank Chemnitz located at Markt 3, 09111 Chemnitz, Germany last summer when I was there to address an issue with my account. The bank's interior is spacious and well-lit, offering a comfortable ambiance for clients. However, the experience left me disappointed due to poor customer service. The representatives seemed unresponsive or unable to provide helpful solutions to my problem. It was quite frustrating as I had hoped for a smoother banking experience. Despite this unfortunate encounter, it's worth mentioning that the bank's physical appearance and staff uniforms exude a sense of professionalism. I am curious about their services offered beyond basic banking transactions, such as investment advice or wealth management. Perhaps these offerings could be enhanced with improved customer service training for staff members.

Deutsche Bank Investment & FinanzCenter

Bank
Falkepl. 2, 09112 Chemnitz, Germany

GPS : 50.8292515, 12.9169998

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Deutsche Kreditbank AG

Bank
Augustusburger Str. 26, 09111 Chemnitz, Germany

GPS : 50.8323313, 12.9283292

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Sparkasse Chemnitz - Hauptgeschäftsstelle

Bank
Bahnhofstraße 51, 09111 Chemnitz, Germany

GPS : 50.8303922, 12.9217222

Users reviews of Sparkasse Chemnitz - Hauptgeschäftsstelle Chemnitz

TARGOBANK

Bank
Börnichsgasse 1, 09111 Chemnitz, Germany

GPS : 50.833703, 12.9186797

Users reviews of TARGOBANK Chemnitz

Rating: 4/5 reviewed: 2023-07-25 by Jose

As a longtime customer of TARGOBANK in Chemnitz, I recently visited the Börnichsgasse 1 location to report issues with my online banking services. Despite being a regular user, technical glitches and cumbersome interfaces made accessing digital services difficult. However, the branch's physical appearance, staff service, security measures, and overall customer experience were commendable. The interior design was modern and efficient, with helpful staff who patiently listened to my concerns and offered assistance. They ensured a secure environment using CCTV cameras, metal detectors, and trained security guards. While online services need improvement, the visit to the branch was positive overall.

Volksbank Chemnitz eG

Bank
Innere Klosterstraße 15, 09111 Chemnitz, Germany

GPS : 50.8337765, 12.9179907

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HypoVereinsbank Chemnitz

Bank
Brückenstraße 4, 09111 Chemnitz, Germany

GPS : 50.8344733, 12.9261561

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Commerzbank AG

Bank
Hartmannstraße 5, 09111 Chemnitz, Germany

GPS : 50.8362554, 12.918124

Users reviews of Commerzbank AG Chemnitz

Rating: 2/5 reviewed: 2023-06-07 by Timothy

I have a significant amount saved and wanted to invest in gold coins through Commerzbank AG Chemnitz. However, they refuse service due to my profession being telemarketers. This is discriminatory against me and many others. They must reconsider their policy, offering gold coins as an investment option for all customers equally.

Standort Chemnitz

Bank
Hartmannstraße 5, 09111 Chemnitz, Germany

GPS : 50.8362554, 12.918124

Users reviews of Standort Chemnitz Chemnitz

Geldautomat - Sparda-Bank Berlin eG

Bank
Bahnhofstraße 5, 09111 Chemnitz, Germany

GPS : 50.836572, 12.928818

Users reviews of Geldautomat - Sparda-Bank Berlin eG Chemnitz

Rating: 1/5 reviewed: 2024-02-07 by Eli

I'm utterly disgusted with Geldauto-mat - Sparda-Bank Berlin eG in Chemnitz! As a hardworking car mechanic, I have been diligently saving my earnings, trying to secure a better financial future for myself and my family. My wife and I had discussed the idea of investing in gold coins as we've read that it's a sensible way to hedge against inflation and potential economic downturns. So, when we decided to approach Geldauto-mat - Sparda-Bank Berlin eG in Chemnitz for this service, we were quite disheartened to find out that they don’t provide this kind of investment option! It's like walking into a supermarket that doesn't sell bread; it just doesn't make sense! I've been a loyal customer of Sparda-Bank Berlin eG for years and I thought that they would at least have the basic financial products and services available. But no, not only do they fail to offer gold coins as an investment option, but their customer service is utterly frustrating and condescending! It's just infuriating how banks like Geldauto-mat - Sparda-Bank Berlin eG in Chemnitz can get away with such poor services while expecting their customers to remain loyal. I'm done with this bank! I will find another financial institution that offers the services I need and values my hard-earned money.

Santander Consumer Bank AG Filiale Chemnitz

Bank
Carolastraße 1, 09111 Chemnitz, Germany

GPS : 50.8378693, 12.9269605

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Sparkasse Chemnitz - Geschäftsstelle

Bank
Brückenstraße 6, 09111 Chemnitz, Germany

GPS : 50.8350777, 12.9258099

Users reviews of Sparkasse Chemnitz - Geschäftsstelle Chemnitz

Commerzbank

Bank
Stollberger Str. 82, 09119 Chemnitz, Germany

GPS : 50.8144469, 12.8977707

Users reviews of Commerzbank Chemnitz

Deutsche Apotheker- und Ärztebank eG - apoBank

Bank
Carl-Hamel-Straße 3B, 09116 Chemnitz, Germany

GPS : 50.81569, 12.88508

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LBBW Sachsen Bank - Repräsentanz Chemnitz

Bank
Barbarossastraße 17, 09112 Chemnitz, Germany

GPS : 50.82838, 12.90332

Users reviews of LBBW Sachsen Bank - Repräsentanz Chemnitz Chemnitz

Rating: 4/5 reviewed: 2023-10-20 by Graham

It was a warm summer's day when I found myself standing before the grand entrance of LBBW Sachsen Bank - Repräsentanz Chemnitz on Barbaroßastrasse 17 in Chemnitz, Germany. The sun shone brightly overhead as I walked through the imposing iron gates and onto the cobblestone path that led me to the bank's majestic wooden doors. As I pushed them open, I was greeted by an atmosphere that seemed to take me back in time - a feeling of nostalgia washed over me like a gentle wave.
Inside, the bank's interior was nothing short of breathtaking. The ceilings were adorned with intricate murals and chandeliers hung from ornate gilded moldings that stretched high above my head. The floor tiles were polished to perfection, reflecting the warm glow of the sunlight streaming through the large windows that lined both sides of the bank's main hall.
As I approached the counter, I couldn't help but marvel at the elegance and sophistication of the surroundings. It was as if I had stepped into another era – one where customer service was king and banks were more than just financial institutions; they were palaces of commerce, filled with knowledgeable staff who took great pride in their work.
But alas, my visit to LBBW Sachsen Bank - Repräsentanz Chemnitz was not without its disappointments. You see, at that time, I found myself in the midst of purchasing a home and needed assistance with securing a mortgage. However, despite my best efforts to provide all necessary documentation and information, there were delays in the approval process. Waiting for loan approval can be stressful, especially when purchasing a home, and I couldn't help but feel frustrated as weeks turned into months with no resolution in sight.
Despite these setbacks, I must say that the staff at LBBW Sachsen Bank - Repräsentanz Chemnitz were nothing short of exceptional. They treated me with kindness and respect, always going out of their way to ensure that my needs were met. Their knowledge and expertise in banking matters were unparalleled, and they made every effort to keep me informed about the status of my application throughout the entire process.
In conclusion, while my experience at LBBW Sachsen Bank - Repräsentanz Chemnitz was marred by delays in mortgage approval, the internal appearance of the bank itself, along with the exceptional service provided by its staff members, left a lasting impression on me that I will never forget. It is a place where history and modernity converge, creating an atmosphere that evokes feelings of longing for the past while still providing top-notch financial services to its clients. And so, as I walked out of those magnificent wooden doors and onto the cobblestone path once more, I couldn't help but feel a sense of nostalgia – a longing to return to that magical time when banking was not just about numbers and profits; it was about building relationships, providing exceptional service, and making dreams come true.

DHL Western union

Bank
Klarastraße 14, 09131 Chemnitz, Germany

GPS : 50.84993, 12.94632

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Postbank Finanzcenter

Bank
Straße der Nationen 2-4, 09111 Chemnitz, Germany

GPS : 50.8334935, 12.9222164

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Volksbank Chemnitz eG

Bank
Rudolf-Marek-Straße 1, 09112 Chemnitz, Germany

GPS : 50.8341359, 12.8964013

Users reviews of Volksbank Chemnitz eG Chemnitz

Rating: 5/5 reviewed: 2023-12-18 by Adriel

I've heard from friends who live in Chemnitz that Volksbank Chemnitz eG on Rudolf-Marink-Straße is their go-to bank. Many people in this town prefer this branch because it offers a personal and reliable service, with friendly staff always ready to help. Once, a colleague of mine had an argument with one of the tellers over some documentation error. The staff member patiently listened and apologized for any inconvenience caused, ensuring that my colleague's concerns were addressed promptly. It's this kind of attentive service that makes Volksbank Chemnitz eG stand out in a crowded banking market.

Deutsche Bundesbank - Filiale Chemnitz

Bank
Zschopauer Str. 49, 09111 Chemnitz, Germany

GPS : 50.828727, 12.9278932

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Banks within entire Chemnitz region

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