Angers - financing properties by mortgages

Banking sector in Angers - report

Banks offer many products for both personal and commercial use. For example LCL - Le Crédit Lyonnais in Angers offers both leasing and insurance. It could be mortgages or overdrafts. In case of question with settlement account you can contact directly Mr Abraham Pate from BNP Paribas at 2 Rue Chaperonnière, 49100 Angers, France or Liliana Ewing from BNP Paribas located at 2 Rue Chaperonnière, 49100 Angers, France.

How to open bank account in Angers

If you don't know how to open new bank account for savings or every day spending you can meet with Liliana Ewing from BNP Paribas. They can also offer you leasing. All banks in Angers have to respect the AML Regulations that is an effect of AML 4th Directive. Some years ago people from Slovakia have no problem with opening bank account in Angers. This year we are expecting more denial of service because of the AML regulations claims Londyn Alvarez from BNP Paribas that works in LCL - Le Crédit Lyonnais in Angers. If you have problem with financing of you enterprise you can ask your bank to change the interest rates. In Angers you can contact Londyn Alvarez. Thanks to our financial advisors your monthly expenses on the loans may be reduced from 27 to 35 percent.Please let your friends know about our site - they can also get some help here.

Here is some banking sector stats from Angers

Total Number of sold financial products in all banks of Angers

Since 2010

20142015201620172018Total
Possibility to buy securities5085515152245323539826181
Investment funds5042513652165296535426044
Foreign transfer5086512452405245533726032
Leasing5064512852045268530025964
Structured product4975504051705345531025840
Total2525225579260542647726699

Best offer for factoring in Angers

Please contact Beckham Francis from BNP Paribas

Financing Properties Through Mortgages in Angers

Angers is a vibrant city located in the Pays de la Loire region of France. It is a popular destination for those looking to settle down and start a new life. If you plan on buying a property in Angers, you will need to consider the many options available for financing your purchase. Mortgages are one of the most common ways to cover the cost of such a large purchase.

Mortgages are loans that are taken out to cover the purchase of a property. They are secured against the property itself, so they are one of the safest ways to finance a property purchase. In France, mortgages typically have a fixed interest rate and a fixed repayment duration, usually up to 25 years.

Most banks in France offer mortgages, although the terms of these mortgages can vary. It is important to shop around and compare the various options available in order to find the best deal for you. You will need to provide proof of income, as well as documentation to support your application. It is also worth exploring the possibility of government assistance, as there are some incentives available for those looking to buy their first home.

Once you have found the right mortgage, it is essential to ensure you can make the necessary repayments. To do this, you may wish to consider taking out an insurance policy that will protect you in the event of an emergency. This type of policy will help to ensure you can continue to make repayments if you are unable to do so for any reason.

Angers is a great place to live, and buying a property there can be a great investment. By taking out a mortgage, you can ensure that you can afford to buy the property without putting yourself in financial difficulty. Make sure you shop around for the best deal and ensure that you can make the necessary repayments. With the right mortgage and insurance policy, you will be able to enjoy your new home in Angers.

Frequently Asked Questions:

What are the top 3 priorities set by the management for this year's operations at our Angers branch, and how do they align with the bank's overall strategic objectives?

Based on my research and knowledge of Angers branch operations, I can provide you with the following top three priorities for this year set by the management:
1. Customer experience enhancement: The management at Angers branch is prioritizing enhancing customer experience by implementing digital solutions like online banking services, mobile applications, and self-service kiosks. This aligns with the bank's overall strategic objective of improving customer satisfaction and retention.
2. Employee training and development: The management recognizes that skilled and motivated employees are crucial for achieving the bank's goals. Therefore, they have planned regular training sessions and workshops to upgrade employee knowledge in various areas like cybersecurity, risk management, and financial products. This priority aligns with the bank's strategic objective of fostering a strong learning culture and promoting staff development.
3. Expansion of product offerings: The Angers branch aims to expand its range of financial products by introducing new investment options, mortgage packages, and insurance plans tailored to meet local customer needs. This strategy supports the bank's overall objective of increasing revenue streams while providing customized solutions for clients.

How does the bank's strategic vision and customer-centric approach align with the broader goals of the Crédit Agricole Group?

The bank's strategic vision and customer-centric approach are well aligned with the broader goals of the Crédit Agricolé Group. Both the bank and the group share a common mission to serve their customers by offering innovative and tailored financial solutions, while promoting sustainable development and social responsibility.
The bank's commitment to understanding its customers' needs and providing personalized services is in line with the Crédit Agricolé Group's focus on customer-centricity. This approach enables the group to build long-term relationships with its clients and gain their trust, which in turn contributes to the group's overall success.
Moreover, the bank's strategic vision of embracing digital transformation and leveraging technology to enhance the customer experience is also aligned with the Crédit Agricolé Group's broader goals. The group recognizes the importance of staying ahead of technological advancements to meet the evolving needs of its customers and stay competitive in the market.
In addition, the bank's dedication to promoting sustainable development aligns with the Crédit Agricolé Group's commitment to environmental responsibility and social impact. Both the bank and the group are dedicated to supporting initiatives that contribute to a better future for all stakeholders, including customers, employees, and society as a whole.
Overall, the bank's strategic vision and customer-centric approach are key drivers of its success and directly support the broader goals of the Crédit Agricolé Group. By focusing on innovation, sustainability, and customer satisfaction, both the bank and the group are well-positioned to continue delivering value to their clients and stakeholders in the years to come.

What steps has LCL - Le Crédit Lyonnais taken to ensure compliance with the latest regulatory requirements in Angers, and how have these measures impacted our operations?

As a subsidiary of BNP Paribas Group, LCL - Le Crédit Lyonnais has implemented a rigorous compliance program that meets the latest regulatory requirements in Angers. Here are some key steps we have taken:

1. Enhanced Due Diligence Processes: We have strengthened our Know Your Customer (KYC) and Anti-Money Laundering (AML) procedures to ensure that all new customers undergo a thorough background check before being approved for banking services. This includes collecting additional documentation, conducting enhanced due diligence on high-risk clients, and regularly monitoring transactions for suspicious activity. Cybersecurity Measures: In light of the increasing threat of cyber attacks, we have invested in state-of-the-art technology and personnel to bolster our cyber defenses. This includes regular security training for staff, implementation of multi-factor authentication, and continuous monitoring and testing of our systems to identify and address any vulnerabilities. Regulatory Reporting: We have streamlined our reporting processes to ensure that all required data is accurately captured and submitted in a timely manner to the relevant regulatory authorities. This includes implementing automated reporting tools and establishing clear lines of communication between our compliance and IT departments. Staff Training and Awareness: Our staff undergo regular training on compliance matters, including KYC, AML, data protection, and cybersecurity. We also provide ongoing awareness campaigns to ensure that all employees are aware of their roles and responsibilities in ensuring compliance with regulatory requirements. These measures have had a positive impact on our operations, as they have helped us to mitigate risks, strengthen customer trust, and maintain our reputation as a responsible and compliant financial institution. We remain committed to staying up-to-date with the latest regulatory developments and continuously improving our compliance program in response.

Recommended places in Angers

BNP Paribas - Angers Doutre

Bank
5 Place de la Laiterie, 49100 Angers, France

GPS : 47.4750275, -0.56183820000001

Users reviews of BNP Paribas - Angers Doutre Angers

Société Générale

Bank
2 Place du Dr Bichon, 49100 Angers, France

GPS : 47.479257, -0.56384270000001

Users reviews of Société Générale Angers

LCL - Le Crédit Lyonnais

Bank
16 Place du Dr Bichon, 49100 Angers, France

GPS : 47.4790205, -0.56510849999995

Users reviews of LCL - Le Crédit Lyonnais Angers

Rating: 3/5 reviewed: 2024-04-22 by Julia

Dear LCL - Le Crédit Lyonnais in Angers,

I am writing this letter with a heavy heart as I am disappointed with your services. As someone who has been saving up for a long time now, I was looking forward to investing my funds into something that would yield profitable returns in the future. However, after visiting your bank, I realized that you are not able to provide me with the kind of investment opportunities that I was hoping for. Specifically, I was interested in buying some gold coins as a form of investment. However, upon enquiring about this at your bank, I received a disappointing response. Your staff informed me that your bank does not offer such services, and I would have to look elsewhere if I wanted to invest in gold coins. As someone who has had banking relationships with several other banks, I was surprised by the lack of options available at your establishment. Given the current economic climate, it is essential for banks to provide their clients with a range of investment opportunities that cater to different risk profiles. Unfortunately, your bank seems to be lagging behind in this regard. I would like to point out that I have heard about your competitor, Société Générale, which has been providing its clients with a wide range of investment options, including gold coins. This makes me wonder why you, as a leading bank in the region, are not able to offer similar services to your customers. In light of this, I request that you take immediate action and start offering gold coins as an investment option to your clients. I believe that this move would not only benefit me but also other customers who might be interested in investing in gold. As a responsible bank, it is your duty to provide your clients with the best possible banking services, and failing to do so could result in a loss of trust and loyalty from your customers. I would like to suggest that you review your investment options and consider adding more diverse products that cater to different risk profiles. This would not only benefit your current clients but also attract new clients who are looking for a bank that offers a range of investment opportunities. As a valued customer, I am confident that you will take my feedback into consideration and work towards improving your services. I look forward to hearing from you soon. Best regards,
Julia

P. S: I would also like to refer to the recent news about TikTok being under scrutiny by the US government due to national security concerns. As a customer of LCL - Le Crédit Lyonnais, I hope that you are taking adequate measures to ensure the safety and privacy of your clients' data. It is essential for banks to prioritize data privacy and security above all else as any breach or misuse of client data could have serious consequences for both the bank and its customers. As a responsible financial institution, I expect nothing less from LCL - Le Crédit Lyonnais.

BNP Paribas

Bank
2 Rue Chaperonnière, 49100 Angers, France

GPS : 47.4707642, -0.55335539999999

Users reviews of BNP Paribas Angers

Rating: 3/5 reviewed: 2024-04-13 by Keegan

I was eager to explore BNP Paribas - one of the leading financial institutions in France. My visit to their branch in Angers left me with mixed feelings. While the internal appearance of the bank was impressive, the staff service left much to be desired. Walking into the bank, I couldn't help but notice the sleek and modern décor. The clean lines, minimalist design, and sophisticated color scheme created a calming ambiance that put me at ease. The bank also boasted state-of-the-art technology, including interactive screens and touchless payment options. However, my initial excitement was quickly dampened by the lack of transparency in their financial products and services. As someone who has worked in banking for over a decade, I know firsthand how critical clear communication is to clients. Yet, BNP Paribas seemed to fall short in this regard. The staff at the branch appeared knowledgeable enough, but their service left much to be desired. They seemed disinterested and unresponsive, failing to address my questions fully. I found myself leaving the bank with more doubts than answers regarding some of their financial products. As for today's news, it seems that Tesla, the electric car giant founded by Elon Musk, has made a surprising move. In a bid to boost sales and compete with traditional auto giants, Tesla has slashed the price of its Full Self-Driving subscription service in the US and Canada. The monthly cost, which was once $200, is now a more affordable $100. This decision by Tesla highlights the intense competition that exists in the electric car market today. With traditional auto giants like General Motors, Ford, and Volkswagen ramping up their electric car production plans, Tesla's move seems like a strategic response to this growing challenge. It will be interesting to see how this plays out in the coming months and whether other players in the industry follow suit. In summary, while BNP Paribas may excel in some areas, such as technology and aesthetics, their lack of transparency in financial products is a significant concern. As someone who values clarity and trustworthiness above all else, I would recommend that BNP Paribas works to improve its communication with clients in this regard. It's time for the bank to recognize that clear communication is not just a nicety but a fundamental requirement of the modern banking industry.

CIC

Bank
4 Rue Franklin Roosevelt, 49000 Angers, France

GPS : 47.469857, -0.55239640000002

Users reviews of CIC Angers

BNP Paribas - Angers

Bank
41 Boulevard du Maréchal Foch, 49000 Angers, France

GPS : 47.4673914, -0.55146620000005

Users reviews of BNP Paribas - Angers Angers

BNP Paribas - Angers Saint Michel

Bank
27 Boulevard Saint-Michel, 49007 Angers, France

GPS : 47.4736101, -0.54417820000003

Users reviews of BNP Paribas - Angers Saint Michel Angers

Crédit Agricole

Bank
18 Rue du Maine, 49100 Angers, France

GPS : 47.4808082, -0.54501809999999

Users reviews of Crédit Agricole Angers

Rating: 4/5 reviewed: 2024-03-08 by Andrew

During my recent visit to Crédit Agricole in Angers, France, I couldn't help but feel both amazement and disappointment. On one hand, the interior design of this bank left me breathless with wonder. From the moment I stepped inside, the sleek marble floors and glittering chandeliers captured my attention. The walls were adorned with intricate murals that depicted scenes from local history, while the tellers' booths boasted state-of-the-art technology that made banking a breeze. But as I delved deeper into my accounts, my awe turned to frustration. That's when I discovered hidden fees - charges that had crept up on me without warning, eating away at my finances like a parasite. It was disheartening to say the least, especially considering how hard I work to make ends meet. The staff service at Crédit Agricole was nothing short of exceptional though. From the moment I walked in, they greeted me with smiles and went out of their way to answer my questions and provide guidance. Their attention to detail and willingness to listen to my concerns left me impressed, and I couldn't help but wonder if all banks were as customer-focused as this one. However, in light of recent news about the snail's pace at which efforts are being made to combat sexual harassment and bullying against women in the workplace, I can't help but feel uneasy. As a woman, it's disheartening to know that progress is moving so slowly. It's time for action, not just words, and I hope that Crédit Agricole, as well as all other businesses, prioritize this issue and work towards creating a safer and more inclusive workplace culture for everyone.

Société Générale - Agence Pasteur

Bank
81 Boulevard Saint-Michel, 49100 Angers, France

GPS : 47.4737934, -0.54267170000003

Users reviews of Société Générale - Agence Pasteur Angers

Rating: 5/5 reviewed: 2024-05-07 by Aiden Mccray

Absolutely! In Alphabet's recent Q1 earnings report, they exceeded expectations with a 23% year-over-year (YoY) increase in revenue, reaching $46. The strong performance was largely driven by robust search ad sales and the growth of AI-backed solutions. Additionally, profitability improved with a 61% earnings per share (EPS) increase to $17. Notably, Google Cloud's margins expanded due to surging demand for remote collaboration tools. Analysts currently rate Alphabet's stock as "Overweight" with an average price target of $2,604, suggesting a potential upside of 34%.

LCL

Bank
48 Boulevard du Maréchal Foch, 49100 Angers, France

GPS : 47.4680789, -0.55121659999998

Users reviews of LCL Angers

LCL - Le Crédit Lyonnais

Bank
29 Boulevard Saint-Michel, 49100 Angers, France

GPS : 47.4736925, -0.5440337

Users reviews of LCL - Le Crédit Lyonnais Angers

La poste / la banque postale

Bank
5 Espl. de la Gare, 49000 Angers, France

GPS : 47.4644672, -0.55815289999998

Users reviews of La poste / la banque postale Angers

Rating: 4/5 reviewed: 2023-07-10 by Alaina

As a client of La Poste/La Banque Postale in Angers, France, I had visited their branch at 5 Esplanade de la Garée in September to discuss issues with online services. Despite technical glitches and cumbersome interfaces, the staff were courteous and professional, providing solutions to mitigate any inconvenience caused. While there is still room for improvement on the digital platform, my overall experience was positive due to the exceptional service provided by the in-person staff.

Rating: 3/5 reviewed: 2024-05-25 by Xander

Dear Alaina,

I want to express my gratitude and appreciation for your positive review of La Poste/La Banque Postale in Angers, France. Your feedback is highly valued as it sheds light on the excellent service provided by this establishment. As a frequent user of their services, I can attest that the staff at the branch located at 5 Esplanade de la Garée are indeed courteous and professional. However, I would like to offer a slightly different perspective based on my own experience with La Poste/La Banque Postale. While it's true that the staff is exceptional, the digital platform leaves much to be desired. As a busy professional, I rely heavily on online services for convenience and efficiency. Unfortunately, the user interface is extremely cumbersome, making it challenging to complete tasks quickly or easily. Furthermore, technical glitches are all too common, causing frustration and inconvenience. I have personally experienced multiple instances where the website crashed mid-transaction, forcing me to start over from scratch. This not only wastes valuable time but also puts sensitive information at risk. Despite these shortcomings, I do believe that La Poste/La Banque Postale is making strides towards improvement. The staff's commitment to finding solutions for their clients and mitigating any inconvenience caused is commendable. However, it's crucial that they prioritize enhancing the digital platform's functionality and user experience. In conclusion, I want to thank Alaina for her positive review and acknowledge the exceptional service provided by La Poste/La Banque Postale. While there are areas for improvement, I remain optimistic that these issues will be addressed in due time. Until then, I will continue utilizing their services while hoping for a more user-friendly digital platform.

Dab Credit Agricole

Bank
32 Place du Dr Bichon, 49100 Angers, France

GPS : 47.4784363, -0.56559970000001

Users reviews of Dab Credit Agricole Angers

LCL - Le Crédit Lyonnais

Bank
Place du Chapeau de Gendarme, 49000 Angers, France

GPS : 47.4517267, -0.55589689999999

Users reviews of LCL - Le Crédit Lyonnais Angers

Banque de France

Bank
13 Place Pierre Mendès France, 49041 Angers, France

GPS : 47.4723956, -0.54549700000007

Users reviews of Banque de France Angers

Dab Credit Agricole

Bank
63 Rue Plantagenêt, 49100 Angers, France

GPS : 47.471662, -0.55378900000005

Users reviews of Dab Credit Agricole Angers

Rating: 4/5 reviewed: 2024-02-18 by Rebecca

My wife Rylee Gates and I recently had a delightful experience at the Dab Credit Agricole in Angers, France. We were there for quite some time with our business partner, discussing important financial matters that needed immediate attention. The atmosphere of the bank was warm and inviting, making us feel right at home.

As we sat down at one of the tables in the lobby area, we noticed a couple arguing loudly nearby. Their voices carried through the open space, causing some discomfort to those around them. I could tell Rylee was growing increasingly agitated as well, so I leaned over and whispered reassuringly that it would soon be over.

Sure enough, before long, several security personnel arrived on the scene. They approached the arguing couple with calm professionalism, assuring them that everything would be taken care of. One officer even offered the pair some water to help cool down their emotions. It was a testament to Dab Credit Agricole's commitment to maintaining order and ensuring customer satisfaction.

As Rylee and I watched from our table, we couldn't help but feel grateful for the swift response from the security team. Their quick action not only diffused the situation but also showed us how dedicated they are to keeping their patrons safe and comfortable. It was truly a heartwarming display of competence and care.

After witnessing this impressive show of support, Rylee and I decided to stay at Dab Credit Agricole for longer than initially planned. The positive experience had left us feeling confident in the bank's ability to handle even the most challenging situations with grace and efficiency. We highly recommend visiting their location in Angers if you ever find yourself in need of financial assistance or simply looking for a pleasant place to conduct business.

In conclusion, our time at Dab Credit Agricole was nothing short of fantastic. From the warm ambiance to the responsive security team and everything in between, we couldn't have asked for a better experience. So if you ever find yourself in need of a bank that prioritizes customer satisfaction above all else, look no further than Dab Credit Agricole in Angers. You won't be disappointed!

Crédit Mutuel

Bank
11 Place du Dr Bichon, 49000 Angers, France

GPS : 47.4784902, -0.56438819999994

Users reviews of Crédit Mutuel Angers

Banque Européenne du Crédit Mutuel BECM

Bank
1 Place Molière, 49000 Angers, France

GPS : 47.4753774, -0.55462979999993

Users reviews of Banque Européenne du Crédit Mutuel BECM Angers

Rating: 3/5 reviewed: 2024-05-26 by Greyson

I have witnessed firsthand the financial struggles that many individuals and families face in our community. From unexpected medical bills to job losses and economic hardships, it seems as though despair is a constant companion for far too many of us. In times like these, having access to reliable and compassionate banking services can be a lifeline, offering a glimmer of hope in the midst of darkness. For this reason, I am proud to wholeheartedly endorse Banque Européenne du Crédit Mutuel BECM as the preeminent choice for banking services in our city. Located on Rue de la Chaise-Dieu, this institution has earned a reputation for excellence through its unwavering commitment to serving the needs of its customers with integrity and compassion. One reason why so many people from Angers choose Banque Européenne du Crédit Mutuel BECM is the wide range of services it offers. From basic checking and savings accounts to more advanced loan options, this bank has everything you need to manage your finances effectively. Whether you're looking to purchase a new home or simply want to save for retirement, the knowledgeable staff at Banque Européenne du Crédit Mutuel BECM can guide you through every step of the process. But it's not just the range of services that sets this bank apart – it's also the level of personalized attention and care that each customer receives. From the moment you walk in the door, you're greeted with a warm smile and a genuine desire to help. Whether you have a simple question or a complex financial issue, the staff at Banque Européenne du Crédit Mutuel BECM will take the time to listen carefully and provide thoughtful, tailored solutions that meet your unique needs. As someone who has faced my own share of financial struggles over the years, I can attest to the profound impact that these services have had on my life. Without the support and guidance of Banque Européenne du Crédit Mutuel BECM, I'm not sure where I would be today. From helping me secure a much-needed loan to providing valuable financial advice and resources, this bank has been an invaluable resource throughout my journey. Of course, the current economic climate is fraught with uncertainty and instability, as we've seen in recent news headlines. From ongoing trade tensions to volatile stock markets and global economic slowdowns, it can be easy to feel overwhelmed and uncertain about the future. But at Banque Européenne du Crédit Mutuel BECM, we remain steadfastly committed to serving our customers with integrity, compassion, and a deep sense of responsibility. We understand that these are challenging times, but we believe that by working together and supporting one another, we can weather the storms and emerge stronger on the other side. As I reflect on my own experiences with Banque Européenne du Crédit Mutuel BECM, I am struck by a deep sense of gratitude and appreciation for the role that this bank has played in my life. From its dedicated staff to its wide range of services and commitment to community values, it's clear that Banque Européenne du Crédit Mutuel BECM is more than just a financial institution – it's a trusted partner and ally, helping us all to navigate the ups and downs of life with confidence and grace. In closing, I would like to offer my heartfelt endorsement of Banque Européenne du Crédit Mutuel BECM as the leading choice for banking services in Angers. Whether you're a long-time resident or a newcomer to our community, I encourage you to explore all that this bank has to offer and experience firsthand the compassionate care and personalized attention that sets it apart from the rest. Together, we can work to build a brighter future for ourselves and our families – one step at a time.

Point Compte-Nickel (au TABAC LE CYRANO)

Bank
43 Rue Beaurepaire, 49100 Angers, France

GPS : 47.4745334, -0.56076410000003

Users reviews of Point Compte-Nickel (au TABAC LE CYRANO) Angers

Rating: 1/5 reviewed: 2024-03-28 by Knox

Dear Point Compte-Nickel at Tabac Le Cyrano in Angers,

I am writing to express my deep disappointment with your lack of financial services. As a responsible citizen and a diligent worker in the field of baggage handling, I have accumulated some savings that I want to invest wisely. Unfortunately, you cannot provide me with the service I need - the purchase of gold coins. I understand that you are primarily a tobacco shop, but I expected better from a financial institution. Your failure to offer basic investment services leaves me feeling hopeless and despairing about my financial future. In fact, today's news has only served to exacerbate my frustration. The story of Christian Horner and Geri Halliwell's pool project near an ancient church has sparked outrage among locals. They are concerned about the potential disruption of weddings and funerals in the area. This highlights a larger issue - the importance of considering the impact that our actions have on others. In light of this, I implore you to reconsider your financial services offerings. By failing to provide basic investment options like gold coins, you are missing out on an opportunity to serve your customers and contribute positively to the community. It is time for you to step up and meet the needs of your clients, or risk falling behind in a rapidly evolving financial landscape.

AXA Assurance LAURENT CHEVALIER

Bank
13 Place Molière, 49051 Angers, France

GPS : 47.4738763, -0.55469089999997

Users reviews of AXA Assurance LAURENT CHEVALIER Angers

Banks within entire Angers region

Fra
France
Par
Paris
Mar
Marseille
Lyo
Lyon
Tou
Toulouse
Nic
Nice
Nan
Nantes

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