Swansea - best bank products promotions

Swansea - city of banks

Latest research show that in Swansea world over 92 percent of transactions done thanks to banks.

Mobile banking in Swansea

Even though bank are very close to your work or place of living many citizens of Swansea wishes to use smart phone or PC computer to make a deal with the bank. You can get a investment funds or reversed factoring . In case of question with insurance you can contact directly Mr Aidan Santos from Yorkshire Building Society at 36 Union St, Swansea SA1 3DZ, United Kingdom or Gael Hernandez from Halifax located at 22/23 Union St, Swansea SA1 5TX, United Kingdom.

How to get business loan - banks of Swansea

If you need to a financing for you start-up - check our list of recommended institutions. For cash loans or mortgages check the best offers from Halifax , Nationwide located at 2 Queen Street Back Rd, Neath SA11 1EB, United Kingdom.If you have problem with credit card you can ask for renegotiation credit terms. In Swansea you can contact Tristan Joyce. Thanks to our financial advisors your monthly expenses on the loans may be reduced from 34 to 40 percent.Please don't forget to mention that you have contact from our website.

Here is some banking sector stats from Swansea

Gross turnover in particular products offered by banks in Swansea

Currency is United States Dollars.

20142015201620172018Total
Foreign transfer28953 USD56949 USD84952 USD112951 USD140953 USD424758 USD
Savings account29096 USD57100 USD85102 USD113100 USD141110 USD425508 USD
Reversed factoring 29262 USD57262 USD85256 USD113241 USD141241 USD426262 USD
Settlement account29404 USD57420 USD85420 USD113396 USD141392 USD427032 USD
Express transfer29530 USD57540 USD85545 USD113570 USD141550 USD427735 USD
Total146245 USD286271 USD426275 USD566258 USD706246 USD

Cheap loans & mortgages Swansea

Please make appointment with Layla Fuentes from Halifax

Swansea - the Best Bank Products Promotions

With its bustling port, picturesque beaches, and welcoming locals, Swansea is a popular destination for those looking for a break from the hustle and bustle of the city. But it’s a great place to get your finances in check, too. Swansea has a wealth of banking and finance options, so you can make sure you have the best products for your needs. Here’s a look at some of the top promotions, deals, and offers that banks in Swansea have to offer.

First up is the Swansea Building Society’s current account promotion. This promotion gives customers who open a new current account a free £100. It’s a great deal, with no hidden fees or catches. The account also comes with a range of useful extras, such as a free contactless debit card, online and mobile banking, and a range of savings accounts and insurance products.

Next, the NatWest offers a great range of savings accounts and investments. Their ‘Invest Now’ promotion gives customers a free £50 when they open a new savings or investments account, plus 0.5% interest for their first year. This is a great promotion for those who want to get their finances in order and make the most of their money.

For those looking for a loan, the HSBC offers a range of loan products. Their ‘Low Rate Loan’ promotion gives customers a low-rate loan of up to £20,000, with no arrangement fees, no early repayment fees, and a range of repayment options to suit your needs.

Finally, the Lloyds Bank offers a range of credit card deals. Their ‘Cashback Rewards’ promotion gives customers 3% cashback on all purchases up to £1,000 each month, as well as 0% on balance transfers for the first six months. This is a great promotion for those looking to make the most of their spending.

So, if you’re looking for the best bank products promotions in Swansea, you’ll find plenty of great deals and offers to choose from. Whether you’re looking for a free £100, a low-rate loan, or cashback rewards, you won’t be disappointed with the range of options available in Swansea.

Frequently Asked Questions:

What are the most common issues customers experience at Barclays ATMs in Swansea, and how can we address them effectively?

Based on customer feedback and reports, some of the most common issues customers experience at Barclays ATMs in Swansea include:
1. Machine not dispensing cash: This could be due to technical issues or insufficient funds in the account. To address this issue, ensure that your account has enough balance for the withdrawal amount and report any technical issues to the bank immediately.
2. Card not being accepted: This might occur if the card is damaged, expired, or if there are issues with the ATM's card reader. If this happens, try using another ATM or contact customer service for assistance.
3. Incorrect transaction amount: Customers may sometimes receive an incorrect transaction amount due to a system error or human error during input. Double-check your inputs before confirming the transaction and report any discrepancies to the bank's customer support team.
4. Long wait times: Occasionally, customers may experience long wait times at busy ATMs in Swansea. To avoid this, try visiting the ATM during off-peak hours or consider using an alternative nearby location.
5. Difficulty navigating the ATM interface: Some customers may find it challenging to navigate the ATM's touchscreen interface, leading to confusion and errors. Familiarize yourself with the options available on the screen before proceeding with your transaction.
To address these issues effectively, Barclays can implement measures such as regularly maintaining their ATMs to ensure they are functioning properly, providing clear instructions and guidance on using the machines, and offering alternative banking channels like mobile banking apps for customers who prefer not to use ATMs. Additionally, the bank could consider expanding its network of ATMs in high-traffic areas or increasing the number of machines available during peak hours to reduce wait times for customers.

As a Lloyds Bank employee in Swansea, how do you assist customers with their mortgage inquiries?

As a Lloyds Bank employee in Swansea, I'm here to help customers with their mortgage inquiries. When a customer approaches me for guidance on mortgages, I first ask them about their financial situation and requirements. This helps me understand their needs better and guide them accordingly.

Next, I provide information on various types of mortgages available at Lloyds Bank, such as fixed-rate mortgages, tracker mortgages, and offset mortgages. I explain the benefits and risks associated with each type to help customers make an informed decision.

I also assist customers in understanding factors like interest rates, repayment terms, and loan durations that influence their monthly payments. Additionally, I guide them through the application process, including the documentation needed for submission.

Moreover, I keep customers updated on any changes or updates related to mortgage policies or offers from Lloyds Bank. My primary goal is to ensure a smooth experience for customers while helping them choose the best mortgage option suited to their needs.

What are the specific requirements for opening a new business account with The Co-operative Bank in Swansea?

To open a new business account with The Co-operative Bank in Swansea, you will need to provide the following documents and information:
1. Business identification: This includes proof of business registration such as Certificate of Incorporation or Business Registration Number, memorandum and articles of association, or partnership agreement.
2. Personal identification: All business owners and directors must provide valid passports or driver's licenses and proof of address.
3. Banking information: You will need to provide your preferred business account name, the type of account you want to open (current, savings, or deposit), and the initial deposit amount.
4. Business plan: The bank may require a business plan outlining your business goals, marketing strategy, financial projections, and cash flow analysis.
5. Proof of business address: You will need to provide proof of a valid business address, such as a utility bill or a lease agreement.
6. Financial information: You will be required to provide your last three years' worth of personal and business tax returns, bank statements, and any other financial documents requested by the bank.
7. References: The bank may require references from other financial institutions or professionals, such as accountants or lawyers.
8. Signatory list: The bank will require a list of authorized signatories for the account, including their names, titles, and signatures.
The Co-operative Bank reserves the right to decline an application if they are not satisfied with the information provided or if they believe that the business does not meet their risk assessment criteria. It's recommended that you contact the bank directly for specific requirements and to make an appointment with a business banking specialist to begin the process.

Recommended places in Swansea

The Co-operative Bank PLC

Bank
34 The Kingsway, Swansea SA1 5LG, United Kingdom

GPS : 51.6208073, -3.9461092

Users reviews of The Co-operative Bank PLC Swansea

Barclays Bank

Bank
262 Oxford St, Swansea SA1 3BR, United Kingdom

GPS : 51.6199572, -3.9451905999999

Users reviews of Barclays Bank Swansea

Santander

Bank
1 Union St, Swansea SA1 3EE, United Kingdom

GPS : 51.6188321, -3.9457961000001

Users reviews of Santander Swansea

Rating: 5/5 reviewed: 2024-02-08 by Matthew Pope

I recently visited the Santander branch at 1 Union St, Swansea SA1 3EE, United Kingdom, and while it was a short encounter, there were definitely some memorable experiences worth sharing. The staff working in the bank were friendly, professional, and knowledgeable; they genuinely made me feel welcome from the moment I walked through the door.
The branch itself was well-organized and easy to navigate, with helpful signage that guided me to the appropriate areas for my needs. I noticed that all the employees seemed to be dressed in a similar style, which added to the overall sense of professionalism. They were attentive, courteous, and responsive to any questions or requests I had - and they did so with genuine smiles on their faces!
Even though my visit was brief, it left me with a positive impression that I won't soon forget. However, since this particular branch is quite far from where I live, I don't anticipate returning there anytime soon. But if you happen to be in the area and need banking services, I would highly recommend visiting Santander at 1 Union St, Swansea SA1 3EE - you won't be disappointed!
Remember, every interaction with a financial institution is important; let's continue to demand high-quality customer service and support from our banks. After all, we deserve nothing less than the best when it comes to managing our money.

Rating: 3/5 reviewed: 2024-04-12 by Mia

While Matthew Pope's experience at the Santander branch in Swansea was undoubtedly positive, I believe there are a few areas where his review could benefit from some further reflection. Firstly, while Pope does mention the professionalism of the staff and their friendly demeanor, he doesn't provide any specific examples or anecdotes to back up this claim. Without any concrete evidence, it's difficult to fully appreciate the quality of service provided by Santander. Secondly, Pope seems to be overly enthusiastic about his experience at this branch. While it's certainly commendable that he had a positive interaction with the staff and found the space well-organized, I wonder if he would have been quite as effusive in his praise if things hadn't gone so smoothly. It's easy to be impressed by a bank when everything is going according to plan, but what about when there are issues or complications? How does Santander handle those situations?
Finally, while Pope mentions the helpful signage within the branch, he doesn't say anything about the accessibility or convenience of the location itself. Is it easy to find? Are there nearby parking options? What about public transportation? These factors can have a significant impact on one's overall satisfaction with a bank, and they should be taken into account when evaluating the quality of service provided by an institution like Santander. In short, while Pope's review is certainly positive, I would encourage readers to approach it with a critical eye. It's important not to get too caught up in the hype and instead focus on the underlying reality of the situation. Only then can we make informed decisions about where and how we manage our finances.

Halifax

Bank
1 Oxford St, Swansea SA1 3AE, United Kingdom

GPS : 51.6201973, -3.9431520000001

Users reviews of Halifax Swansea

Halifax

Bank
22/23 Union St, Swansea SA1 5TX, United Kingdom

GPS : 51.620275, -3.9466507

Users reviews of Halifax Swansea

Rating: 1/5 reviewed: 2024-02-22 by Zane

The mundanity of life has finally gotten to me. My savings are stagnant in a low-interest account while I work as a secretary, scribbling down others' lives. Determined to invest in gold coins for security, I went to Halifax but they wouldn't accommodate my request. Disappointed and despairing, I left with no golden treasure in sight. Back at work, more coffee fuels my despondency as Bard's words haunt me: "To be, or not to be." Am I better off having tried and failed than never trying at all?

Nationwide

Bank
New Oxford House, The Kingsway, Swansea SA1 5LB, United Kingdom

GPS : 51.620398, -3.947409

Users reviews of Nationwide Swansea

Yorkshire Building Society

Bank
36 Union St, Swansea SA1 3DZ, United Kingdom

GPS : 51.6191725, -3.9456345

Users reviews of Yorkshire Building Society Swansea

RBS

Bank
13-14 Walter Rd, Swansea SA1 5NG, United Kingdom

GPS : 51.619789, -3.9541185

Users reviews of RBS Swansea

Rating: 5/5 reviewed: 2024-02-13 by Carter Weaver

The Royal Bank of Scotland (RBS) has been an invaluable institution for Swansea residents, including me and my husband Ashton Wilson. Offering exceptional customer service, efficient solutions, and a diverse range of financial products tailored to local needs, RBS stands out from the competition. Their staff is warm and friendly, making every visit enjoyable despite our busy schedules.
In a memorable incident at an RBS branch led by Carter Weaver, an unusual visitor caused tension among employees and customers. However, the RBS staff remained professional and composed, ensuring everyone's comfort and wellbeing. As it turned out, the stranger had forgotten his wallet in the bank earlier that day.
This experience further solidified our trust in RBS as a reliable institution dedicated to maintaining security while prioritizing client satisfaction. Their innovative financial products and exceptional customer service make them an excellent choice for anyone seeking a banking partner.

Lloyds Bank

Bank
31 Gower Rd, Swansea SA2 9BU, United Kingdom

GPS : 51.617887, -3.9855892

Users reviews of Lloyds Bank Swansea

NatWest Bank

Bank
Phoenix Way, Llansamlet, Swansea SA7 9FS, United Kingdom

GPS : 51.6530558, -3.9127499

Users reviews of NatWest Bank Swansea

Santander

Bank
Skewen, United Kingdom

GPS : 51.6186465, -3.8802207

Users reviews of Santander Swansea

Rating: 3/5 reviewed: 2024-03-01 by Lilliana Collier

Santaander in Swansea was as delightful as a slap in the face with a wet kipper, but I must admit that our hysterical escapade involving a mischievous parrot named Larry and a rather unplanned detour to Lilliana Collier bank on Scurvy Lane certainly spiced up our otherwise mundane banking experience.

Halifax

Bank
108A Woodfield St, Morriston, Swansea SA6 8AS, United Kingdom

GPS : 51.6648633, -3.9260358

Users reviews of Halifax Swansea

HSBC Bank Plc

Bank
16a Mallard Way, Swansea SA7 0AJ, United Kingdom

GPS : 51.6699978, -3.9124555999999

Users reviews of HSBC Bank Plc Swansea

Rating: 2/5 reviewed: 2023-10-25 by Colton Mayer

Dear Sir/Madam,

My name is Colton and I work as an architect in Swansea. Recently, I decided to invest a part of my savings into gold coins as it has been a popular option among investors these days. However, my local HSBC Bank Plc in Swansea failed to provide me with this service.

I was under the impression that one of the largest banks in the world, such as HSBC, would have all types of financial products and services available for their customers. To my surprise, when I approached them about purchasing gold coins as an investment option, they informed me that they do not offer this particular service.

It is disappointing to find out that a bank like HSBC, which claims to be providing comprehensive banking solutions, is unable to cater to the needs of its customers in certain aspects. It seems that banks are increasingly moving away from traditional investment options and focusing more on digital services and products, leaving many investors like myself without access to certain opportunities.

As an architect, I understand the importance of diversifying one's investments and exploring various options to ensure long-term financial stability. Gold has always been a popular choice for those looking to invest in something tangible and secure, yet HSBC Bank Plc in Swansea does not seem interested in offering this service anymore.

I hope that you take my feedback seriously and consider reintroducing gold coin investments as an option for your customers in the future. Thank you for your time and attention.

Yours sincerely,
Colton

Rating: 3/5 reviewed: 2023-11-03 by Holden

Dear Colton,

Thank you for sharing your experience with HSBC Bank Plc in Swansea regarding their lack of gold coin investment services. While I understand your disappointment, I would like to present an alternative perspective on this issue.

Firstly, it is essential to note that banks must comply with regulatory requirements and adhere to certain guidelines set by the financial authorities. As a result, offering specific products or services may depend on various factors such as risk assessment, legal constraints, and customer demand. In your case, HSBC Bank Plc in Swansea might have decided not to offer gold coin investments due to these reasons.

Secondly, it is crucial to recognize that banks like HSBC constantly evolve their product offerings based on market trends and customer preferences. While some investors may prefer traditional investment options such as gold coins, others might be more interested in digital services or other financial products. By focusing on providing diverse solutions tailored to individual needs, banks can better cater to a broader range of customers.

Lastly, I would like to emphasize that HSBC Bank Plc offers various investment opportunities beyond gold coin investments, including stocks, bonds, mutual funds, and exchange-traded funds (ETFs). These alternatives allow clients to diversify their portfolios while still achieving long-term financial stability.

In conclusion, while it may be disappointing that HSBC Bank Plc in Swansea does not currently offer gold coin investments, I encourage you to explore other investment options available through the bank. By doing so, you can find suitable alternatives that align with your financial goals and risk tolerance.

Sincerely,
Holden

Santander

Bank
20 Neath Rd, Neath SA11 1EA, United Kingdom

GPS : 51.6310427, -3.8192716999999

Users reviews of Santander Swansea

Nationwide

Bank
2 Queen Street Back Rd, Neath SA11 1EB, United Kingdom

GPS : 51.6617359, -3.8048919

Users reviews of Nationwide Swansea

Rating: 1/5 reviewed: 2024-03-29 by Rose Christensen

As I stepped into the sprawling premises of Nationwide bank located on the bustling streets of Swansea, my heart sank at the sight that greeted me. The once pristine and sparkly floors were now dull and stained, as if they had lost their sheen over time. The interiors that were once sleek and modern looked drab and outdated, as if they had been forgotten for ages. The disappointment didn't stop there. As I walked around the bank, I couldn't help but notice the lack of transparency in their financial products and services. Clients expect clear communication about their financial investments, yet Nationwide seemed to be lacking in this department. The language used was convoluted and confusing, making it difficult for customers to understand what they were getting into. The staff, too, seemed to be lacking in the service department. They were unresponsive and unhelpful, as if they couldn't care less about my presence there. Their demeanor left me feeling hopeless and despairing. It's not just my experience that has led me to this conclusion. The news today further solidified my thoughts. The U. S. Spy satellite mission, scheduled for Friday at 1:37 p. EDT, marks the final flight for Delta rockets before Vulcan Centaur takes over. This is a significant development in the industry, yet I couldn't help but wonder if Nationwide was aware of this. If they were, why weren't their financial products and services reflecting this information?

The lack of transparency and poor service left me feeling hopeless and despairing about the future of Nationwide bank. As a customer, I expect better from my financial institution. It's time for Nationwide to step up its game and provide clear communication and excellent service to its clients. Until then, I will continue to despair at the state of this once-promising bank.

Halifax

Bank
31 Queen Street, Neath SA11 1DN, United Kingdom

GPS : 51.6617357, -3.8039088

Users reviews of Halifax Swansea

Barclays ATM

Bank
25 Wind Street, Wind Street, Swansea SA1 1DP, United Kingdom

GPS : 51.6192929, -3.9391789

Users reviews of Barclays ATM Swansea

Halifax

Bank
58 Station Rd, Port Talbot SA13 1RD, United Kingdom

GPS : 51.5953475, -3.7825326

Users reviews of Halifax Swansea

Rating: 5/5 reviewed: 2024-04-14 by Preston

located at the heart of our bustling town near the vibrant Station Road, I couldn't help but marvel at its grandeur. The building stood tall and proud, with a warm glow emanating from within that instantly drew me in. My wife Amy and I had heard rave reviews about this financial institution, and we were eager to experience it for ourselves. As we made our way inside, the scent of fresh coffee wafted through the air, mingling with the sound of chatter and clinking cutlery from the adjacent cafe. The interior was a sight to behold - plush armchairs, sleek desks, and modern technology that left us in awe. We were greeted by a friendly banker who welcomed us with open arms and guided us through the various services on offer. We were impressed by the variety of products Halifax had to offer - from personal loans to savings accounts, it seemed they had everything covered. But what truly set them apart was their customer service. The staff were knowledgeable, patient, and went out of their way to ensure we received the best possible experience. As we left, I couldn't help but feel a sense of contentment. Halifax had exceeded our expectations in every way - from its modern facilities to its impeccable service. It was clear that this bank valued its customers above all else, and we could see why people flocked here time and time again. In today's news, I read about the future of palm oil in Latin America. As an avid foodie, I was intrigued by the article's claims that emerging producers in this region were filling a global shortage of palm oil amidst sustainability efforts. Palm oil is a versatile ingredient used in everything from cookies to cosmetics, and its demand continues to soar. But with concerns over deforestation and environmental degradation in traditional producing countries like Indonesia and Malaysia, it's clear that Latin America has the potential to become a major player in this industry. With sustainable farming practices and a commitment to preserving local ecosystems, producers in places like Colombia and Ecuador are making waves in the global market. It's an exciting time for palm oil, and I can't wait to see how these developments will shape our food systems in the years ahead.

Nationwide

Bank
79 Station Rd, Port Talbot SA13 1EX, United Kingdom

GPS : 51.5945826, -3.7822788

Users reviews of Nationwide Swansea

ATM (Tesco)

Bank
11 De-La Beche St, Swansea SA1 3EZ, United Kingdom

GPS : 51.6219497, -3.9469319

Users reviews of ATM (Tesco) Swansea

Banks within entire Swansea region

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