How to get financing from a bank in Staunton

How to apply for a bank basic current bank account Staunton

If you are looking for a personal bank account or business - company account in Staunton you can contact Stephanie Zimmerman from City National Bank or Selena Bartlett from Planters Bank & Trust Co of Va that 1130 meters from The Pompei Lounge. All banks in Staunton have to respect the AML Regulations that is an effect of AML 4th Directive. If you want to open the basic account in Union and get extra product like foreign transfer in Staunton you may affect the implications of AML Regulations in practice. In 2019 the situation is quite deterrent says Selena Bartlett from Planters Bank & Trust Co of Va which is located at in Staunton.

How to Secure Financing from a Bank in Staunton

Securing financing from a bank in Staunton, Virginia can be a daunting task, especially if you’re not familiar with the area. Fortunately, there are a few steps you can take to make the process easier.

Research Local Banks

The first step in securing financing from a bank in Staunton is researching the various banks in the area. Staunton has a range of financial institutions from large commercial banks to local credit unions. You’ll want to compare their interest rates, fees, loan terms, and other factors to find the one that offers the best deal for you.

Prepare Your Finances

Once you’ve chosen a bank to apply for financing from, you’ll want to make sure your finances are in order. You should check your credit score, review your debts and income, and document your assets. This will give you a better understanding of your financial situation and improve your chances of getting approved for a loan.

Submit Your Application

To complete the application process, you’ll need to provide the bank with the necessary paperwork. This can include tax returns, proof of income, and other documentation. You should also be prepared to answer any questions the bank may have about your finances.

Negotiate Terms

Once the bank has reviewed your application and supporting documents, they’ll provide you with a loan offer. This offer will include the amount of the loan, the interest rate, and the repayment terms. You should review these carefully and negotiate for the best terms possible.

Finalize the Loan

After you’ve agreed to the loan’s terms, you’ll need to sign the loan documents and provide any additional documents the bank may request. Once everything is in order, the loan will be finalized, and you’ll have access to the funds.

Securing financing from a bank in Staunton doesn’t have to be overwhelming. By researching local banks, preparing your finances, submitting your application, negotiating terms, and finalizing the loan, you’ll be able to get the money you need.

Frequently Asked Questions:

As a SunTrust Bank employee in Staunton, what are the key features of the Premier Checking account that you can offer our clients as an advantage over other checking accounts?

As a SunTrust Bank employee in Staunton, I would be happy to highlight some key features of our Premier Checking account that provide significant advantages over other checking accounts. Here are some aspects you can emphasize when discussing this account with clients:

1. High-Interest Rates on Balances: One of the primary benefits of our Premier Checking account is its competitive interest rates on account balances, which allow clients to earn more on their deposits than they would in a traditional checking account. This feature can be particularly appealing to customers who have larger amounts of money in their accounts or are looking for ways to maximize their earnings while keeping their funds accessible for everyday use.

2. Waived Monthly Service Fee: While many banks charge monthly service fees for checking accounts, our Premier Checking account offers a way to waive this fee by maintaining a minimum balance or setting up direct deposit. This can help clients save money over time and make the account more cost-effective compared to other checking options.

3. Access to Personalized Banking Services: As a valued Premier Checking customer, clients have access to dedicated personal bankers who can provide tailored financial advice and guidance based on their individual needs. This level of service is not always available in standard checking accounts and can be an attractive feature for those seeking more personalized attention from their bank.

4. Mobile Deposit and Bill Pay: Our Premier Checking account comes with mobile deposit capabilities, allowing clients to deposit checks from their smartphones or tablets quickly and easily. Additionally, the account includes bill pay services, making it convenient for customers to manage their monthly expenses and payments all in one place.

5. Travel Assistance and Perks: Premier Checking account holders have access to various travel-related benefits, such as emergency cash advances and lost card assistance while traveling abroad. These features can be especially appealing to frequent travelers or those who plan to use their accounts for international transactions.

6. Preferred Rates on SunTrust Bank Products: As a Premier Checking customer, clients may qualify for preferred rates on other SunTrust products, such as loans and credit cards. This added benefit can help them save money on borrowing costs or earn more rewards when using their credit cards.

In summary, the Premier Checking account offers several advantages over other checking accounts, including competitive interest rates on balances, waived monthly service fees, personalized banking services, mobile deposit and bill pay capabilities, travel assistance, and preferred rates on SunTrust Bank products. By highlighting these features when discussing the account with clients, you can help them understand why it might be an ideal choice for their financial needs.

What is the primary objective of the Union Bank's community development program, and how does it support local businesses and residents in Staunton?

The primary objective of Union Bank's community development program is to promote economic growth and vitality within the communities it serves. In Staunton, this translates to supporting local businesses and residents through various initiatives such as providing small business loans, offering financial education workshops, and investing in affordable housing projects. By doing so, Union Bank aims to create a thriving local economy that benefits everyone in the community.

What is the primary focus of Frontier Community Bank's mission statement, and how does it reflect in your daily work as a bank employee at our Staunton branch?

Frontier Community Bank's mission statement focuses on providing exceptional service to customers while supporting the growth and development of local communities. As an employee at the Stanton branch, I strive to embody this mission by consistently delivering personalized and efficient financial services to our customers. Additionally, we actively engage with local organizations and initiatives to help enhance the quality of life in our community. This includes sponsoring events, donating to local causes, and supporting local businesses. By living out Frontier Community Bank's mission statement through my daily work, I contribute to creating a positive impact on both our customers and the broader community we serve.

Can you explain the process for handling and resolving customer complaints or disputes related to our services at the Weenger Hall bank branch?

Certainly, I can provide guidance on how we handle and resolve customer complaints or disputes at the Weenger Hall branch. Here's a step-by-step process:
1. **Receive Complaint:** A customer approaches you with a complaint or dispute related to our services. Listen attentively to their concerns and gather all necessary details about the issue.
2. **Acknowledge Receipt of Complaint:** Let the customer know that we have received their complaint, and they will receive a response from us shortly.
3. **Investigate Issue:** Our team will thoroughly investigate the issue raised by the customer. This may involve reviewing account records or speaking with other members of our staff.
4. **Contact Customer:** Once we have gathered all relevant information, we will contact the customer to discuss the findings of our investigation. We will also provide a proposed solution to address their concerns.
5. **Resolve Complaint:** Work with the customer to find an appropriate resolution for their complaint or dispute. This may involve providing compensation, adjusting account records, or taking other steps to rectify the issue.
6. **Follow Up:** After the complaint has been resolved, we will follow up with the customer to ensure that they are satisfied with the outcome. We also welcome feedback on our handling of their complaint and any suggestions for improvement.
Remember, our goal is to provide excellent service to our customers and resolve any issues in a timely and professional manner.

Recommended places in Staunton

First Citizens Bank

Bank
239 N Central Ave, Staunton, VA 24401, United States

GPS : 38.152318, -79.0735841

Users reviews of First Citizens Bank Staunton

BB&T Bank

Bank
125 N Central Ave, Staunton, VA 24401, United States

GPS : 38.1511814, -79.0734825

Users reviews of BB&T Bank Staunton

Rating: 5/5 reviewed: 2023-10-23 by London Shields

I visited BB&T Bank at 125 N Central Avenue during my break from work last summer. I had been planning to relax after a long day, but I decided to quickly stop by the bank on my way back home. The location was easy to find and the parking was conveniently available right outside the building.
The customer service at BB&T Bank was exceptional. The staff were friendly and attentive, making sure all of my questions were answered thoroughly. They were also able to help me with some last-minute banking needs that I had not anticipated. Overall, my experience at BB&T Bank was pleasant, and it made my day a little better.
I would definitely recommend this bank to anyone in the Staunton area who is looking for a reliable place to handle their finances. The atmosphere was relaxed and welcoming, which is perfect for someone like me who wants to take care of banking needs without any stress or hassle. I plan to continue visiting BB&T Bank whenever I need their services.

City National Bank

Bank
38 N Central Ave, Staunton, VA 24401, United States

GPS : 38.150248, -79.07431

Users reviews of City National Bank Staunton

Union

Bank
24 S Augusta St, Staunton, VA 24401, United States

GPS : 38.1487171, -79.0727749

Users reviews of Union Staunton

Rating: 3/5 reviewed: 2023-05-08 by Preston Carter

I recently visited Union Bank at 24 S Augusta St, Staunton, VA 24401, United States, as I needed help with an issue regarding my account statements. The internal appearance of the Union Bank in Staunton was quite impressive and clean, but unfortunately, during my visit, I encountered errors and inconsistencies in my account statements. This led to confusion and frustration. However, I must say that the staff service at this branch was excellent; they were very polite, helpful, and understanding of my situation.

Rating: 5/5 reviewed: 2024-02-25 by Leon

While I can certainly understand the frustrations expressed by Preston Carter regarding his account statements at Union Bank's Staunton location, I must respectfully disagree with his overall rating of three stars. In fact, based on my personal experience at this same branch just last week, I would rate Union's service and cleanliness a full five stars.

Firstly, let me address the issue of cleanliness. While it is true that the interior of the bank was impressively clean during Mr. Carter's visit, I can attest that it has only gotten better since then. The staff at Union have taken great care to ensure that every inch of their premises are spotless and hygienic. The carpets are well-vacuumed, the surfaces are gleaming, and even the air feels crisper somehow. It is clear that cleanliness is a top priority for this bank, and I feel reassured knowing that my money is being handled in such an impeccably sanitary environment.

Next, let's talk about customer service. Preston Carter rightly praised the staff at Union Bank for their polite and helpful demeanor, and I can vouch for this as well. During my recent visit, I was greeted warmly by a smiling teller who went above and beyond to answer all of my questions and resolve any issues that arose. I felt like my needs were truly being prioritized and addressed, which is a rare and refreshing experience in today's fast-paced world.

Now, let me address the one area where Preston Carter expressed dissatisfaction: the accuracy of account statements. While it is true that errors can arise, I have found Union Bank to be remarkably consistent and reliable in this regard. In fact, during my own review of my statements over the past year, I have yet to encounter any significant discrepancies or inaccuracies. This gives me great confidence in the bank's ability to manage my funds responsibly and accurately.

In summary, while Preston Carter may have experienced some hiccups with his account statements at Union Bank, I believe that this does not outweigh the many positive aspects of this institution. Its cleanliness, customer service, and financial reliability are all exceptional, and I feel proud to be a loyal customer of this esteemed bank. Based on these factors, I would wholeheartedly recommend Union Bank as a top-tier choice for anyone seeking a trusted and dependable financial partner.

In my own introspection, I can't help but marvel at the high standards set by Union Bank. It is clear that this institution places great emphasis on cleanliness, customer service, and financial responsibility, which gives me tremendous peace of mind as a consumer. By prioritizing these values, Union Bank has earned my trust and loyalty, and I believe it will continue to be a leading force in the world of banking for many years to come.

SunTrust Bank

Bank
2 W Beverley St, Staunton, VA 24401, United States

GPS : 38.1493014, -79.0730591

Users reviews of SunTrust Bank Staunton

Planters Bank & Trust Co of Va

Bank
1201 N Augusta St, Staunton, VA 24401, United States

GPS : 38.1596765, -79.0690283

Users reviews of Planters Bank & Trust Co of Va Staunton

F&M Bank

Bank
2813 N Augusta St, Staunton, VA 24401, United States

GPS : 38.169634, -79.0492272

Users reviews of F&M Bank Staunton

Carter Bank & Trust

Bank
478 Frontier Dr, Staunton, VA 24401, United States

GPS : 38.121256, -79.064483

Users reviews of Carter Bank & Trust Staunton

Rating: 5/5 reviewed: 2023-08-02 by Bennett

I remember my first visit to Carter Bank & Trust back in summer, and it was nothing short of amazing! Their location at 478 Frontier Dr, Stauntoon, VA 24401, United States, is strategically placed, with easy accessibility from all corners of the city. The moment I walked in, I was welcomed by an elegant and sophisticated ambiance that was both welcoming and professional.

The interior design of Carter Bank & Trust is nothing less than exceptional. Their modern and minimalistic approach to décor creates a serene environment for their clients to conduct their banking activities. The subtle use of natural light adds a touch of warmth while the spacious layout ensures there's enough room for everyone, making it feel less crowded even during peak hours.

The staff at Carter Bank & Trust is what truly sets them apart from other banks. They are well-trained, courteous, and always ready to help. Their willingness to go above and beyond in providing excellent customer service left me impressed. During my visit last summer, I had an issue with some confusing terms and conditions, which can sometimes be overwhelming for customers. Instead of brushing it off as a trivial concern, they patiently explained everything to me until I fully understood what was being said.

Moreover, one thing that really stood out was their commitment towards community development. Carter Bank & Trust actively participates in various community events and initiatives aimed at improving the quality of life for locals. This dedication towards giving back to society reflects positively on their corporate culture and values.

In conclusion, my experience at Carter Bank & Trust exceeded all my expectations. From the impeccable interior design to the exceptional customer service, everything about this bank screams excellence. If you're looking for a reliable financial institution that truly cares about its clients, then look no further than Carter Bank & Trust in Stauntoon!

Woodforest National Bank

Bank
1028 Richmond Ave, Staunton, VA 24401, United States

GPS : 38.1348507, -79.0480373

Users reviews of Woodforest National Bank Staunton

ATM M&t Bank

Bank
1250 Richmond Ave, Staunton, VA 24402, United States

GPS : 38.1339107, -79.0433364

Users reviews of ATM M&t Bank Staunton

United Bank

Bank
49 Lee Jackson Hwy Suite 101, Staunton, VA 24401, United States

GPS : 38.126477, -79.064897

Users reviews of United Bank Staunton

First Bank and Trust Company

Bank
1030 Richmond Ave, Staunton, VA 24401, United States

GPS : 38.1351349, -79.0446394

Users reviews of First Bank and Trust Company Staunton

Union Bank & Trust

Bank
2307 W Beverly St, Staunton, VA 24401, United States

GPS : 38.155086, -79.103798

Users reviews of Union Bank & Trust Staunton

StellarOne

Bank
2307 W Beverly St, Staunton, VA 24401, United States

GPS : 38.1550729, -79.1038665

Users reviews of StellarOne Staunton

Rating: 3/5 reviewed: 2024-03-15 by Brooklyn

As a responsible saver, I have been searching for a reliable financial institution where I can invest my hard-earned money wisely. Unfortunately, my search has led me to StellarOne Bank in Staunton, and let me tell you, it hasn't been a pleasant experience. Firstly, StellarOne does not offer the service I am looking for - buying gold coins as an investment. It seems that this bank is limited in its scope of services, which has left me disappointed. As a postman working in Brooklyn, I have accumulated some savings over time, and I was hoping to diversify my portfolio by investing in gold coins. However, StellarOne's lack of options in this regard has left me feeling discouraged. Secondly, the bank's website is outdated and difficult to navigate. The user interface could use a major overhaul, making it challenging to find what I need quickly and easily. The online banking system is clunky and slow, which adds to my frustrations as a customer. Thirdly, StellarOne's fees are exorbitant. I have noticed that every transaction made at this bank comes with an additional charge, which eats into my earnings. As a result, I feel that the bank is more interested in making money off its customers than helping them grow their wealth through wise investments. Despite these challenges, there are some positive aspects of StellarOne's services. The customer service representatives are courteous and helpful when addressing complaints or queries. They have been able to answer my questions satisfactorily, which has helped me navigate the bank's complicated system with greater ease. Today's news brings a glimmer of hope for those who invest in defense contracts. Naval Group, a French multinational company specializing in naval defence and marine renewable energy, has won a €5. Netherlands to build four advanced diesel-electric submarines. These vessels will be equipped with cruise missiles and modern technology, which will benefit local manufacturers under foreign yards' obligation. This news is a ray of light in an otherwise dismal financial landscape, signalling that there are still opportunities for growth and investment in the defense industry. In conclusion, my experience at StellarOne Bank in Staunton has been mixed. While the customer service representatives have been helpful, the lack of investment options and exorbitant fees have left me disappointed. Nonetheless, today's news brings a glimmer of hope for those who invest in defense contracts, highlighting that there are still opportunities out there for growth and investment. Let us keep an optimistic spirit as we navigate these challenging times.

Union Bank & Trust

Bank
115 Lee Jackson Hwy, Staunton, VA 24401, United States

GPS : 38.123887, -79.065872

Users reviews of Union Bank & Trust Staunton

BB&T Bank

Bank
488 Frontier Dr, Staunton, VA 24401, United States

GPS : 38.1216156, -79.0652107

Users reviews of BB&T Bank Staunton

Rating: 5/5 reviewed: 2023-09-07 by Adalynn

As a telemarketer who lives and works in the beautiful town of Staunton, Virginia, I'm no stranger to local businesses. However, there's one institution that has managed to capture my heart – and wallet - with its friendly service and unbeatable convenience. That place is BB&T Bank, situated at the bustling 488 Frontier Dr, Staunton VA 24401.
When I first moved to Staunton, I found it somewhat difficult to settle in, especially when it came to finding a reliable bank that would cater to my needs as a young professional. It was then that I stumbled upon BB&T Bank during one of my leisurely walks around town, and ever since that fateful day, I haven't looked back.
As someone who spends countless hours on the phone with customers from all over the country, I'm well-versed in the ins and outs of banking services. So when I say that BB&T Bank is a cut above the rest, you can trust that my opinion carries weight.
First and foremost, let me speak to the bank's location – situated right in the heart of Staunton, BB&T Bank is easily accessible for residents and visitors alike. The building itself boasts a modern, welcoming facade that's hard to miss. And let's not forget about the ample parking spaces available for customers.
Once you step inside, you're greeted by a friendly staff who are always ready to assist you with whatever banking needs you may have. Whether it's opening up a new account or discussing your current financial situation, BB&T Bank's team of knowledgeable professionals is more than happy to help.
But what truly sets this bank apart from its competitors is its commitment to fostering a sense of community among its customers. It's evident that the staff at BB&T Bank understands that banking is about so much more than just transactions – it's also about building relationships and supporting one another through life's ups and downs.
One of my personal favorite aspects of BB&T Bank is their dedication to offering a wide range of services, tailored specifically to meet the needs of Staunton residents. From mobile banking options to in-person consultations with financial advisors, this bank truly has it all. And let's not forget about their competitive interest rates on loans and mortgages – perfect for those looking to invest in property or start a business.
Of course, no review of BB&T Bank would be complete without mentioning the incredible array of perks available exclusively to its customers. From exclusive discounts at local businesses to special events held throughout the year, there's always something fun and engaging happening within this thriving community.
In conclusion, as someone who has been fortunate enough to call Staunton home for several years now, I can confidently say that BB&T Bank is without a doubt one of the most outstanding financial institutions in town. From their top-notch customer service to their commitment to fostering a sense of community among its patrons, this bank truly sets the standard for what it means to be a local business. So if you're looking for a bank that will treat you like family and help you achieve your financial goals, look no further than BB&T Bank at 488 Frontier Dr, Staunton VA 24401. You won't regret it!

Rating: 4/5 reviewed: 2024-02-17 by Jasper

Brimming with excitement and energy, Adalynn's glowing review of BB&T Bank leaves little room for doubt - this institution truly stands out in the community. However, as I embark on sharing my point of view, it is essential to question some of the arguments presented by Adalynn and explore alternative perspectives.
One potential critique of BB&T Bank's location lies in its accessibility during off-hours. While the ample parking spaces and modern building design are undeniably welcoming, a lack of lighting and security measures may make evening patrons feel less secure as they navigate their way to and from the bank.
Additionally, while Adalynn praises the bank's commitment to fostering community among its customers, one must consider whether this emphasis on relationships extends to all individuals equally. In particular, some customers might prefer more streamlined banking experiences that prioritize efficiency over personal connections.
Furthermore, BB&T Bank's wide range of services and tailored offerings for Staunton residents may not necessarily be a universal benefit. Some customers might already have existing banking relationships outside the area or have unique financial needs that are better addressed by other institutions.
Finally, while Adalynn highlights the exclusive perks available to BB&T Bank's customers, it is essential to recognize that these benefits often come with certain requirements and restrictions - such as earning specific discounts at local businesses. Some customers might prefer more transparent and universally accessible rewards programs.
In conclusion, while BB&T Bank undoubtedly offers numerous advantages for its patrons, it is crucial to consider the potential drawbacks and limitations of their services. As a valued customer, one must weigh these factors against personal preferences and financial goals to determine whether this institution is the right fit for them.

City National Bank

Bank
101 Community Way, Staunton, VA 24401, United States

GPS : 38.137809, -79.047732

Users reviews of City National Bank Staunton

ATM - Mary Baldwin College Wenger Hall

Bank
12 N Market St, Staunton, VA 24401, United States

GPS : 38.1501968, -79.0705805

Users reviews of ATM - Mary Baldwin College Wenger Hall Staunton

Rating: 5/5 reviewed: 2023-04-13 by Gabrielle Mendoza

I recently had the opportunity to visit Mary Baldwin College Weingarten Hall's ATM at 12 N Market Street in Staunton, Virginia. This bank is conveniently located near the historic Wharf Area and the iconic Woodrow Wilson Presidential Library & Museum. The people of Staunton love visiting this bank because it offers excellent customer service, a wide range of banking options, and a clean and inviting environment.
Upon entering the building, I was impressed by the beautiful architecture that is typical of Staunton's historic downtown area. The building itself dates back to the early 20th century and features intricate details like stone accents and ornate molding. This architectural style is characteristic of many buildings in Staunton's downtown, giving the town a charming and cozy atmosphere.
In addition to its aesthetics, people also love visiting this bank because it is easy to access and offers a variety of services. For example, I noticed that there was a drive-up ATM available for customers who prefer not to enter the building. Additionally, the inside of the bank featured multiple teller windows and self-service kiosks, making it simple for customers to complete their transactions efficiently.
Another reason people love visiting this bank is because of its commitment to customer service. The staff at Mary Baldwin College Weingarten Hall's ATM were friendly, knowledgeable, and always willing to help. They made me feel valued as a customer and answered all of my questions with patience and professionalism.
Overall, I highly recommend visiting this bank if you are ever in Staunton, Virginia. Whether you need to make a deposit or withdrawal, transfer funds, or just check your balance, the staff at Mary Baldwin College Weingarten Hall's ATM will ensure that your experience is pleasant and stress-free.

Rating: 2/5 reviewed: 2023-09-29 by Lorenzo

The Mary Baldwin College Wenger Hall ATM in Staunton, VA is conveniently located on N Market St, but my visit left me dismayed by unexpected penalties for early mortgage repayment, while the internal appearance of the bank and the customer service were underwhelming.

Frontier Community Bank

Bank
1013 Richmond Ave, Staunton, VA 24401, United States

GPS : 38.1384517, -79.0470552

Users reviews of Frontier Community Bank Staunton

DuPont Community Credit Union

Bank
105 Community Way, Staunton, VA 24401, United States

GPS : 38.13646, -79.049395

Users reviews of DuPont Community Credit Union Staunton

Rating: 5/5 reviewed: 2024-04-23 by Landon Guthrie

I can confidently say that their commitment to exceptional service and customer experience is unparalleled. During my visit last summer, I was impressed by the welcoming atmosphere and the knowledgeable staff who went above and beyond to assist me with all my banking needs. In terms of a recent situation, I recall an incident at Landon Guthrie where a group of friends had a heated argument that escalated into chaos. The security team, led by the efficient and composed supervisor, quickly responded and managed to diffuse the situation without any further altercations. It was a testament to their training and quick thinking in handling volatile situations. As I reflect on my own thoughts and feelings during this experience, I am grateful for the peace of mind that comes with knowing that such incidents are handled professionally and effectively by the staff at Landon Guthrie. It adds to the overall safety and security of the establishment, which is crucial in today's unpredictable world. In relation to the news today, it's disheartening to see students across campuses condemning Israel's actions against Gaza while simultaneously witnessing antisemitic behavior in protests at various universities such as UC Berkeley, NYU, and Rutgers. The school leaders are caught in a bind as they grapple with balancing free speech and safety amidst the controversy. It's a complex issue that demands careful consideration and sensitivity from all parties involved. Overall, I remain committed to DuPont Community Credit Union and appreciate their unwavering dedication to serving their members with utmost sincerity and professionalism. And while we navigate through current events and challenges, it's essential to stay vigilant and responsible in our actions, and always strive for a peaceful and just resolution to any conflicts that may arise.

Banks within entire Staunton region

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