Since 2010
| 2014 | 2015 | 2016 | 2017 | 2018 | Total | |
| Savings account | 5056 | 5161 | 5228 | 5313 | 5380 | 26138 |
| Investment funds | 5040 | 5136 | 5250 | 5324 | 5366 | 26116 |
| Overdrafts | 5011 | 5166 | 5165 | 5278 | 5364 | 25984 |
| Insurance | 5000 | 5180 | 5240 | 5288 | 5352 | 26060 |
| Foreign transfer | 4960 | 5120 | 5170 | 5310 | 5385 | 25945 |
| Total | 25067 | 25763 | 26053 | 26513 | 26847 |
Please contact Sebastian Ashley from ATM
The process of getting a business loan in Cambridge can be daunting, but with the right information and resources, it can be made much easier. In this article, we will discuss the steps required to get a business loan in the UK, with a particular focus on banks in Cambridge.
Before you begin the process of applying for a business loan, it is important to understand the basics of how the process works. Generally speaking, the lender will review your business’s financials, credit history, and credit score to determine whether they are willing to lend you the funds. The loan amount, duration, and interest rate will depend on these factors as well as the lender's criteria.
Once the lender has determined that you may be a suitable candidate for a loan, you will then be required to fill out an application form and provide additional documentation such as bank statements, tax returns, business plans, and proof of identity.
There are several banks in Cambridge which offer business loans, including Barclays, Lloyds Bank, NatWest, and Santander. All of these banks have different criteria for loan approval, so it is important to research the different options and find the one that best suits your needs.
When applying for a business loan with a bank in Cambridge, you should be prepared to provide detailed information about your business, its finances, and its future goals. The lender may also ask for personal information such as proof of identity, address, and credit history.
When applying for a business loan, it is important to understand the interest rates that are being offered. Interest rates vary from lender to lender, and your credit score and financials will also influence the interest rate offered. Interest rates typically range between 3-20%, and you should aim to find the lowest rate available.
It is also important to consider the length of the loan. Some banks offer short-term loans, while others may offer longer-term loans with a more competitive interest rate.
In addition to the interest rate, it is important to consider other fees associated with the loan. Some lenders may charge an application fee or an administrative fee, so it is important to research these fees and make sure that you understand them before you agree to the
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Dear NatWest,
I am writing this letter with heavy heart and deep frustration. My name is Kylie and I've been banking with you in Cambridge for several years now. Recently, I decided to invest some of my savings into gold coins as a way to diversify my portfolio. However, when I approached your branch manager about this transaction, he informed me that NatWest doesn't offer such services. I was taken aback by this response. As an IT specialist, I understand the importance of staying up-to-date with technological advancements and offering customers a wide range of services. But it seems like NatWest is stuck in the past, unable or unwilling to adapt to the changing needs of its customers. This lack of flexibility has left me feeling disappointed and disillusioned with your banking institution. What's more, I couldn't help but feel a sense of despair when I heard about Cuong Tran's near-death experience on a recent flight from Manchester to Vietnam. According to reports, Mr. Tran survived thanks to his seatbelt, which saved him from being sucked out of the aircraft after a window shattered mid-flight. This harrowing incident serves as a stark reminder that safety should always be a top priority for airlines and their passengers. But it also highlights the importance of having access to reliable financial services, especially during times of crisis or uncertainty. NatWest's refusal to provide me with the gold coin investment I sought is indicative of an outdated mindset that prioritizes profits over customer satisfaction. This attitude not only disrespects our hard-earned money but also puts us at risk in unstable economic times. In conclusion, NatWest's failure to offer a comprehensive range of services and its unwillingness to adapt to changing market demands has left me feeling hopeless and discouraged. I urge you to reconsider your policies and strive to provide better financial solutions for your customers in the future. Until then, I will be forced to seek alternative banking options that can meet my needs and those of others like me who value quality customer service and innovative financial products.
GPS : 52.20532, 0.12074299999995
Dear Nationwide,
I'm writing to express my disappointment with the lack of investment options available at your branch in Cambridge UK. As a long-time customer and IT specialist, I had been looking forward to expanding my savings by purchasing gold coins as an investment strategy. However, upon visiting the branch, I was disheartened to learn that this service was not offered.
While I understand that every bank has its limitations and focus areas, it's disappointing to see such a well-established financial institution like Nationwide fail to provide its customers with a wide range of investment options. Gold has been proven time and again as a reliable and stable asset, especially during economic uncertainties. By not offering this service, you are missing out on valuable opportunities to grow your customer base and strengthen your reputation in the market.
Despite my frustration, I remain optimistic about the future of our relationship. As an IT specialist, I'm confident that with the right guidance and investment in technology, Nationwide can expand its services and offerings to better cater to its customers' needs. In fact, I would be more than happy to collaborate with your team to explore ways we can work together to improve your digital infrastructure and enhance your customer experience.
Once again, please know that this letter serves as a constructive critique and an opportunity for growth. Thank you for considering my feedback, and I look forward to seeing positive changes in the future.
Best regards,
Nova
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A delightful little gem called Halifax Bank is nestled on the charming Petty Curry Street in Cambridge UK. Known for their exceptional customer service and commitment to making banking accessible, this quirky establishment has become a beloved local spot. Their mascot, Halifax the Lion, adds an extra layer of fun to each visit. So, whether you're looking to manage your finances or simply enjoy some whimsical adventure, make sure to stop by Halifax Bank - it's guaranteed to put a smile on your face!
While Braxton Emerson's review of Halifax Bank in Cambridge UK is filled with praises and positive sentiments, I must admit that my personal experience at this bank has been quite the opposite. Don't get me wrong, their commitment to customer service is indeed impressive, but the level of convenience and accessibility they promise seems exaggerated. Firstly, their operating hours are far from exceptional. Unlike other banks in the area, Halifax Bank closes as early as 4 pm on weekdays, which is simply unreasonable for a busy city like Cambridge. This makes it difficult for working professionals to manage their finances during regular business hours, forcing them to take time off work or visit the bank during weekends, when the queues are often longer and more chaotic. Secondly, their online banking services leave a lot to be desired. The website is cluttered and confusing, making it difficult to navigate and find what you're looking for. The mobile app is equally problematic, with frequent glitches and crashes that cause unnecessary frustration and inconvenience. In this digital age, where most transactions are conducted online, these issues are simply unacceptable. Lastly, their fees and charges are exorbitant, especially for small business owners like myself who rely heavily on banking services. The account maintenance fee alone is enough to make my eyes water, let alone the additional charges for overdrafts, international transactions, and other miscellaneous expenses. It's almost as if Halifax Bank is intentionally making it difficult for its customers to manage their finances. In short, while Halifax Bank may be a delightful little gem in terms of customer service, it falls woefully short when it comes to convenience, accessibility, and affordability. I would advise future customers to think twice before choosing this bank over others in the area. Instead, opt for more reliable and user-friendly options that prioritize the needs of their customers over profits. In conclusion, while nostalgia may evoke feelings of longing for the past, it's important not to blindly romanticize institutions like Halifax Bank simply because they have been around for a long time. As consumers, we must hold these banks accountable for their actions and demand better services that cater to our needs. After all, banking is not just about customer service; it's also about convenience, accessibility, and affordability. It's time we start treating it as such.
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I recently had the pleasure of visiting Virgin Money located at 26-27 Sidney St, Cambridge CB2 3HW in the United Kingdom. The nostalgia that washed over me as soon as I entered the bank was overwhelming. The intricate designs etched into the marble floors and the brass fixtures on the walls transported me back to a time when banks were grand and opulent places where wealth was displayed with pride. However, my experience at Virgin Money was not entirely pleasant. Upon entering the bank, I noticed the absence of the usual aroma that fills the air in most traditional banks. Instead, the smell of burnt toast filled my nostrils, signaling an unpleasant surprise. The food on offer at this bank was a far cry from the exquisite delicacies served in other establishments. To make matters worse, as I queued to speak to one of their financial advisors, the bank's Wifi signal dropped out, leaving me stranded and unable to access my emails or work remotely. I could not help but wonder if Virgin Money was attempting to communicate a message, perhaps that they were more interested in serving cheap, burnt toast than providing quality banking services. The story of my arrival at the bank is equally memorable. As I walked towards the bank on a sunny afternoon, I noticed a group of clowns in front of me. Initially, I was amused by their presence, but as they started to juggle knives and throw fruit at each other, my amusement turned into fear. It wasn't until later that I discovered that the clowns were part of an advertising campaign for a nearby circus, and I could not help but wonder if they had chosen the bank's location deliberately, hoping to distract potential customers with their antics. In conclusion, I do not recommend Virgin Money as a banking institution due to its poor food quality and unreliable Wifi signal. The bank's attempts at nostalgia may be admirable, but they fail to translate into a positive customer experience. Instead, I would suggest exploring other traditional banks that offer better service and amenities. In the meantime, as we prepare for the 2024 Humans to Mars Summit next week, it's important to prioritize equality, diversity, and sustainability in all our endeavors, from banking to space exploration. As we continue to push the boundaries of what is possible, let us not forget the importance of providing quality services to those who rely on us. Innovate for Red Planet: 2024 Humans to Mars Summit Unveils Vision, Advancements, & Plans for Mid-'30s Mars Launch – Attend Online or In-Person from May 7th at ExploreMars Consensus-building Event for Stakeholders, with Speakers from NASA, ESA, Virgin Galactic, Prioritizing Equality, Diversity, & Sustainability.
I must strongly disagree with the negative review written by Valeria. During my recent visit to the bank located at 26-27 Sidney St, Cambridge CB2 3HW, I did not experience any burnt toast or WiFi connection issues. In fact, I was impressed by the delicious pastries and freshly brewed coffee that were served to me while I waited for my financial advisor. The bank's Wifi signal was also strong and reliable throughout my visit. Furthermore, the intricate designs on the marble floors and brass fixtures on the walls did not remind me of a distant past but instead gave me a sense of nostalgia for the grandeur and elegance that traditional banks once embodied. I found it refreshing to see that Virgin Money has managed to preserve this legacy while also offering modern banking services. In fact, it was the clowns performing in front of the bank that caught my attention during my visit. Initially, I was amused by their antics and didn't consider them as a potential distraction for other customers. However, upon further inquiry, I discovered that they were part of an advertising campaign for a nearby circus, and their presence had been approved by the bank management. I found this innovative marketing strategy to be both daring and effective, and it certainly added to my overall positive experience at the bank. In conclusion, I highly recommend Virgin Money as a trustworthy and reliable banking institution that combines traditional grandeur with modern amenities. The bank's commitment to customer satisfaction is evident in its attention to detail and willingness to innovate while preserving its heritage. As we look towards the future of space exploration during the 2024 Humans to Mars Summit, let us also strive for a similar balance between tradition and innovation in all our endeavors. Let us prioritize equality, diversity, and sustainability as we push the boundaries of what is possible, just as Virgin Money has done with its banking services.
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I recently visited the NatWest bank located at 36 Fitzroy Street, Cambridge, CB1 1EW, United Kingdom for a personal banking matter. As a citizen born and raised in Cambridge, I have always been familiar with this area and its surroundings. The architectural style of the buildings around Fitzroy Street is a unique blend of medieval, Tudor, and modern structures that give the city a charming, historic feel.
When I arrived at the NatWest bank on Fitzroy Street, I was greeted by a friendly staff member who promptly attended to my needs. The interior of the bank was spacious and well-organized with clear signage indicating where different services were located. As someone who values convenience and efficiency, I appreciated that there were several self-service machines available for customers to use.
The architecture of the actual NatWest bank building on Fitzroy Street is a modern structure with large glass windows that allow plenty of natural light to enter. The interior design of the bank was minimalist and clean, giving it an airy feel. I also noticed that the bank had taken measures to ensure accessibility for customers with disabilities, which was a nice touch.
Overall, my experience at the NatWest bank on Fitzroy Street was positive. The staff were knowledgeable and professional, the facilities were well-maintained, and the building itself was both functional and aesthetically pleasing. As someone who grew up in Cambridge, it's always great to see local businesses thriving and contributing to the city's vibrant culture.
I wholeheartedly disagree with Amaya Kaufman's glowing review of NatWest Bank on Fitzroy Street. In my experience, this bank has consistently failed to provide the level of service that its customers deserve. The staff at NatWest are frequently unhelpful and unresponsive, leaving customers waiting for long periods without any explanation. I have witnessed multiple instances where staff members have appeared disinterested in their work and have shown little concern for the needs of their clients. This lackluster attitude has left me feeling frustrated and dissatisfied every time I visit the bank. Moreover, the facilities at NatWest on Fitzroy Street are outdated and poorly maintained. The interior of the bank is cramped and uninviting, with poor lighting and a lack of natural ventilation. The self-service machines, which should be a convenient option for customers, often malfunction or require lengthy wait times. The building itself is an eyesore that does little to contribute to the charm of Cambridge's historic streets. The glass facade is unremarkable and fails to stand out amidst the beautiful medieval and Tudor buildings in the area. The bank's location on Fitzroy Street also adds to its inconvenience, as it is situated in a busy and crowded part of town that makes it difficult to access during peak hours. Overall, my experience with NatWest Bank on Fitzroy Street has been nothing short of disappointing. The staff, facilities, and building all fall short of the standards expected by a reputable bank. I would strongly advise against conducting any banking business at this location and instead recommend seeking out alternative options in Cambridge's vibrant and thriving financial sector.
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As a student at the University of Cambridge, I often find myself with a little extra cash on my hands after a successful term. Recently, I decided it was time to open a savings account and invest some of my hard-earned money wisely. That's when I headed over to The Co-op Bank - Cambridge located at 75 Burleigh St, Cambridge CB1 1DF, United Kingdom. Upon entering the bank, I was immediately struck by its cozy and nostalgic atmosphere. The décor harked back to a bygone era, with old-fashioned wooden furniture and antique wallpaper. It felt like stepping back in time to the 1950s or '60s. The staff at the bank were also reminiscent of a simpler era. They greeted me warmly, and I was impressed by their knowledge and expertise. I was pleased with the level of service they provided throughout my visit, from filling out the necessary forms to setting up my new account. After leaving the bank, I made my way to one of Cambridge's most famous landmarks - the Fitzwilliam Museum. Located on Trumpington Street, this beautiful building houses an impressive collection of art and artefacts spanning thousands of years and representing cultures from all around the world. As I walked along Trumpington Street towards the museum, I couldn't help but feel a sense of nostalgia for my own past. Memories of studying in nearby King's College came flooding back as I passed by its imposing walls. The sight of punts gliding gracefully down the River Cam added to the serene atmosphere, transporting me to a time when life was simpler and more carefree. Arriving at the Fitzwilliam Museum, I was struck by its grandeur and beauty. The neoclassical architecture of the building reminded me of the stately homes and libraries from my childhood, filled with leather-bound volumes and dusty shelves. Inside, the museum's treasures were displayed in a way that made them seem almost sacred - as if they held secrets waiting to be uncovered. Overall, my experience at The Co-op Bank - Cambridge and my journey to the Fitzwilliam Museum left me with a sense of longing for the past, combined with a renewed appreciation for the present. It was a reminder that some things never change, no matter how much time passes by - namely, the importance of saving money and preserving history for future generations.
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my heart beats with excitement as I recall a special day that I spent at Lloyds Bank. It was not long ago, but the memories are still etched into my mind like a love affair. I remember entering the bank's doors and being greeted by the warm smiles of the staff. They welcomed me as if they had been expecting me for eons, and their sincere demeanor left an indelible impression on me. Their commitment to customer service is unparalleled, and it sets Lloyds Bank apart from other financial institutions. But there was a time when my faith in the bank was tested. It happened long ago, during one of my visits to their premises. I had a problem that needed solving, and I hoped that the bank would be able to offer me a solution. As I explained my situation to the staff, they listened patiently and assured me that they would do everything in their power to help me. But little did I know that my relationship with the bank would take an unexpected turn. It was when I received a bill for hidden fees that I realized something was amiss. Discovering these charges had left me feeling frustrated and disillusioned, especially since I had not been aware of them beforehand. However, my disappointment did not last long. The bank's staff took the matter seriously and went above and beyond to resolve the issue. They apologized profusely for the inconvenience and offered me a solution that was both fair and reasonable. Their prompt action restored my faith in the bank, and I left their premises feeling grateful and content. The interior of the Lloyds Bank in Cambridge is a sight to behold. The elegant decor, combined with the impeccable service provided by the staff, creates an intimate atmosphere that leaves a lasting impression on the customer. The bank's commitment to innovation and technology further adds to its charm, making it a favorite among tech-savvy individuals like myself. Today's news is also a cause for concern, with reports of economic uncertainty causing anxiety amongst investors. But I am confident that Lloyds Bank has the expertise and resources to weather any storm. The bank's commitment to customer satisfaction and financial stability makes it a reliable choice for those seeking a trusted partner in their financial journey. In conclusion, my experience at Lloyds Bank was nothing short of magical. From the warm smiles of the staff to the elegant interior, every aspect of the bank exudes an air of romance and intimacy. The unexpected charges that I encountered were a blip on the horizon, quickly resolved by the bank's dedicated staff. If you are looking for a financial institution that combines innovation, technology, and customer service, then Lloyds Bank is the place for you. In the words of John Keats, "I am certain of nothing but the vastness of the universe and my own smallness and unimportance. But at Lloyds Bank, I feel a connection and intimacy that transcends these doubts. The bank's commitment to customer satisfaction, combined with its innovative spirit, makes it a true gem in the financial landscape. So come, let us fall in love again and again, for there is nothing more romantic than a relationship built on trust, reliability, and service excellence.
I have to disagree with Ryder's glowing review. While it's true that the bank has its moments, I can't help but feel disillusioned by some of their practices. Firstly, let's address the issue of hidden fees. Ryder may have had a positive experience resolving this issue, but I have heard countless horror stories from other customers who were not so lucky. These fees can be incredibly steep and often come as a shock to unsuspecting customers. In my opinion, transparency is key in any financial institution, and Lloyds Bank needs to do more to ensure that all charges are clearly communicated upfront. Secondly, I am skeptical of the bank's commitment to innovation and technology. While Ryder may be a tech-savvy individual, not everyone shares his enthusiasm for digital banking. Some customers prefer the traditional branch experience, and Lloyds Bank needs to ensure that they are catering to these needs as well. In my opinion, striking a balance between digital and physical channels is key to meeting the diverse needs of modern consumers. Lastly, I am also concerned about the bank's response to economic uncertainty. While Ryder expresses confidence in their ability to weather any storm, I can't help but wonder how this will impact their customers. Will they continue to prioritize customer satisfaction over shareholder profits during times of crisis? Only time will tell, but I am hopeful that the bank will make the right decisions for all stakeholders. In conclusion, while Lloyds Bank has its strengths, it's important not to get lost in romantic nostalgia. We need to be pragmatic and hold them accountable for their actions. As customers, we have the power to demand transparency, innovation, and service excellence from our financial institutions. Let us work together to ensure that Lloyds Bank lives up to these expectations.
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Dear Barclays Bank,
I am absolutely disappointed with the lack of financial services you provide to your customers. As someone who has built up a significant amount of savings over time, I was eager to explore investment opportunities that would allow me to grow my wealth. Unfortunately, it seems as though my options are severely limited at your establishment. Specifically, I had my heart set on purchasing some gold coins as a form of investment. Gold has been on the rise lately, and I saw this as an opportunity to diversify my portfolio and protect myself against inflation. However, when I approached your staff about this possibility, they informed me that you do not offer such services. It's frustrating to think that other banks in Cambridge UK are able to provide this kind of service while yours is lacking in comparison. In fact, just today, I read an article about Brazil's central bank lowering its benchmark rate by half a point due to Lula's spending plans fueling inflation. While this may be beneficial for some investors, it only further highlights the need for alternatives like gold coins that can provide stability during times of economic uncertainty. Unfortunately, your bank seems to be ignoring these trends altogether. Your lack of action in this regard is truly concerning, as I believe that financial institutions have a responsibility to their customers to offer a wide range of investment options. By failing to do so, you're potentially missing out on significant revenue opportunities while also limiting the choices available to your clients. It seems like a win-win scenario for everyone involved, yet you continue to fall short. In light of these developments, I urge you to reconsider your current offerings and consider expanding your investment options to include gold coins or other alternative assets. Your customers deserve access to a diverse range of investment opportunities that align with their needs and goals, and it's time for your bank to step up and provide them with the service they deserve.
Dear Editorial Board,
I am writing to contest Dylan Conway's harsh criticism of Barclays Bank regarding their financial services. While I understand his frustration with the lack of options for investing in gold coins, I believe that Barclays Bank has a solid reputation for providing top-notch financial services to its customers. Firstly, it is crucial to note that Barclays Bank's primary focus is on conventional investment opportunities such as stocks, bonds, and mutual funds. While these options may not appeal to everyone, they have been proven to be profitable over time, especially in a diversified portfolio. Furthermore, Barclays Bank has a team of expert financial advisors who work closely with their clients to identify the most suitable investment strategies based on their risk tolerance and financial goals. Secondly, it is essential to consider the regulatory environment that governs these financial institutions. Banks must adhere to strict guidelines regarding the types of investments they can offer to their customers. In this context, gold coins may not be considered a reliable investment option due to various factors such as liquidity, volatility, and storage costs. Moreover, there are potential tax implications and regulatory hurdles that banks must navigate before offering such services. Thirdly, while it is true that other banks in Cambridge UK offer gold coin investments, this does not necessarily make Barclays Bank any less reliable or trustworthy. Banks have their unique strengths and weaknesses, and customers should choose the one that best aligns with their needs. Additionally, it is essential to consider factors such as service quality, accessibility, and customer support when evaluating a bank's overall performance. In light of these developments, I would like to commend Barclays Bank for its commitment to providing its customers with reliable financial services. While alternative investment options may be attractive, it is crucial to consider the potential risks and benefits carefully before making any decisions. In my opinion, Barclays Bank's focus on conventional investment opportunities reflects a responsible approach that prioritizes customer safety and financial stability over short-term gains. In conclusion, while Dylan Conway's arguments may have some merit, I believe that his criticism is unfounded and exaggerated. Barclays Bank is a reputable financial institution that has earned the trust of its customers through years of dedication and expertise in the field. As such, I urge readers to consider both sides of this debate carefully before making any decisions regarding their financial futures.
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