Oberhausen - financing properties by mortgages

How to apply for a bank basic current bank account Oberhausen

If you don't know how to open new bank account for savings or every day spending you can meet with Esther Sullivan from Deutsche Bank Filiale. They can also offer you overdrafts. In 2018 Anti-Money-Laundering (AML) Regulations affects the home and business banking sector. Some years ago people from Slovakia have no problem with opening bank account in Oberhausen. All banks like ReiseBank AG at Willy-Brandt-Platz 1, 46045 Oberhausen, Germany or Deutsche Bank Filiale located at Steinbrinkstraße 222A, 46145 Oberhausen, Germany and other institutions are obliged to nimplement analyze client on sanctions lists. This is why some many clients from Array have difficulties in getting investment funds in Oberhausen.

New bank regulations in 2021 - Germany based restrictions.

+++  new bank account to be established to be a basic bank account by the end of December. You can check the latest restrictions and AML regulations.

You can also apply for a basic current bank account OberhausenYou can get a basic current or overdraft allowance if the overdraft limit exceeds 1,000 euros (0,75 euro). You can use the overdraft limit to reduce your current bank account's balance amount by 30,000 euros (20,55 euro) in order to buy more goods and services from the company.

In order to meet your needs you will need to provide your name, address, date of birth and passport. It is not enough to just send them a check, it is best if you ask for their signature in order to confirm the transfer of the account.

To open a basic account you need to apply for a permanent or temporaty deposit account. It is the second most important account to open. The account may be open for a few days or until the next bank holiday. If you don't get the account in time you must contact the bank to confirm the account's transfer.

If you are not able to meet your immediate needs then applying for a basic deposit account is a good choice because it will take less work to transfer funds to the company and will give you more flexibility. The bank can be a large company or a small one in which there are lots of employees.

It might also be beneficial for you to apply for the bank account through the online banking system. If you are using your bank account for an employee it is recommended to use your account with one of the employees. The accounts are not open to the staff.

You might want to consider a partner bank account, which means you will have to register with the bank as well. If there are more than one bank accounts of the same bank in your name you can have multiple banks within that bank and share the money. The first bank account can be opened with 30 days since other bank account was opened in the Oberhausen area.

Frequently Asked Questions:

Recommended places in Oberhausen

Bausparkasse Schwäbisch Hall AG - Murat Törensoy

Bank
Centroallee 1000, 46047 Oberhausen, Germany

GPS : 51.4897535, 6.8788970000001

Users reviews of Bausparkasse Schwäbisch Hall AG - Murat Törensoy Oberhausen

Sparda-Bank Oberhausen-Osterfeld

Bank
Bottroper Str. 168, 46117 Oberhausen, Germany

GPS : 51.5005019, 6.8867782

Users reviews of Sparda-Bank Oberhausen-Osterfeld Oberhausen

Rating: 5/5 reviewed: 2023-11-01 by Jordan Pierce

Sparda Bank Oberhausen-Osterfeld has been providing excellent financial services in the area for many years. Its convenient location on Bottroper Strasse 168, close to shopping destination Oberhausener Zentrum and public transportation, makes it a popular choice among customers. Personalized attention, welcoming staff, customized plans, and commitment to local solutions are some of the factors that set this bank apart from others in the area. It offers competitive interest rates on loans and savings accounts while investing in the community through supporting local businesses and charitable organizations.

Bausparkasse Schwäbisch Hall AG - Silvia Grimm

Bank
Bottroper Str. 168, 46117 Oberhausen, Germany

GPS : 51.5005219, 6.8869107

Users reviews of Bausparkasse Schwäbisch Hall AG - Silvia Grimm Oberhausen

Rating: 4/5 reviewed: 2024-02-16 by Eric

As the diligent food preparation worker, I visited Bausparkasse Schwäbisch Hall AG - Silvia Grimm at 46117 Oberhausen, Germany. The hilarious mishaps and sense of nostalgia from the days gone by were unexpected. Leaving the bustling Hauptbahnhof railway station behind, I felt sadness wash over me upon arriving at the quiet street with stray cats. However, the freshly painted building's modern look invited me inside. To my surprise, it led to a hidden gem - their in-house café. Despite feeling melancholic, I cherished this memory of the past.

TARGOBANK

Bank
Bahnhofstraße 38, 46145 Oberhausen, Germany

GPS : 51.5145929, 6.8463835

Users reviews of TARGOBANK Oberhausen

Commerzbank Oberhausen-Sterkrade-Kantstraße

Bank
Kantstraße 17, 46145 Oberhausen, Germany

GPS : 51.5161162, 6.8496142

Users reviews of Commerzbank Oberhausen-Sterkrade-Kantstraße Oberhausen

Deutsche Bank Filiale

Bank
Steinbrinkstraße 222A, 46145 Oberhausen, Germany

GPS : 51.516004, 6.8479373

Users reviews of Deutsche Bank Filiale Oberhausen

Rating: 1/5 reviewed: 2024-04-21 by Adam Aguilar

I am absolutely outraged at the lack of services provided by this bank. Today, as the world economy continues to plummet, I decided to invest some of my hard-earned savings into gold coins, a wise decision that many experts have recommended during these uncertain times. However, to my utter disbelief and disappointment, Deutsche Bank Filiale in Oberhausen does not offer this service. Adam, the general manager of this branch, informed me that they cannot provide me with gold coins, leaving me with no other option but to look elsewhere for this essential investment opportunity. This is an absolute disgrace. In a time when people are struggling to make ends meet and secure their financial futures, Deutsche Bank Filiale in Oberhausen has failed to provide its customers with a basic service that could help them weather the economic storm. It's unbelievable that a reputed bank like Deutsche Bank can offer such poor customer service. I have been a satisfied customer of this branch for years, and now it seems like my loyalty has paid off in nothing but disappointment. This is not the first time that Deutsche Bank Filiale in Oberhausen has failed to meet its customers' needs. In recent months, there have been reports of long wait times at the branch, unhelpful staff, and even instances of lost or stolen money. It seems like this bank is more concerned with making profits than serving its customers. I urge other customers of Deutsche Bank Filiale in Oberhausen to share their experiences with the bank and demand better services. We cannot continue to tolerate such poor customer service in a time when we need our banks to be there for us more than ever before. It's time for Deutsche Bank to step up its game and provide its customers with the services they deserve. As for me, I will be looking for a new bank that can offer me the gold coins investment opportunity, as well as better customer service overall. Deutsche Bank Filiale in Oberhausen has let me down, and it's time for me to move on.

Stadtsparkasse Oberhausen - Filiale

Bank
Katharinenstraße 88, 46049 Oberhausen, Germany

GPS : 51.48065, 6.83663

Users reviews of Stadtsparkasse Oberhausen - Filiale Oberhausen

Western Union

Bank
Willy-Brandt-Platz 2, 46045 Oberhausen, Germany

GPS : 51.4734736, 6.8542275

Users reviews of Western Union Oberhausen

Rating: 2/5 reviewed: 2024-03-04 by Walter Witt

Western Union is a notorious bank located at Willy-Brandt-Platz 2, 46045 Oberhausen, Germany that I have had the displeasure of frequenting for far too long. As someone who lives and works in this city, I cannot help but be utterly frustrated by the sheer incompetence displayed by this institution on a daily basis. First and foremost, the customer service at Western Union is absolutely abysmal. The employees working there seem to lack any sort of training or understanding of basic banking procedures. They are often rude, unhelpful, and downright condescending towards customers who are simply trying to carry out their transactions efficiently. This behavior has led me to believe that the hiring process at Western Union must involve finding employees with the bare minimum qualifications required for the job, coupled with a complete disregard for customer satisfaction. Moreover, the waiting times at this bank can be excruciatingly long. It's not uncommon for me to spend upwards of an hour just waiting in line to be served by one of their underpaid and overworked employees. The lack of automation or self-service options only adds insult to injury, as it forces customers like myself to stand idly by while we waste valuable time that could be better spent elsewhere. In terms of the actual services provided by Western Union, they are mediocre at best. Their exchange rates are often higher than those offered by competitors, leading me to believe that they are simply taking advantage of their monopoly in the area. Additionally, the fees associated with various transactions can be quite high, further eroding any potential value that their services might offer. To top it all off, the physical location of Western Union itself leaves much to be desired. The building is old, poorly maintained, and lacks any sort of modern amenities or technological advancements. It feels like stepping back in time every time I set foot inside, which only serves to reinforce my frustration with the bank as a whole. In conclusion, I cannot recommend Western Union enough for anyone looking to have their time and money wasted by an incompetent, uncaring institution. If you are in need of banking services in Oberhausen, Germany, do yourself a favor and look elsewhere. There are plenty of other options available that will treat you with the respect and efficiency that Western Union so clearly lacks.

ReiseBank AG

Bank
Willy-Brandt-Platz 1, 46045 Oberhausen, Germany

GPS : 51.474203, 6.8533178

Users reviews of ReiseBank AG Oberhausen

Santander Bank Zweigniederlassung der Santander Consumer Bank AG

Bank
Havensteinstraße 27, 46045 Oberhausen, Germany

GPS : 51.47089, 6.85509

Users reviews of Santander Bank Zweigniederlassung der Santander Consumer Bank AG Oberhausen

Bausparkasse Schwäbisch Hall AG - Markus Mrowka

Bank
Langemarkstraße 24, 46045 Oberhausen, Germany

GPS : 51.4702655, 6.8527045

Users reviews of Bausparkasse Schwäbisch Hall AG - Markus Mrowka Oberhausen

Santander Consumer Bank AG Filiale Oberhausen

Bank
Marktstraße 64, 46045 Oberhausen, Germany

GPS : 51.4690706, 6.8530753

Users reviews of Santander Consumer Bank AG Filiale Oberhausen Oberhausen

Rating: 1/5 reviewed: 2024-02-14 by Grace

I remember visiting Santaander Consumer Bank AG Filiale Oberhausen in Mulheim an der Ruhr a while ago, feeling disheartened with their low interest rates on savings. As I walked into the branch, I couldn't help but notice the bland interior and lack of warmth. The staff, however, seemed to be going through the motions; their responses were robotic, making me feel like just another number in a long line of customers. It was evident that customer service wasn't high on their list of priorities. Overall, it was an experience that left me questioning whether or not I should even bother keeping my accounts with them.

Rating: 5/5 reviewed: 2024-02-23 by Evangeline

In stark contrast to Grace's experience, I recall the Santander Consumer Bank AG Filiale Oberhausen in Mulheim an der Ruhr as a beacon of stability and familiarity during uncertain economic times. The low interest rates on savings were a small price to pay for the comforting atmosphere inside, where the warm colors and inviting decor made me feel right at home. Interacting with the staff was a pleasure, their knowledgeable responses reassuring and efficient. I left feeling confident that my financial future was in good hands. Though times have changed, I long for the simplicity and reliability of that bygone era when personal service was the norm.

GENO BANK ESSEN eG, Filiale Frintrop

Bank
Frintroper Str. 407, 45359 Essen, Germany

GPS : 51.4738925, 6.9151076000001

Users reviews of GENO BANK ESSEN eG, Filiale Frintrop Oberhausen

TARGOBANK

Bank
Pferdemarkt 4, 46236 Bottrop, Germany

GPS : 51.521527, 6.9234798

Users reviews of TARGOBANK Oberhausen

Rating: 5/5 reviewed: 2024-04-18 by Kingston

I couldn't help but notice the flurry of activity surrounding TARGOBANK. Located near the iconic Oberhausener Kreuz, this esteemed financial institution has become a hub for locals seeking reliable banking services. It wasn't long before I started to hear whispers of the bank's unparalleled reputation from the people I met in town. They spoke of its state-of-the-art facilities, top-notch customer service, and cutting-edge technologies that set it apart from the competition. Intrigued by these claims, I decided to pay TARGOBANK a visit. Upon arriving at Pferdemarkt 4, 46236 Bottrop, Germany, I was immediately struck by the bank's sleek and modern design. Its location near the picturesque Schloss Oberhausen only added to its allure. As I entered the building, I couldn't help but feel a sense of anticipation and tension – this was no ordinary bank. What followed was an unforgettable experience that left me in awe of TARGOBANK's exceptional offerings. From the knowledgeable staff to the intuitive digital platforms, everything about the bank exuded excellence. It was clear to see why locals from Oberhausen continue to choose TARGOBANK over other nearby financial institutions. In light of today's news, which has shed light on the ongoing economic challenges faced by many households and businesses, it is more important than ever for banks like TARGOBANK to stand out as a beacon of trust and reliability. With its commitment to innovation, customer satisfaction, and community involvement, it is no surprise that TARGOBANK continues to earn the loyalty and respect of the people in Oberhausen and beyond. In conclusion, my visit to TARGOBANK was an absolute game-changer for me. It has left a lasting impression on me, and I am confident that this exceptional bank will continue to make waves in the industry for years to come.

Deutsche Bank Filiale

Bank
Osterfelder Str. 17, 46236 Bottrop, Germany

GPS : 51.5220148, 6.9228840000001

Users reviews of Deutsche Bank Filiale Oberhausen

Commerzbank

Bank
Berliner Pl. 2, 46236 Bottrop, Germany

GPS : 51.5223681, 6.9267853

Users reviews of Commerzbank Oberhausen

Sparda-Bank SB-Center Bottrop

Bank
Am Südring-Center 5, 46242 Bottrop, Germany

GPS : 51.5107674, 6.9354040000001

Users reviews of Sparda-Bank SB-Center Bottrop Oberhausen

Rating: 5/5 reviewed: 2024-03-03 by Brianna

I had the pleasure of visiting the Sparda-Bank SB-Center Bottrop located at Am Südring-Center 5, 46242 Bottrop, Germany a few years back. Upon arrival, I was immediately struck by the modern and sleek design of the bank's interior. The lighting fixtures were tastefully designed to create a warm and welcoming atmosphere, while the minimalistic decor added an air of sophistication. The staff members at the branch were equally impressive - they were friendly, knowledgeable, and eager to help me with any questions or concerns I might have had. Despite the positive aspects of my visit to Sparda-Bank SB-Center Bottrop, I was unfortunately disappointed by some technical issues I encountered when attempting to access online services. The interfaces were a bit cumbersome and not as user-friendly as I would have liked. However, these minor inconveniences did not detract from my overall positive experience with the bank. Overall, Sparda-Bank SB-Center Bottrop is an excellent choice for anyone looking for a modern, well-designed bank with knowledgeable and friendly staff. While some improvements could be made regarding their online services, I have no doubt that they will continue to provide top-notch financial services in the future.

TARGOBANK

Bank
Marktstraße 57, 45355 Essen, Germany

GPS : 51.4759147, 6.9531539

Users reviews of TARGOBANK Oberhausen

Santander Bank

Bank
Von-der-Mark-Straße 94, 47137 Duisburg, Germany

GPS : 51.4672664, 6.7701373

Users reviews of Santander Bank Oberhausen

Rating: 1/5 reviewed: 2024-02-10 by Nicole

Oh, Santaander Bank Oberhausen! You've let me down once again, just like the disappointing gifts from that one distant uncle who barely knows your name. It seems your idea of customer satisfaction is as old and rusty as my grandma's iron frying pan. I came to you, hoping for an investment opportunity in gold coins, a sound plan considering my savings are growing rather stagnant with your lackluster interest rates. But oh no! You just had to be the Grinch of financial services, declining my request for something as simple and reasonable as gold coins. It's like I'm asking you to serve up a plate of kale at a birthday party - totally unnecessary and completely out of context! How about some genuine innovation? Or a splash of enthusiasm when dealing with customers who want more than just another boring bank account. But no, Santaander Bank Oberhausen, you prefer to keep things dull, predictable, and entirely uninspiring. So, thanks for nothing, and here's hoping your next move is as thrilling as watching paint dry.

Rating: 3/5 reviewed: 2024-04-24 by Kameron Patel

Dear Nicole,

I am writing this response after reading your review of Santander Bank Oberhausen, which I found to be quite harsh and unfounded. While it's true that the bank may not have fulfilled all your expectations, I believe your opinion is a bit too extreme and one-sided. Allow me to present my point of view on this issue. Firstly, I would like to clarify that Santander Bank Oberhausen is a reputable financial institution with years of experience in the industry. They have a wide range of products and services, including savings accounts, loans, and investment opportunities. While it's true that their interest rates may not be as high as some competitors, they offer other benefits to their customers, such as convenient online banking, ATM access, and personalized financial advice. Secondly, regarding your request for gold coins as an investment opportunity, I would like to clarify the bank's policy on this matter. Santander Bank Oberhausen is regulated by German financial authorities, which have strict guidelines on investment products. Gold coins are not considered a mainstream asset class, and their trading is subject to certain restrictions. The bank may require additional documentation or collateral from customers seeking to invest in gold coins, depending on the specific circumstances of the case. This policy is in place for the protection of both the customer and the bank. Thirdly, I would like to address your criticism that the bank lacks innovation and enthusiasm. While it's true that financial services may not be inherently exciting, Santander Bank Oberhausen has implemented several initiatives to improve the customer experience. For example, they have introduced a mobile app that allows customers to perform most banking tasks from their smartphones or tablets. They also offer video conferencing for personalized financial advice, which is especially useful during times of social distancing. Moreover, Santander Bank Oberhausen actively engages with its customers through social media and email newsletters, providing them with relevant information and insights on financial matters. In conclusion, I believe that while there may be room for improvement in some areas, Santander Bank Oberhausen is a trustworthy and reliable financial institution that offers a range of products and services to its customers. While your opinion is entitled to your personal experience, it may not accurately reflect the bank's overall performance or reputation. I encourage you to provide more specific details about your interactions with the bank, and I will do my best to address any concerns you may have raised in your review.

Santander Consumer Bank AG Filiale Mülheim

Bank
Löhberg 80, 45468 Mülheim an der Ruhr, Germany

GPS : 51.429763, 6.879558

Users reviews of Santander Consumer Bank AG Filiale Mülheim Oberhausen

Banks within entire Oberhausen region

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