Which banks in Tours have the best offer for current accounts?

How to apply for a bank basic current bank account

If you don't know how to open new bank account for savings or every day spending you can meet with Rowan Fisher from Le Crédit Lyonnais. They can also offer you financing of you enterprise. The statistics presented below simple describe the number of AML Regulations that affects the banking sector in Tours. Number of rejected applications in Tours for current account in last 5 years:
20142015201620172018Total
Personal Account Application5122524953625491560126825
Business Account Application5144525054365556566227048
Total1026610499107981104711263

The Best Offers on Current Accounts from Banks in Tours

Tours is a vibrant and diverse city, with plenty of options for banking services. When it comes to choosing the best offer for a current account, there are several factors to consider: the features and benefits offered, the fees involved, and the customer service. This article will look at three of the best banks in Tours for current accounts, and their offerings.

The first bank to consider is La Banque Postale. This bank offers a range of current account options with competitive fees and a great selection of features. Customers can benefit from online banking, the ability to make payments using their smartphones, and cashback rewards. The customer service is also excellent, with helpful staff available to answer any questions.

The second bank to consider is BNP Paribas. This bank offers a large selection of current accounts, with features such as contactless payments and a loyalty program. The fees are reasonable, and the customer service is top-notch.

The third bank to consider for current accounts is Crédit Mutuel. This bank offers attractive offers for current accounts, with benefits such as a bonus when you open an account, free account management, and the ability to make payments with a smartphone app. The fees are reasonable, and the customer service is excellent.

When it comes to choosing a current account, it is important to compare the offerings of several banks. Each of the banks listed above has its own advantages and disadvantages, and it is up to the customer to decide which one offers the most attractive features and benefits. By taking the time to explore the options and compare the fees, customers can find the best offer for their current account needs.

Frequently Asked Questions:

Q: What is the role and history of Crédit Agricole in Tour(s) region, and how has it contributed to the development of local businesses and the community?

Crédit Agricole is a French banking group that was established in 1894. It is one of the largest banks in France and has a significant presence in the Tour(s) region, which includes the cities of Tours and Chinon. In this region, Crédit Agricole operates through its local subsidiary called Crédit Agricole du Centre-Ouest, which was created in 2011 following the merger of several smaller credit institutions.
Crédit Agricole has played a crucial role in the development of the Tour(s) region by providing financial services to local businesses and individuals. It offers a range of products and services such as loans, savings accounts, insurance, and investment products. The bank also provides advice and support to small and medium-sized enterprises (SMEs) through its dedicated business center in Tours.
Over the years, Crédit Agricole has contributed significantly to the economic development of the region by supporting local businesses and initiatives. It has provided financing for various projects such as the construction of new facilities, the expansion of existing ones, and the development of innovative products and services. The bank has also been involved in community projects and initiatives that aim to improve the quality of life for residents in the region.
In addition to its financial support, Crédit Agricole has also contributed to the region's cultural and educational development by sponsoring various events such as art exhibitions, theater performances, and music festivals. The bank has also supported local schools and universities through donations and partnerships that aim to promote innovation and entrepreneurship.
Overall, Crédit Agricole has played a vital role in the economic and social development of the Tour(s) region by providing financial services and support to local businesses and initiatives. Its commitment to the community and its focus on sustainable growth have helped to create a thriving and vibrant region that is well-positioned for future success.

How does Société Générale's commitment to corporate social responsibility align with its operations and business strategies in the Touraine region, specifically?

Société Générale, a leading European financial institution, has been actively committed to corporate social responsibility (CSR) for many years. The bank's CSR initiatives are closely aligned with its operations and business strategies in the Touraine region of France.
In the Touraine region, Société Générale has been engaged in various CSR activities that align with its overall commitment to sustainability, community development, and social impact. These include:
1. Environmental Sustainability: Société Générale is committed to reducing its environmental footprint and promoting sustainable practices. In the Touraine region, the bank has implemented several initiatives such as energy-efficient buildings, water conservation measures, and waste reduction programs. The bank also encourages its employees and customers to adopt eco-friendly behaviors through awareness campaigns and incentives.
2. Community Development: Société Générale is dedicated to supporting the local communities where it operates. In Touraine, the bank has invested in various social projects such as education, healthcare, and cultural initiatives. For example, the bank has partnered with local schools to provide educational resources and support for students from disadvantaged backgrounds. Société Générale has also sponsored cultural events and exhibitions to promote tourism and boost the local economy.
3. Economic Development: As a leading financial institution, Société Générale plays a crucial role in supporting economic development in the Touraine region. The bank offers various services such as loans, investments, and advisory services to local businesses and entrepreneurs. This helps create jobs, stimulate economic growth, and foster innovation.
4. Employee Engagement: Société Générale believes that its employees are its most valuable asset. The bank encourages its employees to participate in CSR activities and provides them with opportunities to contribute to the community. In Touraine, the bank organizes volunteer programs, charity events, and employee engagement initiatives that foster a sense of responsibility and belonging among its staff.
In conclusion, Société Générale's commitment to corporate social responsibility is deeply embedded in its operations and business strategies in the Touraine region. The bank's CSR initiatives align with its overall commitment to sustainability, community development, and social impact, helping to create a better future for everyone involved.

Can you explain the key steps involved in the process of granting a mortgage loan to a client?

Sure, here are the key steps involved in the process of granting a mortgage loan to a client:
1. Pre-approval: The first step involves pre-qualification where the lender assesses the borrower's creditworthiness and financial status. This gives the buyer an idea of how much they can afford before starting their house hunt.
2. Loan application: Once the buyer has found a property, they submit a formal loan application to the lender. The application includes information about the property, the buyer's financial situation, and other details.
3. Property appraisal: After receiving the application, the lender will hire an independent appraiser to evaluate the property's value. This is important because it helps the lender determine how much they can loan based on the property's worth.
4. Processing and underwriting: The loan processor will review all documents and verify the information provided by the buyer. Meanwhile, the underwriter will assess the risk of the loan and decide whether to approve or deny it.
5. Closing: If the loan is approved, the borrower will attend a closing meeting where they sign all necessary paperwork. The lender will then disburse the funds to the seller, and the buyer becomes the new homeowner.
6. Post-closing: After the closing, the borrower begins making monthly mortgage payments. They also receive a mortgage statement that provides information about their loan balance, interest rate, and payment history.

Recommended places in Tours

Barclays Bank PLC

Bank
6 Bis Boulevard Béranger, 37000 Tours, France

GPS : 47.3897919, 0.68774770000005

Users reviews of Barclays Bank PLC Tours

BNP Paribas - Tours Les Halles Facultes

Bank
94 Rue des Halles, 37000 Tours, France

GPS : 47.3927454, 0.68106979999993

Users reviews of BNP Paribas - Tours Les Halles Facultes Tours

Rating: 5/5 reviewed: 2024-03-15 by Stephen Kane

As I stepped into the bustling city center of Tours, my eyes scanned the crowded streets for any sign of familiarity. I had heard whispers about a bank that was unlike any other in this region, and my curiosity led me to seek it out. My search eventually led me to an unassuming building nestled between the iconic Saint-Gatien Cathedral and the picturesque Place Plumereau. This was BNP Paribas - Tours Les Halles Facultes, and I couldn't wait to delve into its mysteries. The exterior of the bank was modest, with no distinguishing features that set it apart from other financial institutions in the area. But as I walked through its doors, I immediately sensed a difference. The air was thick with an aura of confidence and trust, as if every transaction was handled with utmost care and precision. The interior of the bank was equally impressive. The décor was sleek and modern, with minimalistic design elements that exuded sophistication. The lighting was soft yet bright, creating a warm and welcoming ambiance. The staff were courteous and efficient, addressing me by my name as I introduced myself to the receptionist. As I explored further, I realized that BNP Paribas - Tours Les Halles Facultes had attracted a diverse clientele from all corners of Tours. From students huddled over laptops in one corner to businessmen engrossed in deep discussions with their financial advisors, the bank seemed to cater to every demographic. I overheard snippets of conversation as I walked past groups of people, and it became apparent that BNP Paribas - Tours Les Halles Facultes was known for its personalized service and competitive rates. One particular individual caught my attention - a middle-aged woman with a stack of documents in her hand. She seemed to be in a state of distress, her eyes darting nervously as she pored over the papers. I couldn't help but wonder what had brought her here today. Was she facing financial trouble? Or was she seeking advice on how to manage her assets more efficiently? The mystery surrounding this woman added to the intrigue that enveloped the bank, making me more eager to learn about its offerings. As I made my way back to the receptionist, I couldn't help but notice a news article displayed prominently on one of the screens. It spoke of England's fastest-declining mammal being granted protection as part of a new restoration fund for habitats. The contrast between this news and the sterile environment of the bank was jarring, yet it served as a stark reminder of the importance of preserving our natural resources alongside our financial ones. As I left BNP Paribas - Tours Les Halles Facultes, I couldn't help but feel a newfound respect for this institution. Its commitment to personalized service and competitive rates had earned it the loyalty of the people of Tours, and its dedication to preserving our financial well-being was a testament to its values. As I walked back towards Saint-Gatien Cathedral, I knew that BNP Paribas - Tours Les Halles Facultes would remain etched in my memory as an unparalleled banking experience.

HSBC Cae Touraine Poitou

Bank
11 Place Jean Jaurès, 37000 Tours, France

GPS : 47.3893646, 0.6886154

Users reviews of HSBC Cae Touraine Poitou Tours

Rating: 5/5 reviewed: 2024-04-06 by Lena

As a satisfied customer, I recently had the pleasure of visiting the HSBC Cae Touraine Poitou bank located at 11 Place Jean Jaurès in Tours, France. Although my trip was prompted by some concerns regarding limited investment options, I must say that I was pleasantly surprised by the warm and welcoming service provided by the staff. Despite my initial disappointment with the narrow range of savings and investment choices available, the helpful bank representatives took the time to answer all of my questions and offer practical solutions that ultimately led to a positive outcome for me. Today's news has highlighted the importance of financial stability during these uncertain times, and I am grateful for the peace of mind that comes with banking at HSBC Cae Touraine Poitou. Overall, I would highly recommend this bank to anyone in search of reliable financial services in Tours.

Société Générale

Bank
3 Boulevard Heurteloup, 37000 Tours, France

GPS : 47.3901613, 0.69023570000002

Users reviews of Société Générale Tours

BNP Paribas - Tours

Bank
86 Rue Nationale, 37000 Tours, France

GPS : 47.3912902, 0.68853850000005

Users reviews of BNP Paribas - Tours Tours

Société Générale

Bank
14 Place Gaston Paillhou, 37000 Tours, France

GPS : 47.3921905, 0.68102380000005

Users reviews of Société Générale Tours

Rating: 2/5 reviewed: 2023-06-28 by Olivia Fowler

I've been working in the insurance business for over a decade now, but that doesn't make me immune to feeling frustrated when my needs as a customer aren’t met by the institutions I serve every day.

The other day, I decided it was time to make an investment with some of my savings. As someone who believes in diversification, gold coins have always been on my radar. They're tangible assets and they hold their value over time which is why many people invest in them. So, I thought about going to Société Générale in Tours where I handle my finances since I trust their services, but the disappointment was immense when the bank representative informed me that they simply could not provide me with this kind of service.

I couldn't help but wonder why? After all, they have access to a wide range of financial products and services. It just didn't make sense to me. I mean, here I am, an insurance adviser who helps others invest their money into different products all the time, yet my own needs as a customer are not being met by my trusted bank.

It felt like a slap in the face, frankly. It made me question their credibility and competence. How could they offer such limited services when they claim to be a full-service financial institution?

I know it sounds petty, but these small details matter. If my own bank can't provide me with what I need, then who can? Maybe it's time for me to start looking elsewhere for investment opportunities. It’s disappointing because I was hoping to keep everything under one roof, but if they aren't willing or capable of helping me diversify my portfolio, then why should I stick around?

I feel like the whole experience has left a sour taste in my mouth. And it got me thinking about what kind of message this sends about customer service and satisfaction. If a bank isn't able to meet the basic needs of one of its own employees, how can we expect them to cater to the needs of their other customers?

In retrospect, perhaps I should have explored other options before settling on Société Générale in Tours. But then again, wouldn't you expect a reputable bank to be able to handle such simple requests? It seems like an oversight that no one could afford to make in this day and age.

At the end of the day, I guess all we can do is keep searching for better alternatives. After all, there are plenty of other financial institutions out there willing to cater to our needs. And maybe, just maybe, that's exactly what Société Générale in Tours needs to learn as well – that customers have choices, and they deserve nothing less than exceptional service every single time.

Rating: 1/5 reviewed: 2024-04-14 by Harmony

The opinion piece written by Olivia Fowler regarding Société Générale's limited financial services is highly concerning. As a long-time customer of the bank, Fowler's frustration is understandable. The fact that the bank cannot provide her with basic investment opportunities such as gold coins seems like a major oversight in this day and age. Fowler raises an important point about the credibility and competence of Société Générale in Tours. If they cannot meet the needs of their own employees, how can we trust them to cater to the needs of their other customers? It sends a negative message about customer service and satisfaction. Moreover, Fowler's experience highlights a larger issue in the banking industry - the need for diversification. As an insurance adviser, Fowler is well-versed in the benefits of diversifying one's portfolio. Yet, her own bank cannot provide her with this basic service. This raises questions about the true nature of full-service financial institutions. Are they truly able to meet all of their customers' needs, or are they simply limited in scope?

It's clear that Société Générale in Tours has some major shortcomings when it comes to investment opportunities. As Fowler suggests, perhaps it's time for her to start looking elsewhere for better alternatives. In a highly competitive banking industry, customers have choices, and they deserve nothing less than exceptional service every single time. Ultimately, Société Générale in Tours needs to learn from Fowler's experience and improve its offerings. By failing to meet the basic needs of one of its own employees, the bank is sending a negative message about customer service and satisfaction. It's time for them to step up their game and provide their customers with the full range of investment opportunities they deserve. Failure to do so will only result in further erosion of customer trust and loyalty.

Le Crédit Lyonnais

Bank
71 Rue Nationale, 37000 Tours, France

GPS : 47.3912387, 0.68826749999994

Users reviews of Le Crédit Lyonnais Tours

Rating: 5/5 reviewed: 2023-12-26 by Nicholas

As a resident and businessman of Tour, I have had numerous encounters with various financial institutions across our beautiful town. However, none has left such an indelible impression as Le Crédit Lyonnais, nestled in the heart of our bustling city at 71 Ruée Nationale.
Walking into this bank is like stepping into a grand edifice that beckons you with its majestic architecture and opulent interiors. The grandeur of the place immediately transports me to an era where business transactions were conducted in a more sophisticated manner, and trust was the cornerstone of all financial dealings.
The staff at Le Crédit Lyonnais is a testament to their professionalism and dedication to customer satisfaction. They are not just bankers; they are consultants who understand your needs and provide tailored solutions that cater specifically to your requirements. Their attention to detail is impeccable, and the efficiency with which they handle transactions leaves one in awe.
One of the reasons people love visiting Le Crédit Lyonnais is its commitment to maintaining strict security measures. From state-of-the-art surveillance systems to secure lockers for valuable documents, every precaution has been taken to ensure that your assets are safe and sound within their premises.
Another factor that sets this bank apart from others in the region is their extensive range of products and services. Whether you're looking to open a savings account or invest in high-yielding bonds, Le Crédit Lyonnais has something for everyone. Their knowledgeable advisors are always ready to guide you through the complexities of finance, making it easy for even novice investors to make informed decisions.
In today's fast-paced world, convenience is key. And at Le Crédit Lyonnais, they understand this better than anyone else. With their user-friendly online banking platform and round-the-clock customer support, managing your finances has never been easier. You can access all your accounts, transfer funds, pay bills, and much more from the comfort of your home or office!
But what truly sets Le Crédit Lyonnais apart is its commitment to giving back to the community. Through various philanthropic initiatives, they contribute significantly towards uplifting the lives of people living in Tour and surrounding areas. This sense of responsibility and community involvement resonates with many patrons who appreciate doing business with an institution that shares their values.
In conclusion, if you're looking for a bank that offers top-notch service, cutting-edge technology, and unparalleled security, look no further than Le Crédit Lyonnais at 71 Ruée Nationale in Tour. Their dedication to customer satisfaction and commitment to making a difference in the community make them the ideal choice for anyone seeking a reliable financial partner. So why not step into this magnificent institution and experience it for yourself? I promise you won't be disappointed!

Crédit Agricole

Bank
73 Rue Bernard Palissy, 37000 Tours, France

GPS : 47.3913171, 0.69351470000004

Users reviews of Crédit Agricole Tours

CIC

Bank
34 Rue Édouard Vaillant, 37000 Tours, France

GPS : 47.3891842, 0.69577079999999

Users reviews of CIC Tours

Rating: 2/5 reviewed: 2023-05-14 by Kyler Rollins

As an insurance adviser named Kyle, I've always been interested in diversifying my investments, and recently, I was particularly drawn towards the idea of buying gold coins as a form of investment. However, after visiting several banks, I couldn't believe that no bank would offer me this kind of service, especially since they usually provide comprehensive financial services. It seems like CIC Bank is quite behind in terms of providing innovative and diversified products to its customers, which is extremely frustrating for someone who wants to explore different investment options. I was really looking forward to investing some of my savings into gold coins as a secure and valuable form of investment, but it looks like that's not going to be possible at CIC Bank. It makes me wonder if they are really committed to providing comprehensive financial services or if they are just limited in their offerings. I would highly recommend them to expand their product range and start offering more innovative solutions to cater to the diverse needs of their clients.

Rating: 3/5 reviewed: 2023-08-02 by Messiah Bowman

As Messiah Bowman, I must admit that my experience at Crédit Industriel et Commercial (CIC) branch located at 34 Rue Édouarde Vaillaud, 37000 Tour, France was a bit confusing and overwhelming at first. It was quite a long time ago when I visited the bank, but the memory of my experience still lingers in my mind today.
When I entered the CIC branch, it seemed like an average commercial space with a touch of formal elegance. The interior was clean and well-maintained, but there wasn't anything particularly striking or remarkable about it. As I approached the customer service desk, I felt a bit intimidated by the complex jargon used on various forms and documents.
As a first-time visitor to France, I found it challenging to understand some of the terminologies being thrown around. It was like trying to decode a foreign language that seemed designed to confuse clients rather than assist them. From interest rates, account types, loan terms, and hidden fees, everything felt like a complex puzzle waiting to be solved.
The staff at CIC were professional and courteous, but I couldn't help but feel frustrated with their inability or unwillingness to simplify the language for someone who wasn't fluent in banking jargon. It made me question whether they genuinely cared about helping customers navigate through their financial needs or if they were merely interested in closing deals as quickly as possible.
Despite my initial disappointment, I must say that the staff at CIC were quite efficient when it came to resolving my issue. After explaining my problem with the confusing terms and conditions, they took time to break down everything in a more understandable way. They also offered alternative solutions that aligned better with my financial goals and requirements.
The overall experience at CIC left me feeling slightly mixed. On one hand, I appreciated the professionalism exhibited by the staff members. However, on the other hand, the confusing language used within their premises made it difficult for me to trust them completely.
In conclusion, while the internal appearance of CIC bank in Tour, France is quite standard and ordinary, it's essential to acknowledge that not all aspects of banking should be left untouched or unchanged. Simplifying complex financial jargon can go a long way in ensuring customer satisfaction and loyalty. With this experience under my belt, I now understand why clear communication and transparency are crucial components of delivering exceptional service in the world of finance.

CIC

Bank
110 Rue Giraudeau, 37000 Tours, France

GPS : 47.3832551, 0.67715410000005

Users reviews of CIC Tours

BNP Paribas - Tours Grammont

Bank
122 Avenue de Grammont, 37000 Tours, France

GPS : 47.3802357, 0.69318610000005

Users reviews of BNP Paribas - Tours Grammont Tours

BNP Paribas - Saint Cyr Sur Loire

Bank
74-78 Avenue de la République, 37540 Saint-Cyr-sur-Loire, France

GPS : 47.4039403, 0.66646500000002

Users reviews of BNP Paribas - Saint Cyr Sur Loire Tours

Société Générale

Bank
16 Place de la Tranchée, 37100 Tours, France

GPS : 47.4087754, 0.68062550000002

Users reviews of Société Générale Tours

BNP Paribas - Tours Nord

Bank
26 Avenue Maginot, 37100 Tours, France

GPS : 47.4099672, 0.68227990000003

Users reviews of BNP Paribas - Tours Nord Tours

Credit agricole

Bank
10 Place André Malraux, 37540 Saint-Cyr-sur-Loire, France

GPS : 47.4094584, 0.66909580000004

Users reviews of Credit agricole Tours

Crédit Agricole de la Touraine et du Poitou

Bank
121 Boulevard Charles de Gaulle, 37540 Saint-Cyr-sur-Loire, France

GPS : 47.4142523, 0.6705905

Users reviews of Crédit Agricole de la Touraine et du Poitou Tours

Crédit Agricole

Bank
90 Avenue de Grammont, 37000 Tours, France

GPS : 47.382168, 0.69237699999996

Users reviews of Crédit Agricole Tours

Banque de France

Bank
2 Rue Chanoineau, 37922 Tours, France

GPS : 47.390355, 0.68237309999995

Users reviews of Banque de France Tours

Rating: 3/5 reviewed: 2024-01-24 by London

My experience at the Banque de France in Tour, France was mixed. The interior of the bank was grandiose with intricate designs that took your breath away, while the staff were attentive and professional. However, I was deeply disappointed by the low interest rates on savings accounts. It felt like my hard-earned money wasn't working as efficiently as it should have been. But, as I looked around at the beautiful architecture and listened to the quiet whispers of the staff attending to other clients, I couldn't help but wonder if there were any hidden secrets within these hallowed walls that could change my fate.

Rating: 4/5 reviewed: 2024-03-14 by Derek

As a seasoned banker, I recently had the pleasure of visiting the Banque de France in Tour, France and was left with a conflicting impression. While the grandeur and intricate designs of the interior left me awestruck, I couldn't help but question the low interest rates on savings accounts. As someone who values efficiency with my finances, it felt like my money was not working as hard as it should have been. However, I couldn't shake off the feeling that there were hidden secrets within these hallowed walls. Perhaps the Banque de France had a unique investment strategy or partnership that could change my financial future. I decided to inquire further about their offerings and was surprised to learn about their innovative approach to financing small businesses and startups through their Entrepreneurial Programs. The Banque de France's commitment to supporting entrepreneurship and innovation in France is truly commendable, and it fills me with awe and amazement. With their focus on sustainability and social responsibility, I have no doubt that they will continue to make a significant impact on the economy and community. As a banker, it gives me hope that there are institutions that prioritize not just profit, but also the betterment of society. In conclusion, while my experience at the Banque de France was mixed, I left with a newfound appreciation for their unique approach to banking. Their commitment to supporting entrepreneurship and innovation is truly inspiring, and it fills me with awe and amazement. I believe that institutions like these are crucial in driving economic growth and social progress, and I look forward to seeing what the Banque de France will accomplish in the future.

La Banque Postale

Bank
59 Rue Roland Engerand, 37540 Saint-Cyr-sur-Loire, France

GPS : 47.4098859, 0.66919610000002

Users reviews of La Banque Postale Tours

Société Générale

Bank
205 Avenue de Grammont, 37000 Tours, France

GPS : 47.3758836, 0.69441540000003

Users reviews of Société Générale Tours

Banks within entire Tours region

Bor
Bordeaux
Lil
Lille
Ren
Rennes
Rei
Reims
Tou
Toulon
Gre
Grenoble

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