How to get financing from a bank in Lewisville

Why so many people in Lewisville have problem with opening bank account ?

If you don't know how to open new bank account for savings or every day spending you can meet with Adalyn Burris from Commercial Bank of Texas. They can also offer you investment funds. The statistics presented below simple describe the number of AML Regulations that affects the banking sector in Lewisville. Number of foreigners that apply for bank accounts in Lewisville for current account in last 5 years:
20142015201620172018Total
Albania2203232824442536266112172
Romania2278240025042592273012504
Moldavia2270239025972732280712796
Slovakia2464252825602828289613276
Total92159646101051068811094

How to Get Financing from a Bank in Lewisville

Getting financing from a bank in Lewisville can be a daunting and intimidating process. However, with the right preparation and approach, you can make the process go much smoother and increase your chances of securing financing. Here are some steps to help you get the financing you need.

Gather Necessary Documents

The first step to getting financing from a bank in Lewisville is to make sure you have all the necessary documents. This includes your annual income tax return, bank statements, and credit reports. It's important to keep in mind that a bank will not just accept your documents at face value. They will also want to see evidence of your finances, such as your debt-to-income ratio.

Make Sure You Meet the Bank's Requirements

Before you apply for financing from a bank in Lewisville, make sure you meet the bank's requirements. Banks typically have specific criteria for loan applicants, including income, assets, and credit score. If you don't meet the bank's criteria, you may need to find another lender.

Choose the Right Loan Product

The next step is to determine which loan product best meets your needs. Different banks in Lewisville offer different loan products, so it's important to understand the different features and rates for each product. For example, some banks may offer lower interest rates for longer-term loans, while others may offer shorter-term loans with higher interest rates.

Educate Yourself on Loan Terms

Once you've narrowed down your loan options, it's important to take the time to educate yourself on loan terms. Make sure you understand the interest rate, payment terms, and any fees associated with the loan. This will help you find the most suitable loan for your needs.

Prepare a Comprehensive Application

Finally, make sure you prepare a comprehensive application. This should include all the necessary documents and information the bank needs to evaluate your loan application. It's also important to provide an accurate and detailed explanation of why you need the loan and how you plan to use it.

Following these steps will help ensure that you are well-prepared and increase your chances of getting financing from a bank in Lewisville. Good luck!

Frequently Asked Questions:

What is the process of verifying a customer's identification during new account opening at Colonial Banking?

At Colonial Banking, we take the safety and security of our customers very seriously. When opening a new account, we have to follow strict procedures to verify your identity in compliance with anti-money laundering regulations. Here is an outline of what you can expect during this process:

1. **Provide Personal Information**: You will be asked for personal information such as your name, date of birth, and address. This information helps us confirm your identity and prevent fraudulent activities.

2. **Identification Documentation**: As part of our verification process, you'll need to provide a valid form of government-issued identification. This can include your driver's license or passport. If you are opening an account with another person, both individuals must provide their own forms of identification.

3. **Proof of Address**: In addition to your ID document, we may also require proof of address. This could be a utility bill, bank statement, or other official correspondence that includes your name and current residential address.

4. **Face-to-Face Verification**: In some cases, especially for larger accounts or when opening an account remotely, we might require a face-to-face verification with one of our representatives. This involves presenting your identification documents in person to ensure they are authentic and belong to you.

5. **Cross-Verification**: After collecting all necessary information and documentation, our team will cross-verify the details against databases and records to confirm that everything matches.

6. **Final Confirmation**: Once we have successfully verified your identity, we'll send you a confirmation message or email notifying you of your account opening.

It's important to note that these steps are necessary for maintaining the security of our customers' accounts and protecting them from fraudulent activities. By following these procedures, we can ensure that only legitimate individuals open accounts with Colonial Banking, thus maintaining the integrity and safety of our banking services.

What unique financial solutions does United Community Bank offer to small businesses in the Lewisville area?

At United Community Bank, we understand that every small business is unique and requires customized financial solutions. That's why we offer a range of products and services designed specifically for small businesses in the Lewisville area. Some of our unique financial solutions include:

1. Small Business Administration (SBA) loans: We partner with the SBA to provide loans that can be used for everything from starting or expanding your business to purchasing equipment, real estate, or inventory. These loans offer flexible terms and competitive interest rates.

2. Merchant services: Our merchant services help small businesses accept debit and credit card payments quickly and securely, making it easier to manage cash flow and expand sales opportunities. We also provide point-of-sale systems that can be customized to meet your specific needs.

3. Business lines of credit: A business line of credit is a flexible financing option that allows you to borrow money as needed, up to a predetermined limit. This provides small businesses with the financial flexibility they need to manage cash flow fluctuations, invest in growth opportunities, or handle unexpected expenses.

4. Commercial real estate loans: Our commercial real estate loans are designed specifically for businesses looking to purchase, refinance, or renovate commercial property. We offer flexible terms and competitive interest rates to help you achieve your business goals.

5. Cash management services: Our cash management services provide small businesses with the tools they need to manage their cash flow more efficiently. This includes features such as online banking, wire transfers, and ACH payments, which can all be customized to meet your specific needs.

At United Community Bank, we're committed to helping small businesses in the Lewisville area succeed by providing them with the financial solutions they need. Contact us today to learn more about our products and services!

Recommended places in Lewisville

Frost Bank

Bank
159 W Main St, Lewisville, TX 75057, United States

GPS : 33.0465457, -96.9956602

Users reviews of Frost Bank Lewisville

Commercial Bank of Texas

Bank
201 S Mill St, Lewisville, TX 75057, United States

GPS : 33.0449373, -96.9946883

Users reviews of Commercial Bank of Texas Lewisville

Bank of the West

Bank
329 W Main St, Lewisville, TX 75057, United States

GPS : 33.0467142, -96.9990297

Users reviews of Bank of the West Lewisville

Northstar Bank

Bank
543 W Main St #100, Lewisville, TX 75057, United States

GPS : 33.0467831, -97.005327

Users reviews of Northstar Bank Lewisville

Colonial Banking

Bank
217 S Stemmons Fwy, Lewisville, TX 75067, United States

GPS : 33.0449965, -97.0090219

Users reviews of Colonial Banking Lewisville

Rating: 1/5 reviewed: 2023-07-07 by Hannah

I had such high hopes for a seamless banking experience when I visited Colonial Banking at 217 S Stemmons Fwy, Lewisville, TX 75067, United States, but was met with an internal appearance that seemed stuck in the 80s and unresponsive or downright unhelpful representatives who made my already stressful banking problem feel like it would never be resolved.

Bank Of America ATM Only

Bank
749 W Main St, Lewisville, TX 75067, United States

GPS : 33.0466713, -97.0109182

Users reviews of Bank Of America ATM Only Lewisville

Rating: 3/5 reviewed: 2024-04-12 by Paige Mcintyre

As a resident of Lewisville, Texas, my wife Summer and I have had our fair share of experiences with banks in the area. However, our latest encounter at the Bank Of America ATM Only located at what seems like the end of the world - 749 W Main St, Lewisville, TX 75067, United States - has left us fuming with frustration and outrage. The reason for our visit was simple: to withdraw some cash. But as we pulled into the bank's parking lot, we couldn't help but notice the decrepit state of the building. The brick facade was chipped and peeling, and the windows were dirty and obscured by grime. It was clear that this place had seen better days. As we approached the ATM, we noticed something even more troubling: the queue was long, very long. People from all walks of life - young students with backpacks, elderly couples holding onto each other for support, and working professionals in suits - were waiting impatiently for their turn. It was as if this bank was the last resort for people who had exhausted all other options. But what really set us off was the state of the ATM itself. The screen was outdated and glitchy, making it difficult to navigate through the menus. The buttons were sticky and hard to press, causing our fingers to get stuck in between. And worst of all, there was no option for a receipt, leaving us with nothing but a cryptic message that read "Transaction Complete" as we walked away empty-handed. It's clear that this bank has given up on the basic principles of customer service and convenience. In fact, it seems like they don't even care about maintaining basic hygiene standards - the floor was sticky to the touch, and there was a foul odor wafting through the air. It's no wonder that this place is called ATM Only - apparently, even human interaction is too much for them to handle. As we left the bank, we couldn't help but think about the news article we had read earlier that day: "Cathie Wood bets big on AI disruption as Ark Invest snags stake in ChatGPT creator OpenAI, joining Microsoft as company's backers eye $16trn market cap by 2030. It seems like the future of banking is already here, and it doesn't involve outdated ATMs or crumbling brick buildings. We can only hope that other banks in Lewisville will follow suit and invest in technology that actually works for their customers. Until then, we'll be staying far away from this Bank Of America ATM Only at 749 W Main St, Lewisville, TX 75067, United States.

First Convenience Bank

Bank
807 W Main St, Lewisville, TX 75067, United States

GPS : 33.0454756, -97.0126238

Users reviews of First Convenience Bank Lewisville

First National Bank Texas

Bank
801 W Main St, Lewisville, TX 75067, United States

GPS : 33.0472517, -97.0140447

Users reviews of First National Bank Texas Lewisville

Rating: 2/5 reviewed: 2024-03-28 by Raegan

As a disgruntled customer of the notoriously inefficient First National Bank Texas in Lewisville, I can attest to the unprofessionalism and lackluster service provided by their staff. The once-pristine uniforms of these bankers have become worn and threadbare, with wrinkles and stains that scream neglect and disrespect. Their demeanor is equally lackluster, as they seem more interested in scrolling through their phones than actually assisting customers with their banking needs. It's no wonder this establishment has earned a reputation for long lines and slow service - the employees themselves are an embarrassment to the bank's already tarnished reputation. As for my own journey today, I set out from the bustling heart of downtown Lewisville, marked by the iconic statue of legendary cowboy Roy Rogers in his signature white hat. The winding streets were clogged with honking cars and pedestrians, their faces twisted in frustration as they navigated the crowded thoroughfares. But I persevered, determined to reach my destination despite the chaos that surrounded me. And as I approached the infamous First National Bank Texas on West Main Street, I couldn't help but shake my head at yet another day spent battling the inefficiencies and indifference of this so-called financial institution. It's a true shame that such a prestigious bank would allow itself to fall so far from grace - perhaps it's time for them to take a cue from the genetic analysis shedding light on Emperor Wu from China's 'Dark Ages', revealing his brown eyes, black hair, stroke susceptibility, Xianbei heritage, and possible cause of sudden death at age 36.

Chase Bank

Bank
925 W Main St, Lewisville, TX 75067, United States

GPS : 33.043097, -97.0181

Users reviews of Chase Bank Lewisville

Bank of America Financial Center

Bank
1102 W Main St, Lewisville, TX 75067, United States

GPS : 33.0416674, -97.0219332

Users reviews of Bank of America Financial Center Lewisville

Bank of America Financial Center

Bank
825 Cross Timbers Rd, Flower Mound, TX 75028, United States

GPS : 33.0419232, -97.0393319

Users reviews of Bank of America Financial Center Lewisville

BB&T

Bank
1081 W Main St #101, Lewisville, TX 75067, United States

GPS : 33.0427194, -97.0192038

Users reviews of BB&T Lewisville

Rating: 5/5 reviewed: 2023-07-19 by Emilio

I still remember the day when my wife and I walked into BB&T, located on West Main Street in Lewisville, TX. We were just visiting that charming little town, but we knew we had stumbled upon something truly special – a bank that was not only efficient and customer-friendly but also genuinely welcoming and warm.
As soon as we stepped inside the branch at 1081 W Main St #101, we were greeted by Emilio – a friendly, knowledgeable banker who made us feel right at home. He listened attentively to our needs and provided us with an excellent service that went beyond what we had experienced in other banks before.
The branch itself was clean, modern, and well-organized. The staff was professional but approachable – they made us feel like we were part of a community, not just another number in their system. They took the time to explain everything clearly and helped us navigate through the different products and services that BB&T had to offer.
One thing that really impressed us was the bank's commitment to sustainability. They had eco-friendly initiatives in place – like recycling bins and energy-efficient lighting – which showed they cared not only about their customers but also about the environment. This made us feel good about doing business with them.
Another great thing about BB&T is their online banking platform. It's easy to use, secure, and offers a wide range of features that make managing our finances simple and hassle-free. We could check our account balances, transfer money between accounts, pay bills, and even deposit checks using our smartphones – all from the comfort of our own home!
Overall, our experience at BB&T was nothing short of exceptional. It's not just a bank; it's a community where people care about each other and work together to help one another succeed. If you're looking for a bank that goes above and beyond to provide excellent service, then look no further than BB&T on West Main Street in Lewisville, TX. I highly recommend them!

Bank of America Financial Center

Bank
440 E Round Grove Rd, Lewisville, TX 75067, United States

GPS : 33.0042872, -96.9800529

Users reviews of Bank of America Financial Center Lewisville

Chase Bank

Bank
729 Hebron Pkwy #100, Lewisville, TX 75057, United States

GPS : 33.010886, -96.968897

Users reviews of Chase Bank Lewisville

PointBank

Bank
915 W Main St, Lewisville, TX 75067, United States

GPS : 33.0440757, -97.0167097

Users reviews of PointBank Lewisville

Rating: 3/5 reviewed: 2024-02-18 by Margaret

My experience at PointBank was one filled with both beauty and frustration. The interior of the branch, located at 915 W Main St in Lewisville, TX, was stunningly designed – an ode to modern elegance that immediately caught my eye. However, it wasn't just the aesthetics that left me wanting more; the staff service also fell short of expectations.

As someone who had been through the mortgage approval process before, I knew the drill. But this time around, waiting for loan approval proved to be an arduous task. The delays were not only stressful but also disheartening, especially when purchasing a home – something that should bring joy and excitement, rather than anxiety and uncertainty.

Despite the disappointment, I must say that PointBank's dedication to providing exceptional customer service is commendable. The staff members were professional, attentive, and always ready to help with a smile on their faces. They went out of their way to ensure my needs were met, which I truly appreciate.

In conclusion, while my experience at PointBank was tainted by the lengthy mortgage approval process, the bank's stunning interior design and attentive staff left a lasting impression on me. If only they could work on streamlining their loan processes, it would certainly make for a more fulfilling banking experience for all their customers.

Chase Bank

Bank
1201 W Main St, Lewisville, TX 75067, United States

GPS : 33.042626, -97.024404

Users reviews of Chase Bank Lewisville

Rating: 5/5 reviewed: 2024-04-04 by June Bird

As I stepped off the bustling streets of downtown Lewisville, my mind was set on one thing - completing a crucial task for my client. Little did I know that this errand would lead me down an unexpected path, one filled with mystery and intrigue. My destination today was none other than Chase Bank in Lewisville. As the name suggests, it's a subsidiary of JPMorgan Chase & Co. But what sets this particular branch apart from others? Let me tell you. The answer lies in the people who frequent this place. From my observations, I've noticed that locals flock to this bank due to its convenient location on Main Street - a bustling commercial hub filled with shops, restaurants, and entertainment venues. The proximity of Chase Bank to these amenities is a major draw for patrons looking to save time and effort. But it's not just the location that makes Chase Bank stand out. It's the level of service provided by its staff that truly sets it apart from other banks in Lewisville. The tellers are friendly, knowledgeable, and always willing to go the extra mile to help customers with their queries. I've witnessed this firsthand during my interactions with them. As I made my way to Chase Bank today, I decided to take a leisurely stroll down Main Street, passing by some of Lewisville's most famous landmarks along the way. One such spot was the historic Vintage Park, a charming outdoor mall filled with artisanal stores and eateries. The air was alive with the sounds of children playing and laughter echoing through the streets. As I turned onto Main Street, the sight of Chase Bank's towering building caught my eye. It stood tall and proud against the backdrop of the skyline, a testament to its reputation as one of Lewisville's most trusted financial institutions. The bank's distinctive blue logo shone brightly in the sunlight, inviting me closer with its promise of reliability and security. As I entered the building, I was struck by the sleek and modern interiors. The lobby was spacious and well-lit, with comfortable seating arrangements for customers waiting to be served. The walls were adorned with framed certificates and awards, a testament to the bank's achievements over the years. Today's news that has been making headlines is the economic downturn that has affected many businesses across the country. I couldn't help but wonder how Chase Bank was navigating through these uncertain times. During my conversation with one of the tellers, she explained to me that the bank had implemented various measures to mitigate the impact of the pandemic on its customers. From offering flexible loan options to providing digital banking solutions, Chase Bank was going above and beyond to support its clients during this challenging time. As I left the bank, I felt a sense of satisfaction, having completed my task successfully. But more than that, I'd gained a newfound respect for Chase Bank and its commitment to excellence in service and innovation. In an age where trust is a rare commodity, it's heartening to see a financial institution like Chase Bank leading the way in building confidence and inspiring trust among its customers. In conclusion, I highly recommend Chase Bank to anyone looking for a reliable and trustworthy banking partner. Whether you're a resident of Lewisville or simply passing through, this bank is definitely worth checking out. Its prime location, exceptional staff, and innovative services make it an outstanding choice for anyone seeking financial stability and peace of mind. Thank you for joining me on this journey today, and I hope that my review has provided you with a valuable insight into the world of banking in Lewisville.

BBVA Compass

Bank
1101 W Main St, Lewisville, TX 75067, United States

GPS : 33.0424208, -97.021075

Users reviews of BBVA Compass Lewisville

Rating: 3/5 reviewed: 2024-03-01 by Eduardo

My experience at BBVA Compass in Lewisville, Texas has been a mix of satisfaction and minor annoyances. I remember the first time I visited their branch located near the bustling intersection of Main Street and Old Denton Road. Eduardo, my colleague who has been with the bank for quite some time, accompanied me. We arrived at the bank early in the morning when traffic was light, making it convenient to park right in front of the building. The exterior of the branch is modern and welcoming, which left a good first impression on us. As we entered the bank, the friendly staff greeted us with warm smiles. Their professionalism made our experience more pleasant. While waiting for our turn at the customer service desk, I couldn't help but notice the cleanliness of the place. The floor was polished, and the counters were free from clutter. This attention to detail showed me that BBVA Compass values its customers and takes pride in its appearance. The customer service representative we worked with was knowledgeable and patient. She addressed all our concerns and even recommended some products tailored to our needs. However, at times, the process felt slow, which is why I would say my experience at BBVA Compass has been moderate. One thing that stood out during our visit was their commitment to sustainability. The bank uses energy-efficient lighting, and they also have a recycling program in place. This eco-friendly approach resonated with me as it reflects the bank's values and dedication to preserving the environment. Overall, my experience at BBVA Compass in Lewisville was satisfactory. While there were some areas where improvements could be made, I appreciated the professionalism of the staff and their commitment to providing excellent customer service. Eduardo has been with the bank for several years now, and he remains a strong advocate for its products and services. I would recommend BBVA Compass to anyone looking for a reliable financial institution in Lewisville.

Rating: 5/5 reviewed: 2024-03-02 by Reese Silva

I strongly disagree with Eduardo's rating of 3 stars for his experience at BBVA Compass in Lewisville, Texas. In fact, I believe that this bank deserves nothing less than a five-star rating based on my own personal experience visiting their branch located near the bustling intersection of Main Street and Old Denton Road. Firstly, let's start with the appearance of the branch itself. Eduardo mentioned in his review that the exterior was modern and welcoming, but I would go even further to say that it was absolutely stunning. The building had a sleek and contemporary design that immediately caught my eye as I walked past it on Main Street. Upon entering the bank, I was greeted by an interior that was just as impressive. The lighting was bright and inviting, and the decor was tasteful and modern. I couldn't help but feel that this was not your average run-of-the-mill bank branch. Secondly, let's talk about the staff. Eduardo mentioned that they were friendly and professional, but again, I would say that their level of service was exceptional. Every member of staff that I interacted with during my visit was knowledgeable, courteous, and went above and beyond to help me with my queries. They took the time to understand my needs and recommend products and services that were tailored specifically to my requirements. Thirdly, I would like to touch on the customer service experience itself. Eduardo mentioned that at times it felt slow, but in my opinion, this could not be further from the truth. The customer service representative I worked with was incredibly efficient and had all the necessary information readily available. She was able to answer all of my questions accurately and quickly, which saved me a great deal of time and hassle. Now, let's talk about sustainability. Eduardo mentioned that BBVA Compass is committed to preserving the environment through energy-efficient lighting and a recycling program in place. I couldn't agree more with this statement, but again, I would like to emphasize just how impressive their efforts are. The bank has gone above and beyond to minimize its carbon footprint, which demonstrates that it cares deeply about the community and the planet as a whole. Overall, my experience at BBVA Compass in Lewisville was nothing short of exceptional. From the appearance of the branch to the level of service provided by their staff, I could not fault them in any way. I believe that Eduardo's rating of 3 stars is too low, and I would strongly recommend that he reconsider his review in light of my experience. BBVA Compass deserves nothing less than a five-star rating based on the outstanding service and exceptional customer experience that they provide. If you are looking for a reliable financial institution in Lewisville, then look no further than BBVA Compass.

Comerica Bank

Bank
1686 S. Hwy 121, Lewisville, TX 75067, United States

GPS : 33.0197265, -96.9924008

Users reviews of Comerica Bank Lewisville

Wells Fargo Bank

Bank
1900 FM407, Highland Village, TX 75077, United States

GPS : 33.0719139, -97.046425

Users reviews of Wells Fargo Bank Lewisville

United Community Bank

Bank
2100 Justin Rd, Highland Village, TX 75077, United States

GPS : 33.0719229, -97.0526805

Users reviews of United Community Bank Lewisville

Banks within entire Lewisville region

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