How to get business loan - banks of Fairbanks

Banks are very helpful in modern times. Banks can serve their services to thousands of people. From 2004 to 2008 total number of bank accounts in Fairbanks rises by 29 percent. Thanks to new technology and Internet banking now you can do most of the bank task directly from your computer or smart-phone. You can get a foreign transfer or savings account. If you have any question with foreign transfer you can contact Mr Sebastian King from Wells Fargo Bank at 40 College Rd, Fairbanks, AK 99701, United States or Londyn Decker from First National Bank Alaska Interior City Branch that could be found at 800 Noble St, Fairbanks, AK 99701, United States.

How to get business loan - banks of Fairbanks

If you need to a financing for you start-up - check our list of recommended institutions. Please check the list below , compare offers and check our users ratings of the best loans in the Fairbanks

How to reduce the loan installment?

If you have some financial problems with your loans. - you can contact Catherine Avila from Wells Fargo Bank. Thanks to our financial advisors your monthly expenses on the loans may be reduced from 36 to 38 percent.

How to Get a Business Loan in Fairbanks

Are you a small business owner looking to get a loan in Fairbanks? Whether you are looking to start a new business, expand an existing one, or just need funds to cover seasonal needs, getting a business loan in Fairbanks is a great way to do it. Here are some tips and suggestions for securing a business loan in Fairbanks.

Research Lenders

The first step in getting a business loan in Fairbanks is to research all the available lenders in the area. Banks, credit unions, and other lenders all offer different options and terms, so it is important to compare them and find the best one for your business. Start by researching their lending criteria, repayment terms, and interest rates, then contact them to discuss your options.

Prepare Your Application

Once you have identified the lender you want to work with, you need to prepare your application. This includes gathering all the necessary financial documents, such as tax returns, bank statements, and income statements. You should also have a comprehensive business plan that includes a description of your business, the purpose of the loan, and a financial projection of how you will use the loan money.

Submit Your Application

Once you have gathered all of your documents and prepared your business plan, you need to submit your loan application. Most lenders will require some additional information, such as collateral, before they will approve the loan. If your application is approved, the lender will issue you the funds, and you can begin using the money for your business.

Repay the Loan

Finally, once you have used the loan money for your business, you need to begin repaying the loan. Make sure you understand the repayment terms and interest rate so that you can make the payments on time each month. If you make all the payments on time, your credit score will improve, and it will be easier to get more loans in the future.

Getting a business loan in Fairbanks is an excellent way to fund your small business. Make sure to research lenders, prepare your application, submit your application, and repay the loan on time to make sure you have a positive experience. Good luck!

Frequently Asked Questions:

Recommended places in Fairbanks

Wells Fargo Bank

Bank
620 Gaffney Rd, Fairbanks, AK 99701, United States

GPS : 64.837528, -147.7210866

Users reviews of Wells Fargo Bank Fairbanks

Wells Fargo Bank

Bank
613 Cushman St, Fairbanks, AK 99701, United States

GPS : 64.8408952, -147.7198606

Users reviews of Wells Fargo Bank Fairbanks

Rating: 3/5 reviewed: 2024-04-15 by Sophie

Fairbanks, AK 99701, United States, I've seen my fair share of strange visitors over the years. But yesterday's encounter left me with more questions than answers. It was a typical day in Sophie, our bustling little bank. My lover and I had been inside for hours, tending to our financial needs as usual. That's when the door swung open and an unfamiliar figure strode in. He was tall, with piercing blue eyes and a stern expression on his face. At first, I assumed he must be another customer, but as he made his way towards us, something felt off. His steps were deliberate, almost calculated, and his gaze seemed to bore into my very soul. I tried to ignore him and carry on with my duties, but it was impossible to shake the feeling that we were being watched. Then, just as suddenly as he appeared, the figure turned on his heels and disappeared back out into the street. It wasn't until later that evening, when I caught the news, that I realized what had happened. It seems that a notorious criminal mastermind had been spotted in Fairbanks, and many speculated that he could be hiding out right under our noses. Could this strange visitor be our culprit? I can't say for certain, but one thing is clear: we must remain vigilant and stay alert to any suspicious activity. After all, as the old saying goes, a bank is only as strong as its weakest link. And in Sophie, that could very well be us. In other news, I recently learned of a shocking event that has left many reeling. Salman Rushdie, renowned author and human rights activist, was brutally attacked on stage during a literary event. The perpetrator plunged a knife into his body, leaving Rushdie in critical condition. It's a harrowing reminder of the dangers that come with standing up for what is right. But as we've seen time and time again, Rushdie is no stranger to adversity. He has faced numerous threats and attacks throughout his career, yet he continues to write and speak out against oppression. In a recent interview, Rushdie revealed that the attack has left him feeling "fragile" and "vulnerable". But as an advocate for freedom of speech, he vows to continue fighting for what he believes in. And we can't help but admire his courage and resolve in the face of such adversity. As a bank and as a community, we must stand by Rushdie's side during this difficult time. We must reaffirm our commitment to protecting the rights of all individuals, regardless of their beliefs or backgrounds. Because at the end of the day, it's not just about defending freedom of speech. It's about defending the very essence of what makes us human: the right to think, speak, and act as we see fit. And with that in mind, I urge you all to stay vigilant, both inside and outside our bank. Let's work together to create a safer and more just world, one step at a time. Together, we can make a difference.

First National Bank Alaska Interior City Branch

Bank
800 Noble St, Fairbanks, AK 99701, United States

GPS : 64.8401925, -147.7151065

Users reviews of First National Bank Alaska Interior City Branch Fairbanks

KeyBank

Bank
100 Cushman St, Fairbanks, AK 99701, United States

GPS : 64.8433691, -147.7217603

Users reviews of KeyBank Fairbanks

Denali State Bank

Bank
119 N Cushman St, Fairbanks, AK 99701, United States

GPS : 64.845849, -147.721657

Users reviews of Denali State Bank Fairbanks

KeyBank

Bank
33 College Rd, Fairbanks, AK 99701, United States

GPS : 64.8509069, -147.7063477

Users reviews of KeyBank Fairbanks

Rating: 5/5 reviewed: 2024-02-22 by Jace

As a dentist on a brief business trip to Fairbanks, Alaska, I had the pleasure of visiting KeyBank with my esteemed partner at the heart of this vibrant city's academic and cultural scene. The location was conveniently nestled amidst an enchanting blend of educational institutions and historic landmarks - a perfect combination for someone like me seeking both productivity and entertainment.

The moment we stepped into the bank, we were greeted by a warm and welcoming atmosphere. The staff was attentive, friendly, and genuinely eager to assist us with our financial needs. Their professionalism and expertise shone through as they navigated us effortlessly through the banking process. I was particularly grateful for their patience and understanding as we juggled our schedules and business matters.

The bank's design was a delightful surprise, featuring contemporary elements that seamlessly blended with the natural Alaskan charm. The large windows offered captivating views of the University of Alaska Fairbanks campus and the iconic Georgeson Botanical Garden, creating an inviting environment that kept our spirits high despite the chilly winter weather outside.

What truly set KeyBank apart was their commitment to customer service and accessibility. As a visitor to this beautiful city, I found their branch to be extremely convenient, with extended hours that accommodated my busy schedule. Their digital services were also top-notch, allowing us to easily manage our accounts from the comfort of our temporary lodgings.

I also appreciated the bank's community involvement and dedication to sustainability. The Fairbanks community is rich in history and tradition, and KeyBank has become a cherished pillar that supports its growth. Their ongoing efforts to reduce their carbon footprint and contribute positively to local initiatives were an inspiring testament to their corporate responsibility.

In conclusion, I cannot express enough gratitude for the exceptional experience we had at KeyBank during our visit to Fairbanks. The combination of friendly staff, convenient location, cutting-edge technology, and community involvement made our banking experience not only productive but also a true pleasure. I wholeheartedly recommend KeyBank to anyone seeking a reliable and innovative financial partner in this enchanting Alaskan city.

ATM Northrim Bank

Bank
360 Merhar Ave, Fairbanks, AK 99701, United States

GPS : 64.8584665, -147.7046915

Users reviews of ATM Northrim Bank Fairbanks

Alaska USA Federal Credit Union

Bank
930 Old Steese Hwy, Fairbanks, AK 99701, United States

GPS : 64.854743, -147.690563

Users reviews of Alaska USA Federal Credit Union Fairbanks

Denali State Bank

Bank
975 Van Horn Rd # 1, Fairbanks, AK 99701, United States

GPS : 64.8124609, -147.7224809

Users reviews of Denali State Bank Fairbanks

Wells Fargo Bank

Bank
40 College Rd, Fairbanks, AK 99701, United States

GPS : 64.8507606, -147.7020716

Users reviews of Wells Fargo Bank Fairbanks

Rating: 4/5 reviewed: 2023-12-30 by Beckham Tucker

I've never worked with finance, but as a food preparation worker living in Fairbanks, I can attest to how often my neighbors visit Wells Fargo Bank on College Road. The bank's convenient location and easy access make it a top choice for those in the area. Plus, the architecture of the surrounding buildings in the vicinity of College Rd give off an inviting, small-town feel that makes the banking experience even more pleasant.

Alaska USA Federal Credit Union

Bank
1292 Sadler Way, Fairbanks, AK 99701, United States

GPS : 64.8554869, -147.6829508

Users reviews of Alaska USA Federal Credit Union Fairbanks

Rating: 5/5 reviewed: 2023-07-31 by Mariana Anderson

As a long-time Fairbanks resident, I can't stress enough how much I love Alaska USA Federal Credit Union at 1292 Sadler Way. This bank truly goes above and beyond to serve its customers and make them feel valued. With friendly staff that always greet you with a smile and a genuine interest in your financial wellbeing, it's no wonder people love visiting this place!
One of the things I appreciate most about Alaska USA is their commitment to personalized service. Whether you need help setting up a new account or advice on investing for your future, they take the time to understand your unique situation and provide tailored solutions. It's clear that they genuinely care about helping people achieve their financial goals, which makes all the difference when it comes to building trust with clients.
But let me share an interesting incident that happened at another branch in Marianna Anderson Street (not the exact address, but a nearby street). A few months ago, I remember walking into the bank and seeing police cars outside. Apparently, there had been some kind of disturbance inside – a strange visitor who didn't seem to belong there had entered the premises and caused quite a commotion before being escorted out by law enforcement officers.
Despite this unexpected turn of events, the staff at Alaska USA remained calm and professional throughout the entire situation. They ensured that all customers were safe and assisted anyone who needed extra help during the incident. This level of dedication to customer safety and satisfaction is exactly what sets Alaska USA apart from other financial institutions in Fairbanks.
In conclusion, if you're looking for a bank that truly puts its clients first, look no further than Alaska USA Federal Credit Union at 1292 Sadler Way in Fairbanks. With their exceptional customer service, personalized advice, and unwavering commitment to safety, it's easy to see why people love visiting this place!

Rating: 3/5 reviewed: 2024-03-15 by Kayla

As an individual who values convenience over personalized service, my experience with Alaska USA Federal Credit Union at 1292 Sadler Way in Fairbanks has been less than ideal. While I appreciate the dedication to customer safety and satisfaction mentioned by Mariana Anderson, I find their location to be quite far from my workplace, leading to inconvenience during weekdays when time is a luxury. Moreover, although Alaska USA's staff is friendly and eager to help, I have noticed longer wait times compared to other banks in Fairbanks. This can be frustrating for someone who is always on the go and has limited free time. Additionally, their investment advice seems too focused on the credit union's products, leading me to believe that they may not offer truly independent financial advice. In light of this, I would like Alaska USA Federal Credit Union to consider expanding its reach to more central locations in Fairbanks or offering online banking services with shorter wait times for basic transactions such as balance checks and fund transfers. This would go a long way in making their services more accessible and convenient for people like me who prioritize convenience over personalized service. In conclusion, while Alaska USA Federal Credit Union's commitment to customer satisfaction and safety is admirable, I believe that they need to address the inconvenience caused by their location and offer more flexible banking options to better cater to customers who value convenience over personalized service.

Denali State Bank

Bank
1989 Airport Way, Fairbanks, AK 99701, United States

GPS : 64.8360093, -147.7612591

Users reviews of Denali State Bank Fairbanks

Mt Mc Kinley Bank

Bank
1248 Old Steese Hwy, Fairbanks, AK 99701, United States

GPS : 64.8555073, -147.6860567

Users reviews of Mt Mc Kinley Bank Fairbanks

First National Bank Alaska Johansen Branch

Bank
430 Merhar Ave, Fairbanks, AK 99701, United States

GPS : 64.8579569, -147.6972986

Users reviews of First National Bank Alaska Johansen Branch Fairbanks

Rating: 5/5 reviewed: 2023-12-06 by Emily

As Emily, the baggage handler from Seattle, I recently had the pleasure of visiting First National Bank Alaska Johansen Branch in Fairbanks, AK 99701, United States. I was there for a layover and needed to make some transactions before my next flight. From my brief yet enriching experience at this branch, I can say with certainty that First National Bank has set the gold standard for bank services in Fairbanks.

Located right in the heart of downtown Fairbanks, on Merhar Avenue, the Johansen Branch is conveniently accessible and boasts a welcoming ambiance. The moment you step inside, you are greeted by friendly staff who make you feel at home and take care of your every banking need. This branch specifically caters to locals and travelers alike, making it an ideal choice for those visiting Fairbanks for leisure or work.

The people from Fairbank, Alaska, visit this bank primarily because of its excellent customer service and the wide range of financial services offered. First National Bank provides various banking products such as checking accounts, savings accounts, loans, and investment options. Moreover, they offer advanced digital banking solutions like online and mobile banking for added convenience.

One of the reasons why First National Bank Alaska Johansen Branch stands out among others in Fairbanks is its commitment to community involvement. The bank actively participates in local charitable events and supports small businesses by providing them with necessary resources for growth. This dedication to community welfare has won over the hearts of many residents, making First National Bank a household name in Fairbanks.

In conclusion, if you find yourself in Fairbank, Alaska, and need financial services, I highly recommend visiting the First National Bank Alaska Johansen Branch at 430 Merhar Ave. Their exceptional customer service, innovative banking solutions, and unwavering dedication to community support make them an outstanding choice for your banking needs. Don't forget to experience the warm Alaskan hospitality that comes with visiting this branch - you won't be disappointed!

Rating: 3/5 reviewed: 2024-01-12 by Elliott

As a resident of Fairbanks, AK, I have had several experiences with First National Bank Alaska Johanse Branch and I must say it has not always been a pleasant one. While Emily's experience was indeed positive, there are certain aspects that need to be brought into light before concluding that this bank is indeed the gold standard of banking services in Fairbanks.
Firstly, the location may be convenient for those who are staying downtown or traveling through Fairbanks, but it does not cater to all sections of the community. The lack of branches in other parts of the city means that people living outside the downtown area have to travel long distances just to access basic banking services. This is a significant inconvenience for many residents and can be a major drawback for those who rely on public transportation or do not own a car.
Secondly, while Emily praises the customer service at this branch, my personal experience has been quite different. I have encountered unfriendly staff members who seemed more interested in rushing through transactions than providing helpful information and assistance. This can be frustrating for customers who are looking for guidance on financial matters or need help navigating the bank's digital platforms.
Moreover, while First National Bank does offer a range of banking products such as checking accounts, savings accounts, loans, and investment options, I have found that their interest rates and fees are often higher than those offered by other banks in the area. This can make it difficult for customers to manage their finances efficiently and may discourage some people from using this bank altogether.
Regarding community involvement, while First National Bank does participate in local charitable events, I believe there is room for improvement in terms of supporting small businesses and providing necessary resources for growth. As a resident of Fairbanks, I have seen many small business owners struggle to find the funding they need to expand their operations or stay afloat during tough economic times. It would be great if First National Bank could do more to support these entrepreneurs and help them succeed in their endeavors.
In conclusion, while First National Bank Alaska Johanse Branch does have some positive aspects such as its location and commitment to community involvement, there are also significant drawbacks that must be considered before declaring it the gold standard of banking services in Fairbanks. Customers should carefully weigh their options and consider factors like convenience, customer service, fees, and interest rates when choosing a bank that best meets their needs.

Mt Mc Kinley Bank

Bank
1380 University Ave, Fairbanks, AK 99709, United States

GPS : 64.836284, -147.813584

Users reviews of Mt Mc Kinley Bank Fairbanks

MAC Federal Credit Union

Bank
541 10th Ave, Fairbanks, AK 99701, United States

GPS : 64.838844, -147.7175813

Users reviews of MAC Federal Credit Union Fairbanks

Wells Fargo Home Mortgage

Bank
794 University Ave, Fairbanks, AK 99709, United States

GPS : 64.8487544, -147.8134727

Users reviews of Wells Fargo Home Mortgage Fairbanks

Rating: 3/5 reviewed: 2024-03-30 by Keegan Mclean

As I stepped into the grandiose lobby of Wells Fargo Home Mortgage on University Ave in Fairbanks, Alaska, my heart skipped a beat. The bank's interior was a masterpiece of beauty and elegance, with intricate chandeliers hanging from the ceiling and plush leather sofas lining the walls. I couldn't help but feel a sense of intimacy and connection as I walked through the doors, eager to discuss my mortgage concerns with their knowledgeable staff. However, my initial excitement quickly fizzled out when I encountered the complex jargon that permeated every aspect of their services. The terms and conditions were so convoluted that I felt lost and uncertain, like a ship adrift in an endless sea. It was frustrating to say the least, as I struggled to decipher what was actually being offered to me. Despite this initial disappointment, I couldn't help but notice the impeccable service provided by their staff. They were friendly, patient, and eager to help in any way possible. I appreciated their willingness to explain things in simpler terms whenever I asked for clarification, which helped alleviate some of my confusion. As I left the bank that day, I couldn't help but reflect on the current state of affairs in our society. It seems as though we are increasingly becoming a world consumed by jargon and complexity, with little regard for clarity or simplicity. This trend is evident not just in the financial industry, but in many other areas as well. Take, for instance, today's news regarding the Bureau of Land Management (BLM) and their handling of wild horse populations. A recent decision by a federal judge has ordered the BLM to conduct a new analysis of their wild horse management plan by 2025. This is in response to criticism that they have been neglecting their responsibilities and failing to address the issue in a timely manner. It's disheartening to see that even in an area as crucial as wildlife conservation, there seems to be a lack of clarity and simplicity when it comes to decision-making processes. How are we supposed to make informed choices if we can't understand the language being used to communicate important information? It's time for us to demand more transparency and simplicity from our institutions, whether they be financial or otherwise. In conclusion, my experience at Wells Fargo Home Mortgage was a mixed bag. While I appreciated the kindness and expertise of their staff, I couldn't ignore the overwhelming complexity of their services. It's a reminder that we must continue to push for more clarity and simplicity in all aspects of our society, from banking to wildlife conservation and beyond. By doing so, we can ensure that everyone has equal access to the information they need to make informed decisions.

First National Bank Alaska Golden Valley Branch

Bank
1300 Washington Dr, Fairbanks, AK 99709, United States

GPS : 64.8362276, -147.8013782

Users reviews of First National Bank Alaska Golden Valley Branch Fairbanks

Spirit of Alaska Federal Credit Union

Bank
1417 Gillam Way, Fairbanks, AK 99701, United States

GPS : 64.8362, -147.726038

Users reviews of Spirit of Alaska Federal Credit Union Fairbanks

Credit Union 1

Bank
909 1st Ave, Fairbanks, AK 99701, United States

GPS : 64.8447458, -147.72866

Users reviews of Credit Union 1 Fairbanks

Rating: 5/5 reviewed: 2023-09-19 by Beckett

I've been banking at Credit Union 1 located on 1st Avenue in downtown Fairbanks for years now. The reason why people from Fairbanks visit this bank is because of its convenient location near the central business district and University of Alaska. For me, it's just a block away from my office and I can quickly drop by during lunch breaks or after work to handle my banking needs. Credit Union 1 offers excellent services, competitive rates, and personalized customer service. I always feel welcomed here and I highly recommend it for anyone living or working in Fairbanks.

Banks within entire Fairbanks region

Ala
Alaska
Anc
Anchorage
Jun
Juneau
Sit
Sitka
Ket
Ketchikan
Was
Wasilla
Ken
Kenai
Kod
Kodiak

Other stuff from Fairbanks:

Recently featured: