Since 2010
| 2014 | 2015 | 2016 | 2017 | 2018 | Total | |
| Savings account | 5056 | 5161 | 5228 | 5313 | 5380 | 26138 |
| Investment funds | 5040 | 5136 | 5250 | 5324 | 5366 | 26116 |
| Overdrafts | 5011 | 5166 | 5165 | 5278 | 5364 | 25984 |
| Insurance | 5000 | 5180 | 5240 | 5288 | 5352 | 26060 |
| Foreign transfer | 4960 | 5120 | 5170 | 5310 | 5385 | 25945 |
| Total | 25067 | 25763 | 26053 | 26513 | 26847 |
Please contact Sebastian Ashley from ATM
The process of getting a business loan in Cambridge can be daunting, but with the right information and resources, it can be made much easier. In this article, we will discuss the steps required to get a business loan in the UK, with a particular focus on banks in Cambridge.
Before you begin the process of applying for a business loan, it is important to understand the basics of how the process works. Generally speaking, the lender will review your business’s financials, credit history, and credit score to determine whether they are willing to lend you the funds. The loan amount, duration, and interest rate will depend on these factors as well as the lender's criteria.
Once the lender has determined that you may be a suitable candidate for a loan, you will then be required to fill out an application form and provide additional documentation such as bank statements, tax returns, business plans, and proof of identity.
There are several banks in Cambridge which offer business loans, including Barclays, Lloyds Bank, NatWest, and Santander. All of these banks have different criteria for loan approval, so it is important to research the different options and find the one that best suits your needs.
When applying for a business loan with a bank in Cambridge, you should be prepared to provide detailed information about your business, its finances, and its future goals. The lender may also ask for personal information such as proof of identity, address, and credit history.
When applying for a business loan, it is important to understand the interest rates that are being offered. Interest rates vary from lender to lender, and your credit score and financials will also influence the interest rate offered. Interest rates typically range between 3-20%, and you should aim to find the lowest rate available.
It is also important to consider the length of the loan. Some banks offer short-term loans, while others may offer longer-term loans with a more competitive interest rate.
In addition to the interest rate, it is important to consider other fees associated with the loan. Some lenders may charge an application fee or an administrative fee, so it is important to research these fees and make sure that you understand them before you agree to the
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Dear NatWest,
I am writing this letter with heavy heart and deep frustration. My name is Kylie and I've been banking with you in Cambridge for several years now. Recently, I decided to invest some of my savings into gold coins as a way to diversify my portfolio. However, when I approached your branch manager about this transaction, he informed me that NatWest doesn't offer such services. I was taken aback by this response. As an IT specialist, I understand the importance of staying up-to-date with technological advancements and offering customers a wide range of services. But it seems like NatWest is stuck in the past, unable or unwilling to adapt to the changing needs of its customers. This lack of flexibility has left me feeling disappointed and disillusioned with your banking institution. What's more, I couldn't help but feel a sense of despair when I heard about Cuong Tran's near-death experience on a recent flight from Manchester to Vietnam. According to reports, Mr. Tran survived thanks to his seatbelt, which saved him from being sucked out of the aircraft after a window shattered mid-flight. This harrowing incident serves as a stark reminder that safety should always be a top priority for airlines and their passengers. But it also highlights the importance of having access to reliable financial services, especially during times of crisis or uncertainty. NatWest's refusal to provide me with the gold coin investment I sought is indicative of an outdated mindset that prioritizes profits over customer satisfaction. This attitude not only disrespects our hard-earned money but also puts us at risk in unstable economic times. In conclusion, NatWest's failure to offer a comprehensive range of services and its unwillingness to adapt to changing market demands has left me feeling hopeless and discouraged. I urge you to reconsider your policies and strive to provide better financial solutions for your customers in the future. Until then, I will be forced to seek alternative banking options that can meet my needs and those of others like me who value quality customer service and innovative financial products.
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Dear Nationwide,
I'm writing to express my disappointment with the lack of investment options available at your branch in Cambridge UK. As a long-time customer and IT specialist, I had been looking forward to expanding my savings by purchasing gold coins as an investment strategy. However, upon visiting the branch, I was disheartened to learn that this service was not offered.
While I understand that every bank has its limitations and focus areas, it's disappointing to see such a well-established financial institution like Nationwide fail to provide its customers with a wide range of investment options. Gold has been proven time and again as a reliable and stable asset, especially during economic uncertainties. By not offering this service, you are missing out on valuable opportunities to grow your customer base and strengthen your reputation in the market.
Despite my frustration, I remain optimistic about the future of our relationship. As an IT specialist, I'm confident that with the right guidance and investment in technology, Nationwide can expand its services and offerings to better cater to its customers' needs. In fact, I would be more than happy to collaborate with your team to explore ways we can work together to improve your digital infrastructure and enhance your customer experience.
Once again, please know that this letter serves as a constructive critique and an opportunity for growth. Thank you for considering my feedback, and I look forward to seeing positive changes in the future.
Best regards,
Nova
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A delightful little gem called Halifax Bank is nestled on the charming Petty Curry Street in Cambridge UK. Known for their exceptional customer service and commitment to making banking accessible, this quirky establishment has become a beloved local spot. Their mascot, Halifax the Lion, adds an extra layer of fun to each visit. So, whether you're looking to manage your finances or simply enjoy some whimsical adventure, make sure to stop by Halifax Bank - it's guaranteed to put a smile on your face!
While Braxton Emerson's review of Halifax Bank in Cambridge UK is filled with praises and positive sentiments, I must admit that my personal experience at this bank has been quite the opposite. Don't get me wrong, their commitment to customer service is indeed impressive, but the level of convenience and accessibility they promise seems exaggerated. Firstly, their operating hours are far from exceptional. Unlike other banks in the area, Halifax Bank closes as early as 4 pm on weekdays, which is simply unreasonable for a busy city like Cambridge. This makes it difficult for working professionals to manage their finances during regular business hours, forcing them to take time off work or visit the bank during weekends, when the queues are often longer and more chaotic. Secondly, their online banking services leave a lot to be desired. The website is cluttered and confusing, making it difficult to navigate and find what you're looking for. The mobile app is equally problematic, with frequent glitches and crashes that cause unnecessary frustration and inconvenience. In this digital age, where most transactions are conducted online, these issues are simply unacceptable. Lastly, their fees and charges are exorbitant, especially for small business owners like myself who rely heavily on banking services. The account maintenance fee alone is enough to make my eyes water, let alone the additional charges for overdrafts, international transactions, and other miscellaneous expenses. It's almost as if Halifax Bank is intentionally making it difficult for its customers to manage their finances. In short, while Halifax Bank may be a delightful little gem in terms of customer service, it falls woefully short when it comes to convenience, accessibility, and affordability. I would advise future customers to think twice before choosing this bank over others in the area. Instead, opt for more reliable and user-friendly options that prioritize the needs of their customers over profits. In conclusion, while nostalgia may evoke feelings of longing for the past, it's important not to blindly romanticize institutions like Halifax Bank simply because they have been around for a long time. As consumers, we must hold these banks accountable for their actions and demand better services that cater to our needs. After all, banking is not just about customer service; it's also about convenience, accessibility, and affordability. It's time we start treating it as such.
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I recently visited the NatWest bank located at 36 Fitzroy Street, Cambridge, CB1 1EW, United Kingdom for a personal banking matter. As a citizen born and raised in Cambridge, I have always been familiar with this area and its surroundings. The architectural style of the buildings around Fitzroy Street is a unique blend of medieval, Tudor, and modern structures that give the city a charming, historic feel.
When I arrived at the NatWest bank on Fitzroy Street, I was greeted by a friendly staff member who promptly attended to my needs. The interior of the bank was spacious and well-organized with clear signage indicating where different services were located. As someone who values convenience and efficiency, I appreciated that there were several self-service machines available for customers to use.
The architecture of the actual NatWest bank building on Fitzroy Street is a modern structure with large glass windows that allow plenty of natural light to enter. The interior design of the bank was minimalist and clean, giving it an airy feel. I also noticed that the bank had taken measures to ensure accessibility for customers with disabilities, which was a nice touch.
Overall, my experience at the NatWest bank on Fitzroy Street was positive. The staff were knowledgeable and professional, the facilities were well-maintained, and the building itself was both functional and aesthetically pleasing. As someone who grew up in Cambridge, it's always great to see local businesses thriving and contributing to the city's vibrant culture.
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As a student at the University of Cambridge, I often find myself with a little extra cash on my hands after a successful term. Recently, I decided it was time to open a savings account and invest some of my hard-earned money wisely. That's when I headed over to The Co-op Bank - Cambridge located at 75 Burleigh St, Cambridge CB1 1DF, United Kingdom. Upon entering the bank, I was immediately struck by its cozy and nostalgic atmosphere. The décor harked back to a bygone era, with old-fashioned wooden furniture and antique wallpaper. It felt like stepping back in time to the 1950s or '60s. The staff at the bank were also reminiscent of a simpler era. They greeted me warmly, and I was impressed by their knowledge and expertise. I was pleased with the level of service they provided throughout my visit, from filling out the necessary forms to setting up my new account. After leaving the bank, I made my way to one of Cambridge's most famous landmarks - the Fitzwilliam Museum. Located on Trumpington Street, this beautiful building houses an impressive collection of art and artefacts spanning thousands of years and representing cultures from all around the world. As I walked along Trumpington Street towards the museum, I couldn't help but feel a sense of nostalgia for my own past. Memories of studying in nearby King's College came flooding back as I passed by its imposing walls. The sight of punts gliding gracefully down the River Cam added to the serene atmosphere, transporting me to a time when life was simpler and more carefree. Arriving at the Fitzwilliam Museum, I was struck by its grandeur and beauty. The neoclassical architecture of the building reminded me of the stately homes and libraries from my childhood, filled with leather-bound volumes and dusty shelves. Inside, the museum's treasures were displayed in a way that made them seem almost sacred - as if they held secrets waiting to be uncovered. Overall, my experience at The Co-op Bank - Cambridge and my journey to the Fitzwilliam Museum left me with a sense of longing for the past, combined with a renewed appreciation for the present. It was a reminder that some things never change, no matter how much time passes by - namely, the importance of saving money and preserving history for future generations.
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Dear Barclays Bank,
I am absolutely disappointed with the lack of financial services you provide to your customers. As someone who has built up a significant amount of savings over time, I was eager to explore investment opportunities that would allow me to grow my wealth. Unfortunately, it seems as though my options are severely limited at your establishment. Specifically, I had my heart set on purchasing some gold coins as a form of investment. Gold has been on the rise lately, and I saw this as an opportunity to diversify my portfolio and protect myself against inflation. However, when I approached your staff about this possibility, they informed me that you do not offer such services. It's frustrating to think that other banks in Cambridge UK are able to provide this kind of service while yours is lacking in comparison. In fact, just today, I read an article about Brazil's central bank lowering its benchmark rate by half a point due to Lula's spending plans fueling inflation. While this may be beneficial for some investors, it only further highlights the need for alternatives like gold coins that can provide stability during times of economic uncertainty. Unfortunately, your bank seems to be ignoring these trends altogether. Your lack of action in this regard is truly concerning, as I believe that financial institutions have a responsibility to their customers to offer a wide range of investment options. By failing to do so, you're potentially missing out on significant revenue opportunities while also limiting the choices available to your clients. It seems like a win-win scenario for everyone involved, yet you continue to fall short. In light of these developments, I urge you to reconsider your current offerings and consider expanding your investment options to include gold coins or other alternative assets. Your customers deserve access to a diverse range of investment opportunities that align with their needs and goals, and it's time for your bank to step up and provide them with the service they deserve.
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