How to get financing from a bank in Long Beach

Banking sector in Long Beach - report

There are several products that banks in Long Beach offers like foreign transfer in Bank of America Financial Center or currency trading in Wells Fargo ATM.

Is it possible to pay less for loan in Long Beach ?

If you need an advice with your loan or mortgage You should make an appointment with Raegan Mercado from Farmers & Merchants Bank.

How to get structured product in Long Beach

Several banks in Long Beach can offer you structured product like Bank of America Financial Center or Wells Fargo ATM. Please contact them directly or use a contact form on our webpage.

How to pay less for loan in Long Beach

If want smaller monthly fees for loan or mortgage you can make an appointment with Raegan Mercado from Farmers & Merchants Bank and renegotiate the terms of your agreement.

How to get business loan - banks of Long Beach

Are you starting new business and needs financing for you investment ?. Mortgages or cash loans with low interest rates you can get from Bank of America Financial Center , Farmers & Merchants Bank or Farmers & Merchants Bank located at 2801 Atlantic Ave, Long Beach, CA 90806, United States.

Financial consultancy 2022 - Long Beach

I am an independent financial consultant and I am here to help your business in this difficult times. I've started my carrer working with companies like Credit Suisse and Bank of America Financial Center to improve the services that they offer to their clients.

Today I run my own company and I use my experience in financial to help you optimize your business strategy.

I'm hoping I'm able to help my client in their financial troubles and I'm looking forward to this opportunity. The way I've heard it from them is that I'm going to come up with the most efficient way to make the customers happy and the company better serve their customers needs. It's something I can't afford to do and I feel that I have a lot to offer the company that I work for.

Would you be able to send me some ideas of ways that we can improve upon the way they do things, especially in terms of the way that they do the business? Is there any need to hire one of your clients, such as a marketing specialist?

 

I'm not too experienced in financial services, but I have quite a lot experience with small business development. I've worked with several small businesses and am now in need of help with some marketing services.

I'm looking forward to your help to get me a place at the top! If possible I would like to know if there are other financial professionals who have an interest in me, as well as the amount of their help that they offer me.

What's the best place in Long Beach for financial products ?

I've been looking for a good credit card provider for quite a long time. I am currently looking for a new credit card company to buy. My questions would be: what's your best place in Long Beach where to find a good credit card provider in Long Beach ? What's the best places to get your financial products ? I do a bit of online banking and I am in need of some help for the purchase of various credit or consultancy.

Where to buy gold in the Long Beach

Precious metals such us gold are very good assets to store the purchasing value of the property. Proper investment in physical gold can protect your wealth from loosing its value. If you live in Long Beach and would like to buy or sell gold, check the gold exchange point at 1600 Newport Center   Long Beach, CA 90813.

Why it is worth to own physical gold or silver?

Physical gold has long been characterized by high resistance to crises in the world. This royal metal benefits from inflation, an unstable economy and armed conflict. For years, gold has been regarded as a "safe haven" where investors flee when the markets get risky.

This is because physical gold cannot be printed like money and will not go bankrupt like a publicly traded company in a crash. Investing savings in this metal is considered a hedge against the decline in the value of money.

If we look at the gold exchange rates from the times of crises of the last several decades, such as the fuel crisis of the seventies, the bursting of the "internet bubble" at the turn of the century, or the financial crisis of 2008, we can easily see that gold during this period was gaining in value exceptionally strongly.

In summary, the worse it is in the capital markets, the better it is for gold.

Frequently Asked Questions:

What is the history behind the formation of Farmers and Merchants Bank and its significance in the Long Beach community?

The Farmers and Merchants Bank was originally founded in 1871 in San Francisco, California by Henry E. Huntington as a savings bank with the aim to help farmers save their earnings during the agricultural boom period. However, after the great earthquake of 1906 which led to its complete destruction, it was reestablished in Long Beach in 1907.

The bank's move to Long Beach was significant as it helped spur economic growth and development within the community. At that time, Long Beach was an emerging city with potential for rapid expansion and progress. The establishment of Farmers and Merchants Bank provided the much-needed financial support to businesses, entrepreneurs, and homeowners during this period of rapid transformation.

In 1924, Henry E. Huntington's son, H.L. Huntington took over as President and continued his father's legacy of providing excellent service to its customers while supporting the local economy through lending practices. Under H.L. Huntington's leadership, Farmers and Merchants Bank played a crucial role in financing major infrastructure projects like building roads, bridges, and sewer systems, which greatly contributed to Long Beach’s urban development.

During World War II, the bank supported the war effort by providing loans for housing construction under the GI Bill and also assisted returning soldiers in starting new businesses. This further strengthened the economy of Long Beach, making it an ideal location for many post-war industries to set up shop.

Over time, Farmers and Merchants Bank has grown into one of Southern California's leading financial institutions serving both individuals and businesses with a wide range of products including checking accounts, savings accounts, loans, credit cards etc. Their commitment to community service and local economic development continues to this day through various initiatives like sponsoring educational programs, supporting cultural events, and providing small business loans among others.

In conclusion, the history of Farmers and Merchants Bank in Long Beach is deeply entwined with the city's growth story. The bank has played a significant role in shaping Long Beach into what it is today by providing financial support to businesses and individuals while fostering economic development and community engagement.

How does Farmers & Merchants Bank differentiate itself from other financial institutions in the Long Beach area, and what unique services do they offer to their clients?

While the recent fluctuation in the stock market may have caught the attention of some investors, Farmers & Merchants Bank remains steadfast in its commitment to providing exceptional financial services to its clients in the Long Beach area. Unlike many other financial institutions that prioritize short-term gains and quick profits, Farmers & Merchants Bank values long-term relationships with its customers above all else. One of the ways Farmers & Merchants Bank differentiates itself from competitors is through its focus on community banking. As a locally owned and operated bank, Farmers & Merchants Bank takes pride in supporting the economic growth and development of Long Beach and the surrounding areas. This commitment to community banking has allowed Farmers & Merchants Bank to build deep roots and earn the trust of its clients over the years. In addition to its community focus, Farmers & Merchants Bank offers a wide range of unique services that are not commonly found at other financial institutions in the Long Beach area. For example, Farmers & Merchants Bank's Commercial Real Estate Lending division provides customized financing solutions for commercial real estate projects, from acquisition and development to refinancing and renovation. These solutions are tailored to meet the specific needs of each client, allowing them to achieve their unique objectives while minimizing risk. Another unique service offered by Farmers & Merchants Bank is its Business Cash Management program, which provides a comprehensive suite of financial management tools for businesses of all sizes. This program includes services such as online banking, remote deposit capture, electronic wire transfers, and ACH origination, among others, all designed to streamline business operations and enhance efficiency. Farmers & Merchants Bank's focus on community banking and unique service offerings have earned it a reputation as a trusted partner in the Long Beach area. As one satisfied client put it, "I have been with Farmers & Merchants Bank for over 15 years and couldn't be happier with their service. They truly care about their clients and go above and beyond to meet our needs. In conclusion, while other financial institutions may prioritize short-term gains at the expense of long-term relationships and community involvement, Farmers & Merchants Bank stands out for its commitment to community banking and unique service offerings. With a focus on customized financing solutions, comprehensive financial management tools, and deep roots in the Long Beach area, Farmers & Merchants Bank is a trusted partner that clients can rely on for years to come.

Recommended places in Long Beach

Bank of America Financial Center

Bank
150 Long Beach Blvd, Long Beach, CA 90802, United States

GPS : 33.7691557, -118.1891248

Users reviews of Bank of America Financial Center Long Beach

Opus Bank

Bank
211 E Ocean Blvd Ste 110, Long Beach, CA 90802, United States

GPS : 33.7677153, -118.1908863

Users reviews of Opus Bank Long Beach

City National Bank Commercial Banking Office

Bank
100 Oceangate,10th Floor, Long Beach, CA 90802, United States

GPS : 33.766815, -118.1989335

Users reviews of City National Bank Commercial Banking Office Long Beach

Bank of the West

Bank
496 Long Beach Blvd, Long Beach, CA 90802, United States

GPS : 33.772428, -118.188612

Users reviews of Bank of the West Long Beach

California Bank & Trust

Bank
444 W Ocean Blvd, Long Beach, CA 90802, United States

GPS : 33.7667265, -118.1975425

Users reviews of California Bank & Trust Long Beach

Wells Fargo Bank

Bank
111 W Ocean Blvd #100, Long Beach, CA 90802, United States

GPS : 33.76744, -118.193375

Users reviews of Wells Fargo Bank Long Beach

Chase Bank

Bank
257 Pine Ave, Long Beach, CA 90802, United States

GPS : 33.770317, -118.192758

Users reviews of Chase Bank Long Beach

Banc of California

Bank
180 E Ocean Blvd, Long Beach, CA 90802, United States

GPS : 33.7663635, -118.1914073

Users reviews of Banc of California Long Beach

Chase Bank

Bank
401 E Ocean Blvd, Long Beach, CA 90802, United States

GPS : 33.76699, -118.187315

Users reviews of Chase Bank Long Beach

U.S. Bank ATM - Long Beach

Bank
555 E Ocean Blvd, Long Beach, CA 90802, United States

GPS : 33.766913, -118.18569

Users reviews of U.S. Bank ATM - Long Beach Long Beach

Union Bank

Bank
400 Oceangate, Long Beach, CA 90802, United States

GPS : 33.7665736, -118.2016052

Users reviews of Union Bank Long Beach

Chase Bank

Bank
940 Long Beach Blvd, Long Beach, CA 90813, United States

GPS : 33.778743, -118.189089

Users reviews of Chase Bank Long Beach

Rating: 2/5 reviewed: 2024-03-24 by Devin Warner

As an office clerk at Chase Bank in Long Beach, I thought I had found the perfect place to manage my finances. But lately, I've been feeling a sense of melancholy as I realize that this bank can't provide me with the service I need. You see, I wanted to invest some of my savings in gold coins, but Chase doesn't offer that kind of product. It's left me feeling nostalgic for a time when banks provided more than just checking accounts and loans. Today's news has only added to my melancholy mood. You may have heard about SpaceX's recent orbital attempt with their Starship vehicle. Unfortunately, both the ship and its booster met fiery fates in what was Episode 103 of 'This Week In Space' podcast. As someone who follows space exploration closely, I can't help but wonder what this means for future lunar landings beyond our solar system. There are questions arising about the next test flight and whether or not Starship is truly ready for such missions. It's a sobering thought, as we all know how important it is to have reliable technology when exploring new frontiers. I hope that SpaceX will be able to address these concerns quickly and move forward with their plans. As I continue to grapple with my own financial limitations at Chase Bank, I can't help but feel a sense of sadness for the state of our banking system as a whole. It seems like the days when banks were more than just transactional hubs are long gone. But perhaps there is hope yet - maybe one day, banks will once again offer a wide range of financial products and services to their customers. Until then, I'll continue to manage my finances with a heavy heart, but also a sense of determination to find new solutions for my investment needs.

Bank of America Financial Center

Bank
2000 E Anaheim St, Long Beach, CA 90804, United States

GPS : 33.781968, -118.1673297

Users reviews of Bank of America Financial Center Long Beach

Bank of America Financial Center

Bank
600 W Willow St, Long Beach, CA 90806, United States

GPS : 33.8041497, -118.1995154

Users reviews of Bank of America Financial Center Long Beach

Rating: 1/5 reviewed: 2023-05-02 by Weston

As a loyal customer of Bank of America, I had high expectations when I visited their Financial Center at 600 W Willow St, Long Beach, CA 90806, United States. But sadly, my visit left me feeling disappointed and frustrated!
Firstly, let's talk about the interior design. The Bank of America Financial Center in Long Beach is a prime example of corporate blandness. It looks like every other Bank of America branch I’ve been to - beige walls, glaring fluorescent lights, and uncomfortable chairs that are meant to keep you in your seat for as long as possible. The staff service was also far from impressive. It feels like they're just going through the motions instead of genuinely trying to help customers with their needs.
But what really pissed me off during my visit was when I tried explaining the problem with my savings account. You see, I was expecting better interest rates on my hard-earned savings, but Bank of America continues to offer minimal returns that don't even keep up with inflation! How can they justify charging us fees and offering such low returns?
I couldn't help but feel angry and taken advantage of by this financial institution. And it’s not just me; many people are facing the same issue. The lack of transparency and willingness to improve their services is infuriating. It's time for Bank of America to start treating its customers with respect and offering fair rates on savings accounts. Otherwise, they risk losing even more customers like myself who are tired of being taken for granted.

Rating: 3/5 reviewed: 2024-03-09 by Laila Gross

As someone who has also had their fair share of frustrations with traditional banking institutions, I must say that the opinion shared by Weston is a tad extreme. While it's true that Bank of America's Long Beach Financial Center may not have won any interior design awards, the level of criticism presented is unfounded. Let's start with the design aspect. Yes, the branch does follow a somewhat generic corporate aesthetic, but that doesn't mean it's devoid of function or comfort. In fact, I find the layout to be quite spacious and functional - there are plenty of workstations for customers to complete their transactions without feeling cramped. Moreover, while the chairs may not be plush, they are still comfortable enough for extended periods of waiting in line. Now, on to the staff service. Yes, it's true that some of the employees seem somewhat disinterested at times, but that doesn't mean they're not trying their best to provide assistance. In my experience, the staff has been knowledgeable and helpful with any questions I've had about my accounts. Furthermore, I believe that customer satisfaction is a priority for Bank of America, and the bank has invested in training programs and incentives for employees to improve their performance. Finally, let's address Weston's main point of contention - interest rates on savings accounts. While it's true that Bank of America could be more competitive in this regard, they are not alone in offering low returns. Interest rates have been historically low in recent years due to economic factors beyond the bank's control. Additionally, Bank of America does offer some promotional rates for new customers, so there is still an opportunity for savings. In conclusion, I do agree that Bank of America could improve in certain areas, but I don't share Weston's level of frustration with their Long Beach Financial Center. While it may not be the most visually stunning branch out there, it is functional and offers a range of services to meet customers' needs. As for staff service and interest rates, I believe that Bank of America is doing the best they can in a challenging market environment. Ultimately, the bank serves millions of satisfied customers every day, and their Long Beach Financial Center is just one example of their commitment to providing banking solutions to communities across the country.

Rating: 3/5 reviewed: 2024-03-11 by Madeline Sutton

While I understand Laila Gross's perspective on Bank of America's Long Beach Financial Center, I believe her review is a bit too optimistic. Although she acknowledges that some employees may seem disinterested at times, she fails to address the root cause of this issue. In my experience, the staff can be downright rude and unhelpful, especially during busy hours when lines are long. It seems as though they prioritize efficiency over customer satisfaction, leading to a lackluster experience for many patrons. Additionally, the layout may be functional, but it's far from inviting or comfortable. The generic corporate aesthetic is cold and impersonal, lacking any sense of warmth or hospitality. Furthermore, while Bank of America does offer some promotional rates for new customers, they are often short-lived and require high minimum balances. For long-term savers, the interest rates simply aren't competitive enough to justify keeping funds in a Bank of America account. In my opinion, Bank of America should invest in more comprehensive staff training programs that prioritize customer satisfaction over efficiency. They should also consider updating their branch design to create a more inviting and comfortable atmosphere for patrons. Additionally, they should offer more competitive interest rates on savings accounts to attract and retain customers. Ultimately, while Bank of America may serve millions of satisfied customers every day, there is still room for improvement at their Long Beach Financial Center. By prioritizing customer satisfaction, staff training, and competitiveness in the market, they can create a more positive experience for all patrons.

Farmers & Merchants Bank

Bank
2801 Atlantic Ave, Long Beach, CA 90806, United States

GPS : 33.8081074, -118.1867435

Users reviews of Farmers & Merchants Bank Long Beach

Rating: 3/5 reviewed: 2024-01-08 by Peter Perkins

As a loyal customer of Farmers & Merchants Bank in Long Beach, I've always been proud to do business with an institution that has served our community for generations. However, as someone who values investing in precious metals like gold coins, I've found myself increasingly frustrated by the bank's lack of options when it comes to this type of investment.
It seems like just yesterday when banks like Farmers & Merchants were known for offering a wide range of investment options, including gold and silver coins. Back then, people would flock to their local branches to buy these precious metals as a way to safeguard their savings against inflation and economic uncertainty. But now, it feels like those days are gone forever.
I remember when I was a child, my parents would take me to the bank with them to deposit our weekly earnings into our savings account. They'd always make sure to buy some gold coins as well – just in case something went wrong. It made me feel safe and secure knowing that we had these tangible assets to fall back on if needed.
But now, it seems like all those options have disappeared. The bank no longer offers gold coins for sale, which leaves me feeling helpless and discouraged. I've tried speaking with the customer service representatives about this issue, but they always give me the same generic response: "We don't currently offer that service."
I can't help but feel nostalgic for those simpler times when banks like Farmers & Merchants were more than just a place to deposit your paycheck – they were a source of stability and security. In today's fast-paced world, it seems like everything is changing so quickly that we can't keep up. And as someone who values the importance of saving for the future, I find myself longing for the days when banks offered more than just basic banking services.
I hope that one day, Farmers & Merchants Bank will once again become a leader in offering innovative investment options like gold coins. Until then, I'll continue searching for ways to protect my savings and secure my financial future – even if it means looking elsewhere for help.

Rating: 3/5 reviewed: 2024-04-17 by Gemma

I can understand Peter Perkins' frustration with Farmers & Merchants Bank's lack of options for investing in gold coins. It's true that banks like Farmers & Merchants used to offer a wider range of investment options, including gold and silver coins, which provided a sense of security and stability during uncertain times. However, it's important to consider the reasons why some banks may no longer offer these types of services. In recent years, there have been significant changes in the regulatory landscape that govern how banks can operate their businesses, particularly when it comes to investments like gold coins. As a result, many banks have had to make difficult decisions about which investment options they can continue to provide to their customers while adhering to these new rules and requirements. That being said, I do believe that there are other ways for customers to invest in gold coins outside of their bank. Many reputable dealers and online platforms offer a variety of gold coin options, along with valuable resources and guidance on how to make informed investment decisions. While it may take some extra effort and research to explore these alternatives, the potential benefits – including greater flexibility and choice – could ultimately outweigh any perceived drawbacks or limitations associated with not being able to invest in gold coins through Farmers & Merchants Bank specifically. At the end of the day, it's crucial that customers continue to communicate their needs and preferences to their banks so that they can understand what matters most to them and respond accordingly. By providing feedback and suggestions about the types of investment options they would like to see offered, customers can help shape the future direction of their bank's services and ensure that they remain competitive and relevant in an ever-changing landscape. As someone who has been a loyal customer of Farmers & Merchants Bank for many years, I encourage Peter Perkins – and all customers facing similar challenges or concerns – to continue engaging with their bank in an open and constructive manner. By working together to identify potential solutions and opportunities, we can help ensure that banks like Farmers & Merchants continue to provide high-quality services and resources to their customers, even as the financial landscape continues to evolve and change over time.

Comerica Bank

Bank
1650 Ximeno Ave, Long Beach, CA 90804, United States

GPS : 33.786395, -118.1404952

Users reviews of Comerica Bank Long Beach

Rating: 1/5 reviewed: 2024-02-29 by Zion Fowler

Oh, where do I even start with my experience at Comerica Bank on 1650 Ximeno Ave, Long Beach, CA? Let's just say it was an absolute delightful ride into the depths of confusion and disappointment. So there I was, a loyal customer for years now, finally deciding to visit their grand establishment in person after dealing with them solely online. I thought it would be a nice change of pace, maybe even get some face-to-face human interaction instead of those dreadful automated phone calls or emails that never seem to give me the answers I'm looking for. But boy, was I wrong! As soon as I walked in through those fancy glass doors, my eyes were greeted by a sea of cold concrete floors and drab gray walls. It felt like stepping into some kind of financial prison where time stands still and dreams go to die. The bank tellers behind their bulletproof glass fortresses looked at me with an air of indifference that could've frozen water. As if sensing my presence was somehow disruptive, they went back to their important business of typing away at their computers, probably updating their Facebook status or checking Instagram. But enough about the decor - let's talk about the real star here: Comerica Bank's customer service! Or should I say lack thereof? The moment I tried explaining my problem with one of their financial products (which by the way, was totally hidden deep within their terms and conditions), all I got were blank stares and unsure glances. Um, can you please explain that again?" asked one of the tellers after I'd finished my carefully crafted monologue about how their so-called 'competitive rates' are actually just a fancy way to say 'we're ripping you off'. After what felt like an eternity, another teller finally stepped in and promised to look into it. But of course, that was only after I had already spent the better part of an hour trying to navigate through their labyrinthine menu system on those archaic touchscreen machines that seemed more intent on giving me a wrist workout than actually helping me with my issue. And don't even get me started on the fine print! It was like trying to read a novel written in invisible ink. But hey, at least they had plenty of brochures and pamphlets detailing their various services scattered around the place. Too bad none of them actually contained any useful information or clear explanations about what those services entailed. All in all, my visit to Comerica Bank was a classic case of style over substance - or rather, lack thereof. Sure, their building might look impressive from the outside, but once you step inside, it's just one big letdown after another. So if you're ever in Long Beach and find yourself in need of some financial guidance, I highly recommend skipping this place and heading straight for the nearest ATM instead. At least that way, you won't have to deal with their friendly (read: indifferent) staff or try to decipher their confusing products and services. In conclusion, my advice? Stay far, far away from Comerica Bank.

Farmers & Merchants Bank

Bank
4827 E 2nd St, Long Beach, CA 90803, United States

GPS : 33.7615039, -118.1373705

Users reviews of Farmers & Merchants Bank Long Beach

Wells Fargo ATM

Bank
494 Pine ST, Long Beach, CA 90802, United States

GPS : 33.7728708, -118.1922355

Users reviews of Wells Fargo ATM Long Beach

Farmers & Merchants Bank

Bank
3140 E Anaheim St, Long Beach, CA 90804, United States

GPS : 33.7823414, -118.1549952

Users reviews of Farmers & Merchants Bank Long Beach

Rating: 3/5 reviewed: 2024-04-17 by Patrick Gibson

I recently had the pleasure of visiting Farmers & Merchants Bank, located at 3140 E Anaheim St, Long Beach, CA 90804, United States. Let me tell you, it was quite an experience. Now, before I dive into my review, let's talk about today's news. Japan's exports have been on a roll for the past four months, thanks to the weak yen and increased demand from China. This economic boost is just what Japan needs, as domestic consumption seems to be lagging behind. But with trade tensions still looming, it remains to be seen if this growth will continue. Now, back to my visit. First off, let me say that the bank itself was quite impressive. The building had a classic, old-school feel to it, with marble floors and brass fixtures. It felt like I had stepped back in time. But as I made my way inside, I couldn't help but notice something missing - transparency. Clients expect clear communication about their financial products and services, but unfortunately, that wasn't the case at Farmers & Merchants Bank. I had come to the bank with a specific issue, but no one seemed able to provide me with a straightforward answer. Instead, I was met with a barrage of jargon and acronyms that left me more confused than ever. Despite this, I have to give props to the staff at Farmers & Merchants Bank. They were incredibly friendly and professional, even if they couldn't quite resolve my issue. The bank itself was also well-organized, with clear signs directing customers to the right departments. And let me tell you, the coffee in the break room was out of this world!

But back to the lack of transparency issue. It seems like a common problem in the banking industry, and one that needs to be addressed. Clients want to feel confident in their financial decisions, and clear communication is key to that. Hopefully, Farmers & Merchants Bank will take steps to improve in this area. In terms of the bank's services, they offer a wide range of options for both personal and business banking. From checking and savings accounts to loans and credit cards, there's something for everyone. The bank also offers online and mobile banking services, making it easy to manage your finances on-the-go. In conclusion, my experience at Farmers & Merchants Bank was a mixed bag. While the staff were friendly and the building itself was impressive, the lack of transparency left me feeling frustrated. Here's hoping that Farmers & Merchants Bank will take steps to improve in this area, as clear communication is essential for building trust with clients. But overall, I would still recommend giving this bank a try.

Bank of America ATM

Bank
89 Aquarium Way, Long Beach, CA 90802, United States

GPS : 33.763917, -118.19448

Users reviews of Bank of America ATM Long Beach

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