Radford - financing properties by mortgages

Banks in Radford can helps people with everyday life.In modern world over 90 percent of financial transactions in Radford are carried out through banks. Banks offer many products for both personal and commercial use. For example First Bank & Trust in Radford offers both factoring and credit card. You can get a settlement account or possibility to buy securities. In case of question with foreign transfer you can contact directly Mr Luis Robbins from BB&T ATM at 307 Jefferson St, Radford, VA 24142, United States or Zayden Wallace from Wells Fargo ATM located at Adams St, Radford, VA 24142, United States.

How to get business loan - banks of Radford

If you need to a financing for you start-up - check our list of recommended institutions. Please check the list below , compare offers and check our users ratings of the best loans in the Radford

Radford smaller monthly loan how to ?

If you need an advice with your loan or mortgage please consider an appointment with Eduardo Carlson from BB&T ATM.

How to get business loan - banks of Radford

If you need a loan to gain your business you can pick from variety of offers. For cash loans or mortgages check the best offers from Wells Fargo ATM , First Bank & Trust located at 7305 Peppers Ferry Blvd, Fairlawn, VA 24141, United States.

Financing Properties by Mortgages in Radford

Radford, Virginia is a great place to buy real estate, whether you're a first-time home buyer or an experienced investor. Mortgages are a common way to finance property purchases in Radford, and they offer numerous advantages.

Mortgages are popular among Radford property buyers because they allow you to leverage your money and purchase a larger and more expensive property than you would be able to otherwise. With mortgages, you can buy a property and take out a loan to cover the rest of the cost. This can be a great way for newcomers to Radford to get into the game without having to invest a large amount of money upfront.

Mortgages can also help you to build equity quickly in Radford. As you make your mortgage payments, you are slowly building up equity in the home. This can result in a large financial boost if you decide to sell your property.

In addition to helping you to buy property, mortgages can also be used for refinancing purposes in Radford. Refinancing allows you to replace your existing loan with a new one which may have a lower interest rate or more favorable terms. This can significantly reduce your monthly payments and save you money over the life of the loan.

Finally, it is important to note that there are numerous financial institutions in Radford that offer mortgages. It is important to shop around and compare different lenders in order to find the best deal. You should also pay attention to the terms and conditions of the loan and make sure you understand them before signing any agreement.

Overall, mortgages are a great way to finance a property purchase in Radford. They can help you to purchase a larger and more expensive property than you could otherwise and they can also be used to refinance and save money. Shopping around and comparing different lenders is the best way to ensure that you get the best deal.

Frequently Asked Questions:

Can you explain the process for opening a new savings account at First Bank & Trust in Radford, and what documentation is required?

Sure, I can help you with that. Here's the process to open a new savings account at First Bank & Trust in Radford:
1. Visit the nearest branch of First Bank & Trust in Radford or go to their website (www.firstbanktrust.com) to access their online account opening portal.
2. Fill out the necessary information, including your personal details such as name, address, date of birth, and Social Security number.
3. Choose the type of savings account you want to open. First Bank & Trust offers various types of savings accounts, such as regular savings accounts, money market accounts, and CDs (Certificates of Deposit).
4. Decide on the initial deposit amount required to open the account. The minimum opening deposit varies depending on the type of account you choose. For example, the minimum opening deposit for a regular savings account is $100.
5. Review the terms and conditions of the account carefully before submitting your application.
6. Once you have submitted your application, you will need to provide proof of identification, such as a driver's license or passport. You may also be required to provide additional documentation, such as your Social Security card or a copy of your birth certificate.
7. After your application has been reviewed and approved, the bank will notify you and provide you with the necessary information to access your new savings account.
In summary, opening a new savings account at First Bank & Trust in Radford requires completing an application form, providing proof of identification and additional documentation if required, and meeting the minimum opening deposit requirement for the type of account you choose.

Recommended places in Radford

Wells Fargo Bank

Bank
1040 E Main St, Radford, VA 24141, United States

GPS : 37.1412174, -80.5552463

Users reviews of Wells Fargo Bank Radford

SunTrust Bank

Bank
1000 E Main St, Radford, VA 24141, United States

GPS : 37.1413858, -80.5540634

Users reviews of SunTrust Bank Radford

Rating: 3/5 reviewed: 2024-03-18 by Ivy

As a customer who recently visited SunTrust Bank located at 1000 E Main St, Radford, VA 24141, I have mixed feelings about my experience. On one hand, the staff was friendly and welcoming; however, I found their confusing terms and conditions to be quite frustrating. Upon entering the bank, I noticed that it was well-maintained with a clean and modern appearance. The lobby was spacious, and there were comfortable chairs for customers who needed to wait or discuss their financial matters. Additionally, the bank had several ATMs available, which made it convenient for those who didn't need to speak to a representative in person. The staff at SunTrust Bank were friendly and seemed knowledgeable about their products. They greeted me with a smile and asked how they could assist me. I explained that I was looking for information on their home equity loans, as I wanted to consolidate some debt. The representative I spoke with walked me through the application process and answered any questions I had regarding interest rates, repayment options, and other important details. Unfortunately, it wasn't long before the conversation took a turn for the worse. As we continued discussing the loan terms, the representative began using complex jargon that left me feeling lost and uncertain about my decision. It seemed like every sentence they spoke included at least one financial term or acronym I didn't understand. This lack of transparency made it difficult for me to feel confident in their products or services. Despite this setback, I must commend the bank on its efforts to promote energy efficiency and sustainability. Recently, the government announced a financial support plan to help households replace their gas boilers with heat pumps. It's encouraging to see banks like SunTrust Bank taking steps towards reducing our carbon footprint and promoting eco-friendly practices. In conclusion, my visit to SunTrust Bank was a mixed experience. While the staff was friendly and knowledgeable, I found their confusing terms and conditions to be frustrating. Additionally, the use of complex jargon made it difficult for me to fully understand the loan options available. However, I do appreciate the bank's efforts towards promoting energy efficiency and sustainability. Overall, I would recommend SunTrust Bank for those who are comfortable navigating financial terms and don't mind taking the time to clarify any questions they may have.

ATM - Radford University Muse Dining Hall

Bank
801 E Main St, Radford, VA 24141, United States

GPS : 37.1404199, -80.5525835

Users reviews of ATM - Radford University Muse Dining Hall Radford

BB&T ATM

Bank
307 Jefferson St, Radford, VA 24142, United States

GPS : 37.1362513, -80.5472654

Users reviews of BB&T ATM Radford

Citibank ATM

Bank
302 Tyler Ave, Radford, VA 24141, United States

GPS : 37.1385796, -80.5534918

Users reviews of Citibank ATM Radford

BB&T Bank

Bank
1201 E Main St, Radford, VA 24141, United States

GPS : 37.1407423, -80.5583631

Users reviews of BB&T Bank Radford

First Community Bank - Radford

Bank
1400 Tyler Ave, Radford, VA 24141, United States

GPS : 37.1273052, -80.5413194

Users reviews of First Community Bank - Radford Radford

Carter Bank & Trust

Bank
1900 E Main St, Radford, VA 24141, United States

GPS : 37.1392355, -80.5656968

Users reviews of Carter Bank & Trust Radford

Rating: 2/5 reviewed: 2024-04-09 by Lincoln

As I sit down to write this medium-length review about Carter Bank & Trust, my heart sinks at the mere thought of recounting my disappointing experience last summer. The bank at 1900 E Main St, Radford, VA 24141, United States, which I visited then, has left a lasting impression on me - one that is far from pleasant. I remember walking into the bank with a sense of hope and excitement, as I was in the process of purchasing my first home. However, that hope soon turned into despair as I encountered delays in mortgage approval. The wait for loan approval can be incredibly stressful, especially when you're buying a house, and my experience at Carter Bank & Trust only amplified these feelings of hopelessness. Despite the setbacks, I couldn't help but notice the internal appearance of the bank itself. The décor was outdated and lackluster, with dull grey walls that seemed to suck the life out of the space. It felt like a stark contrast to the vibrant and modern interiors of other banks I had visited in the past. The staff at Carter Bank & Trust were polite enough during my visit, but their service left much to be desired. They seemed overworked and overwhelmed, which only added to the already stressful situation I was facing. It felt like they were simply going through the motions rather than truly caring about helping me out. Today's news reminds me of another setback that has left people feeling hopeless - the discovery of palm-sized creatures with golden locks, no eyes, and flipper-like hands in an underground lake in Australia. While this news may seem far removed from my experience at Carter Bank & Trust, it serves as a reminder of how unexpected setbacks and disappointments can arise in our lives, leaving us feeling lost and uncertain. In conclusion, my experience at Carter Bank & Trust was far from pleasant, with delays in mortgage approval, outdated décor, and lackluster staff service. While I hope that future customers have a more positive experience, I cannot help but feel a sense of despair and hopelessness as I recall the events of last summer.

National Bank - Radford

Bank
2001 E Main St, Radford, VA 24141, United States

GPS : 37.1380862, -80.5673078

Users reviews of National Bank - Radford Radford

Union Bank & Trust

Bank
50 W Main St, Radford, VA 24141, United States

GPS : 37.1356975, -80.5715347

Users reviews of Union Bank & Trust Radford

Rating: 2/5 reviewed: 2024-08-15 by Gianna

Ugh, I'm still fuming about my recent encounter with Union Bank & Trust in Radford! As a postman, I've dealt with my fair share of grumpy customers, but these folks take the cake. I say, they're more interested in serving cake to their wealthy clients than helping someone like me. So, here's the scoop: I walked into this bank, proudly clutching my savings account statement and a gleam in my eye. You see, I've been pinching pennies for years, saving up for a rainy day (or rather, a financially savvy future). And what did I want to invest in? None other than the shiniest, most precious thing I could find: gold coins!

I mean, who doesn't love gold, right? It's like the ultimate symbol of success. Anyway, I'm thinking, "Hey, Union Bank & Trust is a reputable institution, surely they'll have some gold coins lying around for a humble postman like me. But nope! The teller looked at me like I'd asked to trade my postal uniform for a unicorn onesie. Sorry, Gianna," she said with a sympathetic smile (which, let's be real, was probably just her way of saying, "Ha! You're not one of our high-net-worth clients"). We don't offer gold coins as an investment option. I'm like, "What?! But. I've got money in the bank! And a solid 401(k) plan to boot!" I'm basically a financial rockstar, for Pete's sake!

As it turns out, this bank only caters to their VIP clients – you know, the ones with private jet accounts and vacation homes. Meanwhile, the rest of us plebeians are left to rummage through the thrift store for our gold coins. Google "where to buy gold coins online" at 2 AM. On a side note, did you hear about that news story from yesterday? The one where some billionaire bought an entire island for, like, a gazillion dollars? Yeah, I'm pretty sure he banked with Union Bank & Trust. No wonder they're so busy catering to their high-end clients – they're probably too busy counting their own gold coins to worry about serving someone as "pedestrian" as me. All joking aside (well, sort of), if you're a regular Joe like me and looking for a bank that'll treat you with respect.

Bank of Floyd

Bank
7349 Peppers Ferry Blvd, Fairlawn, VA 24141, United States

GPS : 37.1488997, -80.5847403

Users reviews of Bank of Floyd Radford

Wells Fargo ATM

Bank
Adams St, Radford, VA 24142, United States

GPS : 37.1390248, -80.5475796

Users reviews of Wells Fargo ATM Radford

Rating: 2/5 reviewed: 2023-10-21 by Serenity

I recently visited the Wells Fargo ATM in Radford, Virginia, hoping to conduct a transaction that would help me invest my savings wisely. As a cashier at Sereniity, I have a good understanding of financial matters and decided to explore the option of purchasing gold coins. However, to my disappointment, this bank doesn't offer such services. It seems that they are not interested in providing their customers with various investment options or even educating them about different ways to secure their future. I was left feeling frustrated, as if my hard-earned money was being wasted on an institution that does not cater to the needs of its clients. Wells Fargo's lack of awareness regarding alternative investment options makes me question the credibility and efficiency of their services overall.

StellarOne - Radford

Bank
50 W. Main St., Radford, VA 24141, United States

GPS : 37.1356997, -80.571568

Users reviews of StellarOne - Radford Radford

First Bank & Trust

Bank
7305 Peppers Ferry Blvd, Fairlawn, VA 24141, United States

GPS : 37.1475488, -80.5860738

Users reviews of First Bank & Trust Radford

Rating: 5/5 reviewed: 2024-06-10 by Matthew Harrison

I am always on the lookout for reliable financial institutions that can cater to my unique needs. Recently, I came across First Bank & Trust located at 7305 Peppers Ferry Blvd, Fairlawn, VA 24141, United States, and I must say, it has left a lasting impression on me. My adventure to this bank began with an unexpected detour. I was rushing to make it there before its closing time when my car suddenly broke down on Radford's notorious Route 66. The scenic beauty of the surrounding area was momentarily forgotten as I frantically searched for a way out. That's when I spotted a group of cyclists zooming past me, their helmets glinting in the setting sun. I flagged them down and asked if they knew an alternate route to First Bank & Trust. To my surprise, one of the cyclists, a middle-aged man with a friendly smile, offered to lead the way on his electric bike. As we pedaled through winding roads, dotted by picturesque farms and rustic barns, I couldn't help but marvel at the serene beauty of Radford. The sun was slowly setting, casting long shadows over the rolling hills, and a gentle breeze carried the fragrance of freshly cut hay. We reached First Bank & Trust just as it was closing its doors, but the kind staff there welcomed us with open arms. The architecture of this bank is both traditional and modern, blending seamlessly into its surroundings. The exterior features a red-brick facade with large glass windows that offer panoramic views of the countryside. Inside, there are sleek marble floors, contemporary furnishings, and state-of-the-art technology that make banking hassle-free and convenient for customers like me. The IMF official's warning about AI's potential hazards during economic hardships has piqued my interest. As someone who is passionate about tech and finance, I am eager to learn more about the pros and cons of AI in banking. It's clear that we must strike a balance between harnessing AI's advantages and mitigating its hazards. First Bank & Trust seems to be taking proactive measures in this regard by incorporating AI-powered tools like chatbots and virtual assistants, which not only enhance customer experience but also reduce wait times and improve efficiency. In conclusion, my adventure to First Bank & Trust was a rollercoaster ride, but I am glad that it led me to discover a financial institution that caters to my unique needs while being mindful of the future challenges of AI in banking. The bank's location, architecture, and services are all top-notch, and I would highly recommend it to anyone seeking reliable financial solutions.

Woodforest National Bank

Bank
7373 Peppers Ferry Blvd, Radford, VA 24141, United States

GPS : 37.1523751, -80.5850341

Users reviews of Woodforest National Bank Radford

Rating: 5/5 reviewed: 2023-08-28 by Jade

As a visitor to Radford, I was impressed by the convenience and accessibility of Woodforest National Bank located at 7373 Peppers Ferrry Blvd. This area is known for its bustling commercial district, making it an ideal location for a bank that caters to the financial needs of residents and businesses alike. What really stood out for me was the friendly and professional customer service I experienced at Woodforest National Bank. I can understand why people from Radford choose this bank for their banking needs.

Truliant Federal Credit Union

Bank
7321 Peppers Ferry Blvd, Radford, VA 24141, United States

GPS : 37.1484807, -80.5855963

Users reviews of Truliant Federal Credit Union Radford

Rating: 3/5 reviewed: 2024-01-04 by Emerson Berger

I have been a loyal customer at the TruLiant Federal Credit Union located on Peppers Ferry Blvd, Radford, VA 24141 for several years now. The bank has a very modern and welcoming atmosphere inside that makes you feel right at home. It is clean and well-organized with friendly staff who are always willing to help.
Recently, however, I faced some difficulty accessing their online services. My experience was marred by technical glitches or perhaps an overly complex interface, which made it quite cumbersome for me to carry out simple tasks like checking my balance or transferring funds. This issue left me rather frustrated and disappointed.
Despite this setback, I must say that the staff at TruLiant Federal Credit Union are highly professional and provide excellent customer service. They have always been approachable and efficient in addressing any queries or concerns I might have had during my visits to the branch. Their commitment to delivering personalized banking solutions is commendable.
In conclusion, while navigating their online services left much to be desired, the TruLiant Federal Credit Union's internal appearance and staff service certainly make up for it. They continue to provide an excellent experience overall, and I hope they can resolve the technical issues in the near future.

Member One Federal Credit Union

Bank
6103 Fulk Dr, #C, Fairlawn, VA 24141, United States

GPS : 37.1505445, -80.5847447

Users reviews of Member One Federal Credit Union Radford

Rating: 3/5 reviewed: 2024-07-16 by Sawyer

I have to admit that I am growing increasingly skeptical of their services. While they offer a wide range of banking products and services, there are certain areas where they fall short, and one such area is investment opportunities. Recently, I found myself in the market for some gold coins as an investment opportunity, but to my disappointment, Member One Federal Credit Union was not able to provide me with this service. As a dentist who has saved up a significant amount of money over the years, I felt that investing in gold coins would be a smart choice, as it is often viewed as a hedge against inflation and economic uncertainty. However, my local credit union was simply unable to meet my needs in this regard. This lack of service options left me feeling somewhat cynical about Member One Federal Credit Union's commitment to providing their members with comprehensive financial services. It seems that while they excel at traditional banking functions like checking and savings accounts, they fall short when it comes to more specialized areas like investment opportunities. I can't help but wonder if this is simply a matter of limited resources or a lack of expertise in these areas. Today's news also highlights the importance of understanding global economic trends and their potential impact on financial markets. As oil prices hover around $85/barrel, traders are closely monitoring the strength of the US dollar and any policy shifts from China. While slowing Chinese growth has caused some concern, the advancement of OPEC+ curbs and rate cut expectations have led to muted volatility at 2015 lows. Amidst this economic uncertainty, Fed Chair Powell's reassurance on inflation has led to lower borrowing costs and a weaker greenback, which could potentially benefit investors who are looking for opportunities in foreign markets. However, it is important for individuals like myself to remain skeptical and cautious when navigating these complex financial landscapes, as there are always risks and uncertainties involved in any investment decision. In conclusion, while Member One Federal Credit Union has been a reliable banking partner in the past, their limitations in certain areas of service have left me feeling somewhat cynical about their overall commitment to meeting their members' needs. It is important for individuals like myself to remain informed and vigilant when navigating complex financial landscapes, as there are always risks and uncertainties involved in any investment decision. As the global economy continues to evolve and present new challenges and opportunities, it will be critical for investors to stay informed and adaptable in order to make smart decisions that align with their long-term goals.

SunTrust ATM

Bank
619 2nd St, Radford, VA 24141, United States

GPS : 37.1303503, -80.5795147

Users reviews of SunTrust ATM Radford

First Community Bank - Christiansburg

Bank
109 Roanoke St, Christiansburg, VA 24073, United States

GPS : 37.1300179, -80.4044504

Users reviews of First Community Bank - Christiansburg Radford

Rating: 3/5 reviewed: 2024-05-24 by Brooklyn Booker

Dear First Community Bank in Christiansburg,

I recently visited your branch in Radford with the intention of investing some of my savings into gold coins. However, I was disappointed to learn that your bank does not offer this service. As a serviceman who has worked hard for my money, I am determined to make wise investments with it. Unfortunately, your lack of options left me feeling discouraged and dissatisfied. Despite this setback, I remain optimistic about the future. In fact, today's economic news gives me hope that the Federal Reserve may delay rate cuts due to resilient economic activity. This is a positive sign for investors like myself who are looking to make smart decisions with our money. As I continue my search for investment opportunities, I will be keeping a close eye on companies such as Nvidia, which recently saw a surge in value following strong earnings reports. Additionally, JPMorgan's forecast of an AI-fuelled rise in the S&P 500 is also encouraging news for investors. However, it is not just the stock market that I am watching. Emerging Asian currencies have been taking a hit lately due to a stronger dollar. This highlights the need for diversification and careful consideration when making investment decisions. Overall, while my experience at your branch may have been less than ideal, I remain optimistic about the future of investing. By staying informed about market trends and looking for smart opportunities, I am confident that I can make wise decisions with my money. Here's hoping that your bank will soon expand its investment options to include gold coins and other such services. Until then, I will continue my search elsewhere.

Woodforest National Bank

Bank
2400 N Franklin St, Christiansburg, VA 24073, United States

GPS : 37.1605156, -80.4256207

Users reviews of Woodforest National Bank Radford

Rating: 1/5 reviewed: 2024-02-14 by Amiyah

I recently visited Woodforest National Bank in Radford, but it was nothing like Disneyland for adults or a sitcom. The employees were friendly and helpful, making sure every request was met with understanding. The banking procedures are straightforward, with no high school drama involved. While security measures are taken seriously, they don't impact customer experiences positively.

Rating: 2/5 reviewed: 2024-04-11 by Delilah Swanson

While the review by Amiyah painted a picture of a smooth and efficient banking experience at Woodforest National Bank, I beg to differ. As someone who has had multiple unpleasant encounters with this bank, I cannot wholeheartedly endorse its services. Firstly, the friendliness and helpfulness of the employees are not universally experienced. In my case, I encountered a particularly rude and uncooperative teller who seemed to take pleasure in making my requests more complicated than they needed to be. This lack of customer service detracted from what should have been a simple transaction and left me feeling frustrated and dissatisfied. Secondly, the straightforwardness of the banking procedures is not always the case. I have experienced confusion and delays due to inefficient systems and outdated technology. The bank's website and mobile app are also less than user-friendly, making it difficult to navigate and complete tasks online. Finally, while security measures are important, they should not come at the expense of customer convenience. I have had to wait for lengthy periods due to excessive security checks, causing me to miss appointments and deadlines. These delays not only waste my time but also contribute to the overall negative experience that I have had with Woodforest National Bank. In conclusion, while some aspects of Woodforest National Bank's services may be satisfactory, my personal experiences have been far from positive. The bank needs to address these issues and improve its customer service and technology to meet the expectations of today's banking customers.

Banks within entire Radford region

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