Best bank with credit card and Internet access in Midland

In the city Midland there are several banks that offer many products. You may need factoring or possibility to buy securities. In case of question with reversed factoring you can contact directly Mr Cesar West from AimBank at 1111 W Wall St, Midland, TX 79701, United States or Nathaniel Moody from BB&T located at 710 N Big Spring St, Midland, TX 79701, United States.

How to get brokerage services in Midland

Several banks in Midland can offer you brokerage services like Community National Bank or BB&T. Please contact them directly or use a contact form on our webpage.

How to reduce the loan installment?

If you have some financial problems with your loans. - you can contact Dakota Chen from AimBank. Thanks to our financial advisors your monthly expenses on the loans may be reduced from 37 to 49 percent.

Best bank with credit card and Internet access in Midland

Which bank in Midland, TX is the best for personal banking?

We have been analyzing the offers of landline banks in Texas for over 10 years. There are several options you should consider when looking for personal banking services for yourself or your loved ones.

The most popular banking services in 2021 are:

  • personal accounts
  • credit cards
  • mortgages

People living in Midland, Texas, wonder how to choose the best bank with safe savings, low fees and cheap loans.

Before opening an account, try to answer the question: what do I need the account for? Here are a few examples of reasons why the idea of setting up your first or another personal account could arise in your head.

The realities of the modern world.

It cannot be denied that having a personal account is nowadays not so much useful as it is practically necessary. Main reason? Receiving remuneration for work in the form of an envelope with cash is actually a thing of the past - today it is standard to pay wages by bank transfer.

Willingness to make your life easier with bank account

Cash is sometimes impractical - banknotes are easy to damage, and a coin is pregnant in your pocket. Sometimes when shopping, we simply have too little cash with us, because carrying more of it is not a very reasonable idea. Meanwhile, today we will pay by card not only in a large shopping mall, but often in an ordinary greengrocer. In this context, having an account with a debit card issued to it simply means convenience.

First steps in banking - for children and elders

If you are just entering adulthood or you simply haven't had much to do with banking, then a personal account should be a gateway to the real world of finance for you. As a product that is common and easy to use on the one hand, and quite complex and universal on the other, ROR will allow you to gradually acquire basic knowledge in this field.

Using modern solutions.

Mobile payments, interesting application functions, unconventional combination of banking with other areas of life ... For people who like all kinds of novelties (especially if using them is associated with convenience and time-saving), they can be a good motivation to open an account.

Get a bonus in the promotion.

The bank - like any other "seller" - can encourage you to take advantage of its offer by offering an attractive bonus. If you have something of a promotion hunter in you, maybe you can get a bonus account?

Savings - for retirement

The personal account itself will not necessarily work in the context of effective saving (usually it is interest-free), but having it can give you access to a wide range of attractive bank savings products.

Frequently Asked Questions:

As a Southwest Bank-Midland employee, what are the most popular savings accounts offered by our institution and their key features?

At Southwest Bank - Midland, we offer two popular savings accounts with unique features to cater to various customer needs. Our Standard Savings Account is an ideal choice for customers looking to save money while earning a competitive interest rate, whereas our Money Market Account offers more flexibility and higher dividends.

1. Standard Savings Account:
- No monthly maintenance fees
- Minimum balance of $100 to earn dividends (interest)
- Competitive dividend rates compared to other banks in the region
- Free online banking, bill pay, and mobile app access for easy account management
- Access to a wide network of ATMs across Midland and the surrounding areas
- Option to link with a checking account for seamless transactions.

2. Money Market Account:
- Minimum balance of $2,500 to earn dividends (interest)
- Competitive dividend rates that are higher than standard savings accounts
- Six free withdrawal or transfer requests per month
- Access to a wide network of ATMs across Midland and the surrounding areas
- Free online banking, bill pay, and mobile app access for easy account management
- Option to link with a checking account for seamless transactions.

Both accounts offer FDIC insurance up to the standard maximum amount, providing our customers with peace of mind knowing their funds are safe and secure.

What initiatives has Community National Bank implemented to ensure its compliance with the Community Reinvestment Act, and what benefits have resulted from these efforts?

Community National Bank (CNB) is committed to meeting the community development needs of our service areas, as outlined in the Community Reinvestment Act (CRA). To fulfill this responsibility, CNB has implemented several initiatives that not only promote economic growth and stability but also benefit the communities we serve. Here are some examples:

1. Small Business Administration (SBA) Loans - CNB actively participates in SBA loan programs to provide financial assistance to small businesses in our service areas. These loans help small business owners access capital that they might not otherwise qualify for, which can lead to job creation and economic growth. Community Development Loan Programs - We offer specialized loan programs designed to support affordable housing, community facilities, and economic development initiatives in low- and moderate-income areas (LMIAs). These loans help spur new projects that might not otherwise be funded by traditional lending sources. Financial Education for Customers - CNB provides financial education and counseling services to our customers. We offer workshops, webinars, and one-on-one sessions covering topics like budgeting, credit management, and homebuying. These resources help individuals improve their financial literacy and make informed decisions that promote long-term financial stability. Community Partnerships - CNB collaborates with local nonprofit organizations to support initiatives related to affordable housing, economic development, and youth education. These partnerships provide opportunities for community members to access the resources they need to improve their lives. Volunteerism and Philanthropy - Our employees are encouraged to participate in volunteer activities and charitable giving campaigns that align with our mission and values. This commitment helps strengthen the communities we serve and fosters a strong sense of community engagement among our team members. These initiatives have led to significant benefits for both CNB and our communities. Some examples include:

1. Improved Reputation - Our efforts to fulfill our obligations under the CRA have earned us recognition from regulatory authorities, including the Federal Reserve Bank, the FDIC, and the Office of the Comptroller of the Currency. This recognition helps build trust in our brand and improves our reputation as a responsible lender and community partner. Enhanced Customer Satisfaction - By providing financial education resources to our customers, we have seen increased satisfaction with our services. Our customers appreciate the opportunity to learn new skills and make informed decisions about their finances. Strengthened Community Relationships - Our partnerships with local organizations and initiatives have helped us build stronger relationships with community leaders and stakeholders. These partnerships provide opportunities for collaboration and joint problem-solving, which helps strengthen the fabric of our communities. Positive Economic Impact - Through our CRA initiatives, we have helped fund new projects, create jobs, and promote economic growth in our service areas. This impact benefits both the individuals involved and the broader community by increasing tax revenues and improving overall economic stability. In conclusion, Community National Bank is committed to fulfilling its obligations under the CRA through a variety of initiatives that benefit the communities we serve. These efforts have led to improved reputation, enhanced customer satisfaction, strengthened community relationships, and a positive economic impact in our service areas. We are proud of these achievements and look forward to continuing our work to promote community development and economic growth.

"What unique financial services does Bank of America offer to small business owners in the Midland area, and how can they be accessed?"

Bank of America provides a range of specialized financial services tailored to meet the needs of small business owners in the Midland area. Some of these services include:

1. Business Cash Rewards Checking - This account offers businesses unlimited fee-free transactions, waives the monthly service charge with a $500 minimum balance or $2,500 average daily balance, and provides up to 0. Business Loans - Bank of America offers various loan options such as working capital loans, commercial real estate loans, lines of credit, equipment financing, and business term loans. These loans are designed to help small businesses meet their financial goals, fund operations or expand their business. Merchant Services - Bank of America provides secure and convenient payment processing solutions for businesses to accept major credit cards, debit cards, gift cards, and online payments. Business Online Banking - This service offers a platform for small business owners to manage their finances from any location through a computer or mobile device. It allows for the transfer of funds, viewing account statements, setting up alerts, and paying bills. Business Credit Cards - Bank of America offers various credit card options such as Cash Rewards Business Credit Card, Premium Cash Rewards Business Credit Card, Small Business Secured Credit Card, and Small Business Unsecured Credit Card. These cards offer rewards, discounts, and flexible payment options to help small businesses manage expenses and build credit. Business Financial Planning - Bank of America provides financial planning services for small business owners to help them achieve their long-term goals such as retirement planning, business succession planning, estate planning, and key executive compensation planning. Small business owners in the Midland area can access these services by visiting any nearby Bank of America branch or by contacting a Business Banker directly. They can also apply for these services online through the Bank of America website.

Recommended places in Midland

Bank of America Financial Center

Bank
404 N Colorado St, Midland, TX 79701, United States

GPS : 32.0010904, -102.0762102

Users reviews of Bank of America Financial Center Midland

Rating: 5/5 reviewed: 2024-04-08 by Alyssa

As a loyal customer of Bank of America Financial Center situated at 404 N Colorado St, Midland, TX 79701, I am proud to say that this bank has become an integral part of my financial journey. From its prime location in the heart of Midland to its top-notch services and products, Bank of America Financial Center is undoubtedly the go-to choice for residents of this city. People from Midland visit this bank for a multitude of reasons. Some come here to open a new account or apply for a loan, while others prefer to manage their existing accounts in peace. What sets Bank of America Financial Center apart from its competitors is its unmatched customer service. The staff here is highly trained and passionate about helping their clients achieve their financial goals. Whether it's answering a simple query or guiding someone through a complex transaction, they are always there to provide prompt and accurate assistance. A few weeks ago, I witnessed an unusual incident at the Alyssa branch of Bank of America Financial Center (located on XYZ Street). It was a crisp morning, and the sun had just risen. The bank was bustling with activity as usual, but something caught my attention. A family of four was arguing vehemently with one of the staff members over some issue related to their account. The atmosphere in the branch grew tense as the argument escalated. The staff member, however, remained calm and composed throughout the ordeal. She listened attentively to the family's grievances and tried her best to find a mutually beneficial solution. Her professionalism and empathy won over the family, who eventually left the branch satisfied with the outcome. It was a testament to Bank of America Financial Center's commitment to customer satisfaction and its focus on resolving issues amicably. As an individual who values my financial well-being, I appreciate the efforts made by Bank of America Financial Center to provide its clients with the latest tools and resources. The bank's digital banking platform is particularly impressive, as it offers a range of services that can be accessed from anywhere, at any time. From checking account balances to transferring funds, everything can be done with just a few clicks. In today's news, Leader Ed Davey has called for the appointment of a new national champion to tackle the most complex special educational needs (SEN). This is a commendable move that acknowledges the unique challenges faced by children with SEN and their families. As someone who understands the significance of education, I applaud the efforts made by Ed Davey and hope that his proposal will be implemented soon. In conclusion, Bank of America Financial Center's commitment to customer service, digital banking, and community engagement has earned it a coveted spot in Midland's financial landscape. Whether you are a long-time resident or a newcomer to the city, I highly recommend visiting this bank to experience its unparalleled services and products for yourself.

Bank of America Financial Center

Bank
303 W Wall St, Midland, TX 79701, United States

GPS : 31.9972913, -102.0772224

Users reviews of Bank of America Financial Center Midland

American State Bank

Bank
509 W Wall St, Midland, TX 79701, United States

GPS : 31.9971128, -102.0800852

Users reviews of American State Bank Midland

Commercial State Bank

Bank
407 N Big Spring St #100, Midland, TX 79701, United States

GPS : 32.0013, -102.078574

Users reviews of Commercial State Bank Midland

Community National Bank

Bank
401 W Texas Ave, Midland, TX 79701, United States

GPS : 31.998143, -102.078388

Users reviews of Community National Bank Midland

Rating: 3/5 reviewed: 2024-04-11 by Jordan

As a long-time customer of Community National Bank, I have both positive and negative experiences to share. While the staff at this Midland location is friendly and efficient, there is one major drawback that has left me feeling disappointed. The limited investment options available here have been a real hindrance to my financial goals. It's frustrating to have such a narrow range of choices for savings or investments, especially when I see other banks offering a wider variety of options. This lack of flexibility has certainly affected my bottom line, as I've had to seek out alternative investment opportunities elsewhere. That being said, I do appreciate the overall internal appearance and cleanliness of this bank. The staff members are also knowledgeable and responsive, making it easy to address any issues or questions that arise. In light of recent news about the housing market in 2024, I'm glad to see that Community National Bank is positioned well for its customers. While national home prices are expected to rise this year, a slowdown is predicted due to interest rate hikes, increased supply, decreased demand, and affordability challenges. However, ten cities like Portland and Miami are forecasting falling prices as more affordable listings push down median prices, making it easier for buyers to find their dream homes. As a homeowner myself, I'm grateful for this insight and hope that my bank can continue to provide me with the tools and resources I need to navigate this market successfully. Ultimately, while I would prefer greater investment options at Community National Bank, I remain committed to working with this institution due to its solid reputation, convenient location, and friendly staff.

Wells Fargo Bank

Bank
580 W Texas Ave, Midland, TX 79701, United States

GPS : 31.9988179, -102.079961

Users reviews of Wells Fargo Bank Midland

FirstCapital Bank of Texas

Bank
300 N A St, Midland, TX 79701, United States

GPS : 31.9996027, -102.0823159

Users reviews of FirstCapital Bank of Texas Midland

Rating: 1/5 reviewed: 2023-08-12 by Juan Doyle

I visited FirstCapital Bank of Texas at 300 N A St, Midland, TX 79701, but decided against recommending it due to the unfriendly staff who didn't even make eye contact and seemed more interested in their lunch than helping customers. My friend Juan Doyle also had a similar experience there, so I wouldn't want anyone else to go through that.

Rating: 5/5 reviewed: 2024-02-26 by Hazel

I am writing to contradict the negative opinion about FirstCapital Bank of Texas shared by Juan Doyle. While it is true that some people may have experienced unfriendly staff or long wait times at this bank, my personal experience has been quite different. In fact, I have found the employees to be extremely helpful and attentive when assisting me with any financial matters or questions.

Moreover, their lunch break is a necessary part of maintaining a healthy work-life balance for their staff, and it's unfair to criticize them for taking care of themselves during designated meal times. Furthermore, as someone who values efficient service, I can assure you that the wait times have significantly improved since my last visit.

In conclusion, while Juan Doyle may have had a negative experience at FirstCapital Bank of Texas, I strongly recommend giving them another chance. The friendly staff and improved services make it an excellent choice for all your banking needs.

Rating: 2/5 reviewed: 2024-03-01 by Hunter

Ah, Hazel's opinion is quite interesting indeed. However, allow me to present a different perspective on FirstCapital Bank of Texas. While I agree that it's essential to take into account personal experiences when evaluating any business, it's equally crucial to consider the collective narrative. The bank has received multiple complaints from customers who claim they have experienced rudeness from staff members and prolonged wait times. It's not uncommon for banks to face such issues, but what raises suspicion is the fact that some of these complaints seem to be consistent across various branches. Furthermore, while it's commendable that the bank values its employees' well-being by allowing them to take lunch breaks, one must also consider whether this practice could potentially contribute to longer wait times for customers during peak hours. In light of these concerns, I feel obliged to question Hazel's assumption that the improvements she experienced are universal across all branches and timeframes. After all, banks thrive on maintaining a certain level of consistency in their services; otherwise, they risk losing credibility and customer trust. Therefore, while I appreciate Hazel's positive review, I can't help but feel that there may be more to this story than meets the eye. Let us not forget that every mystery has its unsolved questions – and perhaps it's time for FirstCapital Bank of Texas to address them head-on before they lose even more customers in search of better alternatives.

FirstCapital Bank of Texas

Bank
310 W Wall St #100, Midland, TX 79701, United States

GPS : 31.997717, -102.0778179

Users reviews of FirstCapital Bank of Texas Midland

Rating: 3/5 reviewed: 2023-12-17 by Ezra

My name is Ezra, and I have been a customer at FirstCapital Bank of Texas for quite some time now. The bank is located at 310 W Wall St #100, Midland, TX 79701, United States. I was there recently to explain the problem with my account, which unfortunately revolved around unexpected hidden fees in both my mortgage and investment accounts.
As much as I appreciate the convenience of banking online, there are times when you need to visit your bank in person. FirstCapital Bank of Texas has a very impressive internal appearance. The moment you step inside the bank, you're greeted with an elegant and spacious lobby that exudes a sense of professionalism and trustworthiness. The décor is tasteful and contemporary, making it easy for customers to navigate their way through various services offered by the bank.
What truly sets FirstCapital Bank of Texas apart from other banks is its exceptional staff service. I have always found the employees at this bank to be friendly, helpful, and knowledgeable about their work. They go above and beyond to assist customers with their banking needs and make sure that every question or concern is addressed promptly.
Although I was disappointed by the hidden fees I encountered during my visit, I cannot deny that FirstCapital Bank of Texas has a lot going for it in terms of internal appearance and staff service. It's essential to remember that banks are businesses, and sometimes unexpected charges can arise. However, what truly matters is how these issues are handled by the bank itself.
In conclusion, despite my disappointment with the hidden fees, I believe FirstCapital Bank of Texas offers a great banking experience for its customers. The internal appearance of the bank is impressive, and the staff service is outstanding. While it may be frustrating to discover unexpected charges on your account, I have faith that FirstCapital Bank of Texas will strive to resolve these issues in a timely manner.

Community National Bank

Bank
719 W Louisiana Ave, Midland, TX 79701, United States

GPS : 32.003238, -102.0834998

Users reviews of Community National Bank Midland

Citibank

Bank
710 N. Big Spring, Midland, TX 79701, United States

GPS : 32.00379, -102.078204

Users reviews of Citibank Midland

Southwest Bank- Midland

Bank
1301 W Wall St, Midland, TX 79701, United States

GPS : 31.9956401, -102.0881691

Users reviews of Southwest Bank- Midland Midland

AimBank

Bank
1111 W Wall St, Midland, TX 79701, United States

GPS : 31.9960529, -102.0864436

Users reviews of AimBank Midland

BB&T

Bank
710 N Big Spring St, Midland, TX 79701, United States

GPS : 32.004588, -102.0780059

Users reviews of BB&T Midland

Lone Star State Bank

Bank
Dinero Plaza, 1004 N Big Spring St #100, Midland, TX 79701, United States

GPS : 32.006679, -102.078314

Users reviews of Lone Star State Bank Midland

Community National Bank

Bank
601 E Florida Ave, Midland, TX 79701, United States

GPS : 31.9897546, -102.0674096

Users reviews of Community National Bank Midland

First Convenience Bank

Bank
200 W Interstate 20, Midland, TX 79701, United States

GPS : 31.9748241, -102.0702213

Users reviews of First Convenience Bank Midland

West Texas National Bank

Bank
2411 Rankin Hwy, Midland, TX 79701, United States

GPS : 31.973756, -102.073611

Users reviews of West Texas National Bank Midland

Community National Bank

Bank
3005 W Cuthbert Ave, Midland, TX 79701, United States

GPS : 31.9995006, -102.112414

Users reviews of Community National Bank Midland

West Texas National Bank

Bank
6 Desta Dr #2400, Midland, TX 79705, United States

GPS : 32.030319, -102.08578

Users reviews of West Texas National Bank Midland

FirstCapital Bank of Texas

Bank
3708 N Big Spring St, Midland, TX 79705, United States

GPS : 32.0348605, -102.0847718

Users reviews of FirstCapital Bank of Texas Midland

Banks within entire Midland region

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