How to get financing from a bank in Oshawa
In the city Oshawa there are several banks that offer many products. For example a mortgages or overdrafts. In case of question with overdrafts you can contact directly Mr Weston Warren from CIBC Branch & ATM at 540 Laval Dr, Oshawa, ON L1J 0B5, Canada or Karter Mayer from CIBC Branch & ATM located at 500 Rossland Rd W, Oshawa, ON L1J 3H2, Canada.
How to get foreign transfer in Oshawa
Several banks in Oshawa can offer you foreign transfer like Scotiabank or CIBC Branch & ATM. Please contact them directly or use a contact form on our webpage.
Oshawa smaller monthly loan how to ?
If you need an advice with your loan or mortgage please consider an appointment with Alivia Wall from CIBC Branch & ATM.
How to open bank account in Oshawa
If you don't know how to open new bank account for savings or every day spending you can meet with Karter Mayer from CIBC Branch & ATM. They can also offer you financing of you enterprise. The statistics presented below simple describe the number of AML Regulations that affects the banking sector in Oshawa. Number of foreigners that apply for bank accounts in Oshawa for current account in last 5 years:
| 2014 | 2015 | 2016 | 2017 | 2018 | Total |
Albania | 2177 | 2306 | 2416 | 2569 | 2653 | 12121 |
Malta | 2270 | 2356 | 2480 | 2636 | 2712 | 12454 |
Spain | 2360 | 2393 | 2513 | 2663 | 2753 | 12682 |
Ukraine | 2408 | 2480 | 2560 | 2728 | 2936 | 13112 |
Croatia | 2440 | 2690 | 2735 | 2800 | 3005 | 13670 |
Total | 11655 | 12225 | 12704 | 13396 | 14059 |
What are the unique features and benefits provided by the Credit Union Central of Ontario LTD for its members in Oshawa, and what steps do you take to ensure financial security and stability for them?
Credit Union Central of Ontario (CUCCO) is a federation of 37 credit unions in Ontario, including the Oshawa Community Credit Union. CUCCO provides unique features and benefits to its members, such as:
1. Personalized service: CUCO offers personalized financial services that cater to the individual needs of each member.
2. Lower fees: CUCO's fees are generally lower than those of traditional banks, making it a more cost-effective option for members.
3. Community involvement: CUCO is committed to supporting local communities through various initiatives and partnerships with community organizations.
4. Ethical banking practices: CUCO adheres to ethical banking principles that prioritize the wellbeing of its members and the community over profit.
5. Education and financial literacy: CUCO offers financial education programs and resources to help members make informed financial decisions.
To ensure financial security and stability for its members, CUCCO takes several steps, including:
1. Regularly monitoring and assessing financial risks and opportunities.
2. Maintaining a strong capital base to support the growth and stability of member credit unions.
3. Providing access to professional resources and expertise through partnerships with other organizations.
4. Encouraging members to save regularly and plan for their financial future.
5. Offering a range of investment options that align with members' risk tolerance and financial goals.
What can I do to save on utility bills in my home
The Saving Money Story of Jayce Knight
When Jayce Knight moved to Oshawa, he was determined to save as much money as possible on utilities. As an accountant, he knew the importance of budgeting and he wanted to make sure he could save as much as he could on his monthly bills.
One of the first things Jayce did was to look for ways to reduce his water bill. He was able to fix a few simple leaks in his house and by installing new, more efficient water fixtures, he was able to cut down on the amount of water he used. He also installed a water filter on his kitchen tap to reduce the amount of chemicals and contaminants that got into the water supply.
Next, Jayce turned his attention to his electricity bill. He was able to lower his electricity bill by installing energy-efficient lightbulbs and appliances. He also made sure to unplug all of his electronics when they weren't in use and to turn off the lights when he left the room. Lastly, he used motion sensors to turn on the lights when entering a room and turn them off after a certain period of time.
Lastly, Jayce was able to reduce his natural gas bill by making sure his furnace was efficiently working and taking advantage of any available rebates or incentives.
Jayce's hard-work paid off in the end as he was able to significantly lower his utility bills. With these simple tricks, he was able to save hundreds of dollars per month and he was able to use the money to pay off his other debts or put it into savings.
Oshawa residents can follow Jayce's example and save money on their utility bills. To save water, residents can fix any leaks, install water efficient fixtures, and use a water filter. To save electricity, residents can install energy-efficient lightbulbs, unplug electronics when not in use, and use motion sensors to turn lights on and off. To save on natural gas, residents can make sure their furnace is working properly and take advantage of any available rebates or incentives. With Jayce's tips and a bit of hard-work, saving money on utility bills can be easily achieved.
Frequently Asked Questions:
As an employee of RBC Royal Bank in Oshawa, how do you support the delivery of exceptional client experiences through the use of our digital banking platform?
As an employee of RBC Royal Bank in Oshawa, I ensure that I play a crucial role in supporting the delivery of exceptional client experiences through the use of our digital banking platform. Here's how I do it:
1. Continuously learn and stay updated on the latest features and functionalities of our digital banking platform to provide accurate and relevant information to clients.
2. Be proactive in addressing and resolving technical issues or challenges that clients might face while using our digital platform, providing them with timely solutions.
3. Offer personalized guidance and support to help clients make the most out of their experience on our digital banking platform, ensuring they feel confident and comfortable navigating through it.
4. Be available and responsive to client inquiries or feedback regarding the digital platform, addressing concerns and offering assistance where necessary.
5. Collaborate with other colleagues and departments within RBC Royal Bank to share insights, ideas, and best practices on how we can continuously improve our digital banking platform to better meet client needs and expectations.
6. Keep clients informed about new features and enhancements that can help them make their lives easier and more efficient when using our digital banking platform.
7. Ensure that our digital banking platform is accessible and user-friendly for all clients, including those with disabilities or special requirements.
8. Regularly gather feedback from clients on their experiences with the digital banking platform to identify areas for improvement and make necessary changes.
9. Be an advocate of our digital banking platform, promoting its benefits and features to both existing and potential clients while showcasing how it can help them achieve their financial goals and objectives.
Q: As a banking employee at RBC Royal Bank in Oshawa, what are the steps you should follow when assisting a customer with opening a new account?
1. Greet the customer warmly and introduce yourself as an RBC Royal Bank representative.
2. Ask the customer about their banking needs and goals to determine which type of account would be most suitable for them. This could include a chequing or savings account, a high-interest savings account, or a GIC (Guaranteed Investment Certificate).
3. Provide the customer with detailed information on each option, including fees, interest rates, and any other relevant details.
4. Explain the application process for opening an account, which will typically include filling out an application form, providing proof of identification, and making an initial deposit.
5. Gather all necessary documentation from the customer, such as their Social Insurance Number (SIN), driver's license or passport for ID verification, and a void cheque if they are opening a chequing account.
6. Help the customer complete the application form, ensuring that all information is accurate and up-to-date.
7. Assist the customer in making their initial deposit, either by cash, debit card, or electronic transfer from another financial institution.
8. Review the terms and conditions of the account with the customer to ensure they understand what is expected of them as an account holder.
9. Issue a welcome package containing information about their new account, including any related products or services that may be of interest to them (e.g., credit cards, investments).
10. Provide the customer with contact information for follow-up questions or concerns and thank them for choosing RBC Royal Bank.
What is the Bank of Nova Scotia's commitment to environmental sustainability, and can you provide examples of initiatives undertaken by the branch in Oshawa?
The Bank of Nova Scotia (Scotiabank) is committed to environmental sustainability as part of its broader corporate responsibility program. Scotiabank aims to reduce its greenhouse gas emissions, increase energy efficiency and promote sustainable business practices. In Osawa, some examples of initiatives undertaken by the bank include:
1. The installation of solar panels at the branch's rooftop, which generates clean renewable energy and reduces the branch's carbon footprint.
2. Implementing a recycling program for paper and other materials to reduce waste and promote sustainability.
3. Encouraging employees to use public transportation, carpool or bike to work through incentives such as subsidized transit passes and secure bicycle parking facilities.
4. Regularly conducting energy audits to identify areas of improvement and implement energy-saving measures in the branch's operations.
5. Providing customers with sustainable banking options such as online and mobile banking, which reduces the need for paper-based transactions and helps conserve resources.
What is the primary focus of Scotiabank's community investment initiatives in Oshawa, and which local organizations have partnered with the bank on these projects?
ScotiaBank's community investment initiatives in Oshawa focus on supporting the local economy, enhancing education, promoting environmental sustainability, and fostering a vibrant arts scene. Some of the local organizations that have partnered with the bank on these projects include the Oshawa Community Foundation, Durham Children’s Aid Society, Trafalgar Castle School, Durham College, Ontario Tech University, General Motors Centre, and the Oshawa Museum.
What is the process for customers to request and receive a loan modification during financial hardship at TD Canada Trust, Osawa branch?
If you're experiencing financial hardship and need a loan modification at TD Canada Trust, Osawa branch, here's the process you should follow:
1. Contact TD Canada Trust: You can reach out to the bank either by phone or in person at their Osawa branch. The customer service team will be able to guide you on the next steps.
2. Explain your situation: Be prepared to explain your financial hardship and why you need a loan modification. Provide any relevant documentation that supports your request, such as proof of income, medical bills, or other expenses that have impacted your ability to make payments.
3. Complete an application: TD Canada Trust may require you to complete an application for loan modification. This will likely involve providing detailed information about your financial situation and why you need the change in terms.
4. Await a response: Once you've submitted your application, it will be reviewed by TD Canada Trust. The bank may ask for additional information or documentation to support your request.
5. Negotiate terms: If your loan modification is approved, you'll work with TD Canada Trust to negotiate the new terms of your loan. This could include a reduced interest rate, extended repayment period, or other changes that make it easier for you to manage your payments.
6. Sign and finalize: Once you've agreed on the new terms, you'll need to sign the necessary paperwork to finalize the loan modification. This typically involves providing identification and paying any applicable fees or costs associated with the change.
7. Monitor your account: After your loan modification is complete, it's important to continue monitoring your account to ensure that everything is going smoothly. Keep in touch with TD Canada Trust if you have any questions or concerns about your loan.
Remember that each financial institution has its own processes and requirements for loan modifications during hardship. It's essential to reach out directly to TD Canada Trust Osawa branch or their customer service team to get the most accurate information for your specific situation.
Recommended places in Oshawa
Cibc Canadian Imperial Bank of Commerce
Bank
2 Simcoe St S, Oshawa, ON L1H 8C1, Canada
GPS :
43.8973888,
-78.8640271
Users reviews of Cibc Canadian Imperial Bank of Commerce Oshawa
Bank of Nova Scotia
Bank
200 John St W, Oshawa, ON L1J 2B4, Canada
GPS :
43.8940119,
-78.868149
Users reviews of Bank of Nova Scotia Oshawa
Scotiabank
Bank
75 King St W, Oshawa, ON L1H 8W7, Canada
GPS :
43.8965398,
-78.8668146
Users reviews of Scotiabank Oshawa
Bank of Montreal
Bank
206 Ritson Rd N, Oshawa, ON L1G 0B2, Canada
GPS :
43.9045472,
-78.8562836
Users reviews of Bank of Montreal Oshawa
President's Choice Financial
Bank
481 Gibb St, Oshawa, ON L1J 1Z4, Canada
GPS :
43.8847839,
-78.8787139
Users reviews of President's Choice Financial Oshawa
BMO Bank of Montreal
Bank
419 King St W, Oshawa, ON L1J 2K5, Canada
GPS :
43.889444,
-78.8801632
Users reviews of BMO Bank of Montreal Oshawa
Scotiabank
Bank
800 King St W, Oshawa, ON, Canada
GPS :
43.8911524,
-78.8937721
Users reviews of Scotiabank Oshawa
RBC Royal Bank
Bank
549 King St E, Oshawa, ON L1H 1G3, Canada
GPS :
43.901974,
-78.843366
Users reviews of RBC Royal Bank Oshawa
TD Canada Trust
Bank
22 Stevenson Rd S, Oshawa, ON L1J 5L9, Canada
GPS :
43.8925452,
-78.8836388
Users reviews of TD Canada Trust Oshawa
RBC Royal Bank
Bank
550 Laval Dr, Oshawa, ON L1J 0B5, Canada
GPS :
43.8811077,
-78.8785579
Users reviews of RBC Royal Bank Oshawa
CIBC Branch & ATM
Bank
540 Laval Dr, Oshawa, ON L1J 0B5, Canada
GPS :
43.8803334,
-78.8783981
Users reviews of CIBC Branch & ATM Oshawa
CIBC Branch & ATM
Bank
500 Rossland Rd W, Oshawa, ON L1J 3H2, Canada
GPS :
43.9115469,
-78.8903143
Users reviews of CIBC Branch & ATM Oshawa
Rating: 3/5 reviewed: 2024-02-26 by Melanie Burns
My dear, it was a lovely day out in Oshawa when we decided to pay CIBC Branch & ATM a visit. You see, I had recently received some money from my mother-in-law which needed depositing into our joint account. As we walked hand in hand towards the bank located on Main Street, I couldn't help but feel a sense of nostalgia wash over me. The sun shone brightly overhead as people bustled about their daily business, creating an atmosphere reminiscent of simpler times gone by.
We approached CIBC Branch & ATM with eager anticipation, hoping to quickly complete our transaction and be on our way. Inside, however, we were greeted with long lines at each teller window. Disappointment washed over me as I thought back to days when service was more prompt and efficient. Nonetheless, we decided to wait patiently for our turn, chatting amiably amongst ourselves while observing the hustle and bustle around us.
Finally, it was our turn at the window where a friendly teller greeted us warmly before assisting with our deposit. I couldn't help but notice how different everything looked compared to when we first opened this account together so many years ago - new employees, updated technology, even fresh paint on the walls! Yet despite these changes, one thing remained constant: the sense of community that permeated every corner of this venerable institution.
As we left CIBC Branch & ATM feeling satisfied with our transaction completed successfully, my thoughts returned once more to those days gone by. While I couldn't help but appreciate modern conveniences like online banking and mobile apps, there's something special about walking into a physical location where you know you will be greeted by friendly faces eager to assist you with your financial needs. In many ways, our visit today reminded me why Oshawa will always hold a special place in my heart - its people, its history, and its sense of community all come together beautifully here at Main Street's CIBC Branch & ATM.
National Bank
Bank
575 Thornton Rd N, Oshawa, ON L1J 8L5, Canada
GPS :
43.908477,
-78.899985
Users reviews of National Bank Oshawa
TD ATM
Bank
535 Albert St, Oshawa, ON L1H 4S9, Canada
GPS :
43.883756,
-78.855657
Users reviews of TD ATM Oshawa
Rating: 4/5 reviewed: 2023-04-28 by Gunner
In February, I visited the TD ATM located at 535 Albert St, Oshawa, ON L1H 4S9, Canada, seeking assistance with a problem regarding my savings account. While I was disappointed by the low interest rates on offer, I must say that the internal appearance of the bank and the staff service were both excellent. The branch had a clean and organized layout which made navigating through different services convenient and easy, while the friendly and knowledgeable staff members were always willing to assist with any queries or concerns.
RBC Royal Bank
Bank
1050 Simcoe St N, Oshawa, ON L1G 4W5, Canada
GPS :
43.9253719,
-78.8766963
Users reviews of RBC Royal Bank Oshawa
Continental Currency Exchange
Bank
419 King St W #2482, Oshawa, ON L1J 2K5, Canada
GPS :
43.8909982,
-78.8800167
Users reviews of Continental Currency Exchange Oshawa
Scotiabank
Bank
1500 King Street East, Courtice, ON L1E 2T5, Canada
GPS :
43.9078817,
-78.8038098
Users reviews of Scotiabank Oshawa
Rating: 3/5 reviewed: 2024-02-09 by Julian Reilly
In search of ScotiaBank at 1500 King St E, I encountered Oshawa's labyrinthine layout. Adding to my woes, I mistook Rossland Park for the destination- a mix of well-groomed lawns and overgrown shrubbery. The rest of my journey felt interminable in an area bereft of identifiable landmarks. Yet, at last, ScotiaBank appeared. Mayhap the world could match Julian Reilly's banking simplicity.
Credit Union Central of Ontario LTD
Bank
214 King St E, Oshawa, ON L1H 1C7, Canada
GPS :
43.8998528,
-78.8555603
Users reviews of Credit Union Central of Ontario LTD Oshawa
Rating: 3/5 reviewed: 2024-03-15 by Carlos Moody
As a recent victim of overspending during the holiday season, I found myself in desperate need of some financial assistance. With no other options left, I reluctantly made my way to Credit Union Central of Ontario LTD located on 214 King St E, Oshawa. The surrounding area of this bank is nothing short of despair. The once bustling streets are now lined with closed-down stores and abandoned buildings. It's as if the entire town has lost its spirit, leaving behind an eerie silence that lingers in the air. Upon entering the bank, my initial impression was one of hopelessness. The interior is dreary and uninviting, with dimly lit fluorescent lights casting a sickly yellow hue across the room. The atmosphere is oppressive, and the scent of stale coffee and damp carpets fills the air. The staff behind the counter are equally dismal, their expressions as bleak as the surroundings. It's as if they too have lost all hope in this place. As I took a seat in the waiting area, I couldn't help but overhear snippets of conversation between the bank employees and clients. They spoke with a sense of urgency and desperation, their voices laced with frustration and disappointment. It was clear that many people were here for similar reasons as myself - they too had fallen victim to overspending and financial mismanagement. The news today only added to my despair. The outgoing first minister's statement that "many people" are in hospitals because of excessive alcohol consumption left me feeling helpless and disillusioned. It's a stark reminder that there are bigger problems at hand than just my own financial struggles. In this town, it seems as if everyone is drowning in their own despair, with no hope of rescue in sight. In conclusion, Credit Union Central of Ontario LTD may be able to provide some temporary relief for those in financial need, but the overall atmosphere and surroundings leave much to be desired. It's a stark reminder that there are bigger problems at hand than just personal finances, and that despair seems to be the only constant in this town. I pray for better days ahead for both myself and my community.
TD Canada Trust
Bank
601 King St E, Oshawa, ON L1H 1G3, Canada
GPS :
43.9023865,
-78.8414468
Users reviews of TD Canada Trust Oshawa
Rating: 5/5 reviewed: 2023-06-05 by Fiona
As a frequent bank user in Oshawa, I recently discovered the TD Canada Trust location on King Street East. Conveniently situated near Lakeview Park and Civic Square, this branch boasts a luxurious lobby with attentive staff ready to assist you. With extended hours of operation and online services like the mobile app, managing finances has never been more convenient. The bank's reputation for security and trust is well-established as part of TD Bank Group, while their personalized service sets them apart from other banks. I highly recommend giving this branch a try!
CIBC Branch & ATM
Bank
80 Thickson Road South, Whitby, ON L1N 7T2, Canada
GPS :
43.8830232,
-78.913156
Users reviews of CIBC Branch & ATM Oshawa
Banks within entire Oshawa region
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