Hampton Virginia - financing properties by mortgages

Banking in Hampton Virginia

Banks are the great advantage of the modern world. In Hampton Virginia today over 83 percent of is done with the banks or other financial institutions. In 2007 Internet banking wasn't so popular like today, when each year over 17 hundreds new accounts are opened. Bank can offer variety of products like overdrafts or structured product. In case of question with currency trading you can contact directly Mr Avery Hendrix from TowneBank, Branch Location at 550 Settlers Landing Rd, Hampton, VA 23669, United States or William Monroe from SunTrust Bank located at 75 Willow Oaks Blvd, Hampton, VA 23669, United States.

How to get business loan - banks of Hampton Virginia

If you need to a financing for you start-up - check our list of recommended institutions. Mortgages or cash loans with low interest rates you can get from Citibank ATM , TowneBank, Branch Location or Citibank ATM located at 989 N King St, Hampton, VA 23669, United States.

How to pay less for loan in Hampton Virginia

If want smaller monthly fees for loan or mortgage you can make an appointment with Chloe Garrison from TowneBank, Branch Location and renegotiate the terms of your agreement.

How to get express transfer in Hampton Virginia

Several banks in Hampton Virginia can offer you express transfer like Citibank ATM or SunTrust Bank. Please contact them directly or use a contact form on our webpage.

Financing Properties in Hampton Virginia with Mortgages

The city of Hampton, Virginia is one of the most desirable locations to purchase real estate and is a great place to finance properties with mortgages. With its close proximity to the beach and the Chesapeake Bay, Hampton is an ideal location for those looking to buy a home or invest in real estate. For many years, Hampton has been a great place to acquire a mortgage to finance the purchase of a home or investment property.

The process of obtaining a mortgage for a property in Hampton is a relatively straight forward process. First, the borrower must be approved for a mortgage loan by a lender. This can be done through a bank, credit union, or a mortgage broker. The lender will usually require a credit score, income, and debt to income ratio to be taken into account in order to determine the borrower’s eligibility for a loan.

The next step in the process is to select the type of loan that best suits the needs of the borrower. Fixed-rate and adjustable-rate mortgages are the most common types of mortgages available in Hampton. Fixed-rate mortgages have the same interest rate throughout the life of the loan, while adjustable-rate mortgages (ARMs) adjust the interest rate according to the market. Depending on the borrower’s financial situation, one might be more suitable than the other.

Once the type of loan is selected, the borrower must gather all the necessary documentation for the application. This includes proof of employment and income, bank statements, and proof of assets. The lender will use these documents to assess the borrower’s ability to make the monthly payments.

After the application is completed and reviewed by the lender, the borrower will be given a quote for the loan. Depending on the type of loan and the borrower’s credit score, the interest rate and other associated fees may vary. The borrower can then accept or reject the offer. If accepted, the lender will issue the loan and the borrower will begin making payments on the mortgage.

The city of Hampton is a great place to acquire a mortgage to finance the purchase of a home or investment property. With its close proximity to the beach and the Chesapeake Bay, Hampton is an ideal location for those looking to buy a home or invest in real estate. With the right paperwork and a little bit of research, a borrower can obtain a mortgage to finance their property in Hampton quickly and easily.

Frequently Asked Questions:

What are the key features and benefits of SunTrust's mortgage loan options for home buyers in the Hampton Roads area?

As a financial institution, SunTrust Bank offers various types of mortgage loans to home buyers in the Hampton Roads area. Here are some key features and benefits of their mortgage loan options:
1. Competitive Rates: SunTrust Bank offers competitive interest rates on its mortgage loans, which can help homebuyers save money over time.
2. Fixed-Rate Mortgages: SunTrust Bank provides fixed-rate mortgages with terms ranging from 10 to 30 years. This means that the interest rate stays the same throughout the life of the loan, making it easier for home buyers to plan their monthly payments.
3. Adjustable-Rate Mortgages (ARM): SunTrust Bank also offers adjustable-rate mortgages with terms ranging from 1 to 10 years. With an ARM, the interest rate can change periodically based on market conditions. This type of loan may be suitable for those who plan to own their home for a shorter period or expect their income to increase in the future.
4. Down Payment Assistance: SunTrust Bank provides down payment assistance programs that help eligible borrowers cover the upfront costs associated with buying a home. These programs can make it easier for first-time homebuyers and those with limited funds to purchase a home without having to save up a large down payment.
5. First-Time Home Buyer Programs: SunTrust Bank offers various mortgage products specifically designed for first-time home buyers, such as the HomeReady Mortgage and the Conventional 97 Loan. These programs require a low down payment and can help make homeownership more accessible to those who might not have previously qualified.
6. Refinancing Options: SunTrust Bank also offers refinancing options for homeowners looking to lower their monthly payments, change their loan terms, or take advantage of lower interest rates.
Overall, SunTrust Bank's mortgage loan options provide a range of features and benefits that can help make the process of buying a home more accessible and affordable for home buyers in the Hampton Roads area.

What specific financial services and products does BayPort Credit Union offer for members in the Hampton, VA community?

As a credit union serving the Hampton, VA community, BayPort Credit Union offers a wide range of financial services and products designed to meet the needs of its members. Some of these include:
1. Checking accounts - with various options like interest-bearing and student checking accounts
2. Savings accounts - including regular savings accounts, holiday club accounts, and youth savings accounts
3. Loans - personal loans, auto loans, mortgage loans, boat loans, and RV loans
4. Credit cards - with competitive APRs and reward programs
5. Investment services - offering a range of investment options like mutual funds, annuities, and retirement planning services
6. Home equity lines of credit (HELOC) - allowing members to access the equity in their homes for home improvements or other expenses
7. Online and mobile banking - providing convenient access to account information and transaction capabilities through digital platforms
8. Financial education and counseling - offering resources and guidance to help members make informed financial decisions
These are just a few examples of the services and products BayPort Credit Union offers to its Hampton, VA community members. They aim to provide comprehensive financial solutions that meet the diverse needs of their members, helping them achieve their financial goals.

What is the current interest rate for a 15-year fixed-rate mortgage loan offered by BB&T Bank in Hampton, Virginia?

To provide you with accurate and up to date information on the interest rates offered by BB&T Bank for a 15-year fixed-rate mortgage loan in Hampton, Virginia or any other location, it is best if you contact their customer service directly. The interest rate can vary depending on factors such as market conditions, borrower's credit score, and loan term among others. You can reach them through their website or by calling their customer service hotline.

Recommended places in Hampton Virginia

Bank of America Financial Center

Bank
1 W Queens Way, Hampton, VA 23669, United States

GPS : 37.025449, -76.3444177

Users reviews of Bank of America Financial Center Hampton Virginia

Rating: 5/5 reviewed: 2024-02-16 by Aubree Kim

As I sit down to write this review, my heart still swells with joy and gratitude for the experience I had at Bank of America Financial Center in the company of my beloved partner. The memory of standing hand in hand beneath the warm glow of its skylights fills me with a sense of bliss that refuses to fade away.

Though it has been some time since we last walked through those familiar doors, the indelible impression left on us remains etched deep within our hearts. Nestled comfortably at 1 W Queens Way, Hampton, VA 23669, United States, this bank's location is easily accessible and beautifully designed. The breathtaking architecture of Bank of America Financial Center combines elegance with innovation, creating a truly unique experience for all who visit.

In the realm of banking, it is not often that one encounters a facility so committed to fostering an atmosphere of warmth, understanding, and personal growth. From the friendly staff at the teller windows to the engaging workshops held in the onsite conference center, every aspect of Bank of America Financial Center seems designed with a singular purpose: to provide unparalleled service and support to its clients.

Though we may never again find ourselves within these walls, our hearts are forever connected to the caring community that resides within this remarkable institution. With each passing day, I look forward to revisiting the memories of Bank of America Financial Center and continuing to be inspired by the hope and positivity it instills in all who seek its blessings.

Rating: 1/5 reviewed: 2024-02-25 by Enzo

Dear Aubree Kim,

I am writing this review as a stark contrast to your glowing opinion about Bank of America Financial Center. While I do not doubt your sincerity, my personal experience at this bank has left me with quite the opposite impression.

Firstly, I must question your use of the word "warmth" to describe Bank of America Financial Center. Yes, there is plenty of light in the building thanks to those skylights you mentioned, but that doesn't necessarily equate to warmth. In fact, I found the bank to be rather chilly and sterile, devoid of any true human connection or interaction.

Moreover, your reference to "unparalleled service" is downright laughable. My recent visit to Bank of America Financial Center involved waiting in line for over an hour to speak with a teller who seemed more interested in checking her phone than assisting me with my banking needs. And when I finally did receive assistance, it was nothing short of dismal. The employee couldn't answer even the most basic questions about my account, and when I asked for a printed statement, she informed me that they no longer offer this service.

Furthermore, your praise for the onsite conference center is equally misguided. During my last visit, I observed a presentation being held in this space. The subject matter was complex and technical, far beyond the comprehension of the average person. It seemed clear to me that Bank of America Financial Center was using this event as nothing more than a marketing ploy, an attempt to attract potential customers with the illusion of expertise.

In short, I find it difficult to believe that Aubree Kim's experience at Bank of America Financial Center truly lives up to the standards you described. Perhaps she was merely fortunate enough to have encountered friendly staff and engaging workshops during her visit, but my encounters with this bank have been nothing short of a nightmare.

In conclusion, while I do not doubt that Aubree Kim's experience was positive, it is important for future customers to realize that the reality at Bank of America Financial Center may not be quite so rosy. As someone who values honesty and transparency above all else, I believe it is my duty to share my true feelings about this bank in the hope that others will make more informed decisions about their financial choices.

Sincerely,
Enzo

Old Point National Bank

Bank
101 E Queen St, Hampton, VA 23669, United States

GPS : 37.025954, -76.3426949

Users reviews of Old Point National Bank Hampton Virginia

SunTrust Bank

Bank
2 E Queens Way, Hampton, VA 23669, United States

GPS : 37.0254711, -76.3438272

Users reviews of SunTrust Bank Hampton Virginia

Premier Bank

Bank
101 N Armistead Ave # 203, Hampton, VA 23669, United States

GPS : 37.027096, -76.350035

Users reviews of Premier Bank Hampton Virginia

BayPort Credit Union

Bank
3rd Floor, 22 Lincoln St, Hampton, VA 23669, United States

GPS : 37.028627, -76.343071

Users reviews of BayPort Credit Union Hampton Virginia

ATM (Bank of America)

Bank
700 Settlers Landing Rd, Hampton, VA 23669, United States

GPS : 37.0245351, -76.342208

Users reviews of ATM (Bank of America) Hampton Virginia

TowneBank, Branch Location

Bank
550 Settlers Landing Rd, Hampton, VA 23669, United States

GPS : 37.024152, -76.345271

Users reviews of TowneBank, Branch Location Hampton Virginia

Bank of America Financial Center

Bank
223 Fox Hill Rd, Hampton, VA 23669, United States

GPS : 37.0574857, -76.3262414

Users reviews of Bank of America Financial Center Hampton Virginia

Wells Fargo Advisors

Bank
34 E Queens Way, Hampton, VA 23669, United States

GPS : 37.0256359, -76.3433057

Users reviews of Wells Fargo Advisors Hampton Virginia

Rating: 5/5 reviewed: 2024-03-29 by Daisy Hopkins

As I step out of the historic Fort Monroe, a former Confederate stronghold turned national monument, I take a deep breath and let the salty ocean air fill my lungs. The sound of waves crashing against the shore echoes in my ears as I set off on foot towards Wells Fargo Advisors located at 34 E Queens Way, Hampton, VA 23669, United States. The journey is a familiar one for me, having visited this bank several times in the past. But today's news has left me pondering - ULA's final Delta Heavy IV rocket carrying a classified payload for NRO's intel gathering set to blast off from Florida's Cape Canaveral on Mar 29, bolstering US decision makers' & warfighters’ situational awareness until Vulcan Centaur takes over in 2025. Atlas V lives on through '29 for Amazon & Boeing missions. As I walk along the tree-lined streets of Hampton, my mind wanders back to the days when Fort Monroe served as a strategic outpost during the Civil War. Its walls have stood witness to countless battles and the bravery of those who fought on either side. Today, it is a symbol of hope and unity for all Americans. As I approach Wells Fargo Advisors, I notice the familiar red and black sign outside, beckoning me inside. The bank's exterior exudes a sense of stability and reliability, which is what draws me back time and again. Inside, the décor is sleek and modern with an understated elegance that belies the bank's vast network and resources. My interaction with the staff at Wells Fargo Advisors has always been pleasant, efficient, and professional. Today is no exception as I am greeted warmly by a friendly banker who listens attentively to my needs and provides me with expert advice on managing my finances. It's reassuring to know that this bank, with its deep roots in the community, will always be there to help me weather any financial storm that may come my way. As I leave Wells Fargo Advisors, I can't help but think about the role that financial institutions play in society beyond just managing our money. They are a vital part of our economy and contribute significantly to job creation, economic growth, and community development. As the country grapples with unprecedented challenges today, it's reassuring to know that there are reliable institutions like Wells Fargo Advisors that we can count on for support and guidance during these uncertain times. In conclusion, my experience at Wells Fargo Advisors has always been exceptional, and I will continue to rely on their services as I navigate the ups and downs of life's financial journey. As I walk back towards Fort Monroe, I can't help but feel a sense of gratitude for the stability and comfort that institutions like this bank provide in an ever-changing world. It's reassuring to know that while some things may be uncertain, there are still reliable and trustworthy places we can turn to when we need them most. As I reach Fort Monroe once again, I feel a sense of peace wash over me as I look out at the endless expanse of water before me. It's a reminder that while change is constant in life, some things will always remain steadfast and true - like Wells Fargo Advisors and the values they embody. As we continue to navigate through these unprecedented times, it's important to remember the importance of stability, trustworthiness, and reliability in all aspects of our lives.

Old Point National Bank

Bank
347 Woodland Rd, Hampton, VA 23669, United States

GPS : 37.0432994, -76.3221704

Users reviews of Old Point National Bank Hampton Virginia

SunTrust Bank

Bank
75 Willow Oaks Blvd, Hampton, VA 23669, United States

GPS : 37.0595812, -76.3274905

Users reviews of SunTrust Bank Hampton Virginia

Old Point National Bank

Bank
1 W Mellen St, Hampton, VA 23663, United States

GPS : 37.018603, -76.322721

Users reviews of Old Point National Bank Hampton Virginia

Rating: 3/5 reviewed: 2024-03-22 by Piper

Dear Old Point National Bank,

As a loyal customer for over five years, I have come to expect certain services from your esteemed institution. However, I must express my disappointment in your recent refusal to provide me with a service that I desperately need - the ability to invest in gold coins. As someone who values financial security and stability, I have saved up a significant amount of money over the years. I am eager to put this savings to work for me by investing in a reliable asset like gold. Unfortunately, your bank seems unwilling or unable to meet my needs in this regard. Your reluctance to offer gold coin investment options is especially puzzling given the current state of the job market in the aviation industry. As I read in today's news, many experienced aircraft engineers are retiring, leaving a severe shortage of skilled professionals in their wake. This has created a significant talent gap that is causing major headaches for the aerospace sector. In light of this crisis, it seems particularly shortsighted for your bank to deny me the chance to invest in gold coins. After all, the value of gold often rises during times of economic uncertainty, making it an attractive investment option for many individuals and institutions alike. By refusing to offer gold coin investments, you are missing out on a valuable opportunity to attract savvy investors like myself who are looking for a reliable and profitable investment option in these turbulent times. I would like to request that you reconsider your stance on gold coin investments and work with me to develop a customized investment plan that meets my unique needs and goals. I believe that this collaboration will ultimately benefit both of us, as it will allow me to grow my savings while also providing your bank with new opportunities for growth and profitability. Thank you for your attention to this matter, and I look forward to hearing from you soon.

Wells Fargo Bank

Bank
2409 Kecoughtan RD, Hampton, VA 23661, United States

GPS : 37.0032597, -76.3781107

Users reviews of Wells Fargo Bank Hampton Virginia

Bank of America Financial Center

Bank
2030 Coliseum Dr a, Hampton, VA 23666, United States

GPS : 37.043979, -76.389079

Users reviews of Bank of America Financial Center Hampton Virginia

Navy Federal

Bank
2029 Coliseum Dr, Hampton, VA 23666, United States

GPS : 37.0437773, -76.3902166

Users reviews of Navy Federal Hampton Virginia

Rating: 1/5 reviewed: 2024-02-07 by Keegan Ballard

I've been a loyal customer at Navy Federal Credit Union in Hampton, Virginia for years now, ever since my days as a humble car dealer. You see, dealing with customers all day means you understand the value of money and the importance of saving it. So naturally, when I decided to invest some of my savings into gold coins - an idea that seemed wise considering how volatile the stock market has been lately - I thought my friendly neighborhood credit union would be the perfect place to find such a service.

Boy, was I wrong. They looked at me like I'd just asked for the key to Fort Knox. Turns out, Navy Federal Credit Union in Hampton doesn't deal with gold coins or any precious metals investments whatsoever! Can you believe it? A financial institution that won't help its customers diversify their portfolios?

But wait, there's more! They recommended I go to a third-party service provider instead. Really? After all these years being with them, you want me to entrust my hard-earned savings with someone else? Talk about lack of loyalty and trust. It's like they're telling me, "Hey buddy, we appreciate your business, but when it comes down to it, we don't really care what happens to your money."

Now, I know banks aren't known for their investment advice or personalized financial planning, but one would think that at least offering basic services like buying gold coins would be part of their standard offerings. But nope, not here in Hampton. It's clear that Navy Federal Credit Union prioritizes its own interests over those of its customers.

So, as I search for a more reliable option to help me secure my future and protect my savings from the whims of an unpredictable economy, I can't help but feel frustrated and disillusioned by this experience. After all, isn't that what banks are supposed to be there for? To guide us through life's financial challenges and provide a safe haven for our hard-earned dollars?

Sadly, it seems Navy Federal Credit Union in Hampton, Virginia has other plans. But don't worry, they'll still happily collect your deposits and charge you fees while doing so. After all, that's what banks do best, right?

Rating: 3/5 reviewed: 2024-04-14 by Adrian

Dear Keegan Ballard,

As a long-standing member of Navy Federal Credit Union in Hampton, Virginia, I was taken aback by your recent review detailing your negative experience with the institution regarding precious metals investments. Your frustration is understandable, as many people believe that banks should offer such services to their customers. However, it's crucial to examine the situation from a broader perspective and question the validity of your arguments. Firstly, Navy Federal Credit Union is primarily a financial services organization designed to cater to the needs of military personnel, veterans, and their families. Its primary focus is to provide them with a range of banking products and services that suit their unique requirements. While precious metals investments may be an attractive prospect for some individuals, they do not necessarily align with the specific needs of this customer base. Secondly, it's essential to understand that banks are primarily regulated by government authorities to ensure sound financial management practices. These regulatory frameworks impose significant restrictions on the types of products and services that banks can offer to their clients. In this context, it's crucial to recognize that Navy Federal Credit Union is subject to these same rules and restrictions as any other financial institution. Moreover, your contention that banks should provide investment advice and personalized financial planning services seems misplaced. While some banks do offer such services, they are typically limited to wealth management divisions that cater to high net worth individuals. These services come at a significant cost, which many people cannot afford. In contrast, Navy Federal Credit Union has chosen to focus on providing basic banking products and services to its members at competitive prices. While it's true that the institution could potentially generate additional revenue by offering precious metals investments, the added costs and regulatory constraints may outweigh any potential benefits. Therefore, while I sympathize with your frustration, I believe that it's essential to understand the complexities of the situation before making a final judgment. Navy Federal Credit Union is doing what it believes is in the best interests of its members, given the regulatory and financial constraints it faces. As such, I would encourage you to explore other financial institutions or alternatives that better meet your specific needs rather than placing undue pressure on this organization. In conclusion, while your experience may have been less than ideal, it's essential to recognize the context in which Navy Federal Credit Union operates before making a final decision. By doing so, we can make informed choices and avoid jumping to conclusions without fully understanding the situation.

Woodforest National Bank

Bank
1900 Cunningham Dr, Hampton, VA 23666, United States

GPS : 37.0409428, -76.3795382

Users reviews of Woodforest National Bank Hampton Virginia

BB&T

Bank
2160 Coliseum Dr, Hampton, VA 23666, United States

GPS : 37.0472829, -76.3903744

Users reviews of BB&T Hampton Virginia

Citibank ATM

Bank
989 N King St, Hampton, VA 23669, United States

GPS : 37.03937, -76.3485369

Users reviews of Citibank ATM Hampton Virginia

Bank of America ATM

Bank
1006 Settlers Landing Rd, Hampton, VA 23669, United States

GPS : 37.02453, -76.333037

Users reviews of Bank of America ATM Hampton Virginia

Wells Fargo Bank

Bank
2050 Coliseum Dr, Hampton, VA 23666, United States

GPS : 37.0465746, -76.3899432

Users reviews of Wells Fargo Bank Hampton Virginia

Banks within entire Hampton Virginia region

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